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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
666,383 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
in Finance (3) Capital One Small Business Cards
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+810
666,383 Views
$400 Bonus
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Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
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Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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Joined Aug 2011
L6: Expert
> bubble2 1,934 Posts
105 Reputation
robrob777
11-14-2020 at 11:09 AM.
11-14-2020 at 11:09 AM.
They gave me 1K for opening a chase account last year. Opening accounts was fun back thrn now i just buy stocks and lose or gain 1k+ a day (on paper)
3
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Joined Dec 2018
Master of my Own Domain
> bubble2 2,176 Posts
378 Reputation
HonestMammoth473
11-14-2020 at 11:09 AM.
11-14-2020 at 11:09 AM.
Quote from yoyofish :
YES, taxable income forget it.

Whether it's $400, $320 or whatever, it's still free money for virtually no effort.
Reply
Joined Oct 2008
Professional Novice
> bubble2 11,997 Posts
2,038 Reputation
RUsum1
11-14-2020 at 11:10 AM.
11-14-2020 at 11:10 AM.
What if one direct deposit is over $1000? Does this require two deposits still or does it just have to equal at least $1000 within the first two deposits?
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Joined Aug 2017
L4: Apprentice
> bubble2 469 Posts
18 Reputation
MinXO
11-14-2020 at 11:11 AM.
11-14-2020 at 11:11 AM.
Quote from ChristInMe :
Well, I don't see any restriction against current account holders unless
"....you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus."
I already have a savings account but I just opened a checking account to take advantage of the $400 bonus offer.
Dang it
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Joined May 2005
L4: Apprentice
> bubble2 476 Posts
37 Reputation
ibrow
11-14-2020 at 11:13 AM.
11-14-2020 at 11:13 AM.
Quote from dcguy703 :
they advertise this as a Online Checking account? Will they charge for visiting a B&M location and using a teller for deposits or withdrawals?

They really don't have branches. Also no ATM fees and they have ATM's in most targets in my area.
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Joined May 2006
L7: Teacher
> bubble2 2,542 Posts
394 Reputation
tivoboy
11-14-2020 at 11:13 AM.
11-14-2020 at 11:13 AM.
Wow that's some holy mother bonus Batman.
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Joined May 2005
L4: Apprentice
> bubble2 476 Posts
37 Reputation
ibrow
11-14-2020 at 11:13 AM.
11-14-2020 at 11:13 AM.
Quote from Gb1908 :
Existing customers go f yourself you get jack

I know right.
So I get nothing for being a customer for over 10 years
1
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Joined Oct 2010
L6: Expert
> bubble2 1,701 Posts
672 Reputation
jackc6900
11-14-2020 at 11:13 AM.
11-14-2020 at 11:13 AM.
Has anyone opened an account via the app? Not seeing a spot to input a promo code and afraid to keep hitting next as I'm at the point it wants me to indicate I've read the disclosures.
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Joined Oct 2017
New User
> bubble2 1 Posts
10 Reputation
sirsam143
11-14-2020 at 11:15 AM.
11-14-2020 at 11:15 AM.
Do they run your credit?
2
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Joined Apr 2006
L3: Novice
> bubble2 148 Posts
49 Reputation
kissiffer4
11-14-2020 at 11:17 AM.
11-14-2020 at 11:17 AM.
Quote from jackc6900 :
Has anyone opened an account via the app? Not seeing a spot to input a promo code and afraid to keep hitting next as I'm at the point it wants me to indicate I've read the disclosures.

Looks like the promo code is added by default.
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Joined Aug 2019
L3: Novice
> bubble2 147 Posts
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Wiredwiz26
11-14-2020 at 11:18 AM.
11-14-2020 at 11:18 AM.
How much is the initial deposit? Can I open for my son who is 4 years old and deposit from my employer?
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Joined Dec 2015
L2: Beginner
> bubble2 71 Posts
10 Reputation
Hassanshani
11-14-2020 at 11:19 AM.
11-14-2020 at 11:19 AM.
I did not trust them
2
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Joined Jul 2019
L1: Learner
> bubble2 24 Posts
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DanaN94
11-14-2020 at 11:21 AM.

Our community has rated this post as helpful. If you agree, why not thank DanaN94

11-14-2020 at 11:21 AM.
For whoever can't meet the DD requirements, they have a spend-based $250 sign up bonus

https://www.capitalone.com/upto250/
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Joined May 2019
L4: Apprentice
> bubble2 335 Posts
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Chinonoco
11-14-2020 at 11:21 AM.
11-14-2020 at 11:21 AM.
Quote from ibrow :
I know right.
So I get nothing for being a customer for over 10 years

They've already taken your money. They want new suckers, which I'm happy to oblige. Will definitely sign up for this nice bonus in December. Thanks OP. Good looking out.
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