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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
665,678 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
665,678 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,249 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Sep 2015
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> bubble2 171 Posts
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sbimos
11-14-2020 at 01:27 PM.
11-14-2020 at 01:27 PM.
Quote from Warriorsfan89 :
because Discover in fact WORKED and NOT WORKED,

in fact most of these DP (data points) are YMMV. Most common ones like Paypal, WF, and Chase surely dont work.

His paste was either copied from the wrong section, or he removed the info THAT _IS_ THERE.
Reply
Last edited by sbimos November 14, 2020 at 01:33 PM.
Joined Nov 2016
L6: Expert
> bubble2 1,728 Posts
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NaPra
11-14-2020 at 01:29 PM.
11-14-2020 at 01:29 PM.
Quote from karthik_r :
No monthly or maintenance fees to open, keep & use

https://www.capitalone.com/bank/c...g-account/ [capitalone.com]

https://www.capitalone.com/assets...ng-pew.pdf [capitalone.com]
I don't see a place to enter the coupon code. I already have a Capital One account if that matters.
Reply
Joined Sep 2015
L3: Novice
> bubble2 171 Posts
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sbimos
11-14-2020 at 01:29 PM.
11-14-2020 at 01:29 PM.
Quote from RavenSpyD50 :
Correct, because there's a data point for each. That's how data points work, sometimes it's not consistent.

His paste was either copied from the wrong section, or he removed the info THAT _IS_ THERE.
Reply
Last edited by sbimos November 14, 2020 at 01:31 PM.
Joined Feb 2005
Adicted to SD
> bubble2 2,707 Posts
980 Reputation
JSquare
11-14-2020 at 01:30 PM.
11-14-2020 at 01:30 PM.
My application got stuck at ID verification and had to sent a pic of my driver's license by phone, now they said to wait 2 days for CS to verify, despite the fact I have a Capital One checking account for ages.
Reply
Joined Dec 2011
L5: Journeyman
> bubble2 1,659 Posts
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nyczalex
11-14-2020 at 01:33 PM.
11-14-2020 at 01:33 PM.
Can anyone confirm if the 2k deposits need to sit in acct? Does payment sharing apps like paypal/cashapp/venmo/etc. qualify? Asking for people that aren't working.
Reply
Joined Oct 2012
L3: Novice
> bubble2 168 Posts
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mrjbaires
11-14-2020 at 01:34 PM.
11-14-2020 at 01:34 PM.
does anyone know if a deposit from BankMobile will work?
Reply
Joined Sep 2016
L5: Journeyman
> bubble2 743 Posts
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Nimsiv
11-14-2020 at 01:39 PM.
11-14-2020 at 01:39 PM.
Looks like Robinhood will work for sure! Now my only question is, do I need to leave the $1000 in the bank or I can take it right out?
Reply

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Joined Jul 2020
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> bubble2 33 Posts
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3BeansandDreams
11-14-2020 at 01:40 PM.
11-14-2020 at 01:40 PM.
Quote from bosoxx091 :
Based on this website maybe?
https://www.doctorofcredit.com/kn...One_360​ [doctorofcredit.com]
I called C1 and they read to me what is stated on the offer page. I asked her if PNC bank transfer is eligible. She went on to say "It should be". No clarity.
Reply
Joined Jul 2020
L1: Learner
> bubble2 33 Posts
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3BeansandDreams
11-14-2020 at 01:42 PM.
11-14-2020 at 01:42 PM.
Quote from yurkler :
Does the $1000+ need to stay in the checking account until the bonus is paid out?
Yes.
1
Reply
Joined Dec 2013
L2: Beginner
> bubble2 48 Posts
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DannyD7370
11-14-2020 at 01:42 PM.
11-14-2020 at 01:42 PM.
Quote from Nimsiv :
Looks like Robinhood will work for sure! Now my only question is, do I need to leave the $1000 in the bank or I can take it right out?

Will Webull work too?
Reply
Joined Nov 2016
L6: Expert
> bubble2 1,525 Posts
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empirefalls1
11-14-2020 at 01:42 PM.
11-14-2020 at 01:42 PM.
Quote from washerebefore :
The company is messed up - last time they had this they could never get my account started - even after 3 weeks of phone calls back and forth - Really poor support group..The way they F*IXED it was let the promo expire and tell me it was no longer available now! Horrible service!
Michelin ( tires ) did the same thing on a rebate. They somehow mis placed the online rebate i sent in......i had a confirmation number to prove i sent it in on time,one month before a deadline. . They 'found' my rebate after the deadline to submit one, but then said i did not sent one in on time.
No Michelin again.
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,119 Posts
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Fanime
11-14-2020 at 01:44 PM.
11-14-2020 at 01:44 PM.
LOL why would you even ask a rep if a certain bank is eligible...
Reply
Joined Dec 2008
L5: Journeyman
> bubble2 627 Posts
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HISI808
11-14-2020 at 01:45 PM.
11-14-2020 at 01:45 PM.
So what's the safest play here? How reliable is the DOC list? Should I just do a ACH deposit from TD Ameritrade which is on the DOC list as well as direct deposit my paycheck? Is there a way to verify what is a successful direct deposit? Don't want to try only one way and miss the 60 day window if unsuccessful. Only way you'll find out is in March 2021.
Reply
Joined Nov 2016
L6: Expert
> bubble2 1,525 Posts
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empirefalls1
11-14-2020 at 01:46 PM.
11-14-2020 at 01:46 PM.
This spooked me enough to stay away:
"Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening."

I get one DD every month but some months there are "31 days" between deposits. Which would be 62 days
Dont want to jump though hoops like a circus animal then the fine print disqualifies a bonus. Worse, At least the circus animal gets a treat at the end.
Reply
Last edited by empirefalls1 November 14, 2020 at 01:52 PM.

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Joined Feb 2015
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Nytron
11-14-2020 at 01:46 PM.
11-14-2020 at 01:46 PM.
Quote from JSquare :
My application got stuck at ID verification and had to sent a pic of my driver's license by phone, now they said to wait 2 days for CS to verify, despite the fact I have a Capital One checking account for ages.
See my post here for verification workaround: https://slickdeals.net/f/14548025-capital-one-earn-a-400-bonus-with-360-checking?p=142244336#post142244336
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