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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
671,385 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Written by
Edited November 13, 2020 at 05:03 PM by
in Finance (3) Capital One Small Business Cards
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Deal
Score
+810
671,385 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
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Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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Joined Sep 2015
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sbimos
11-14-2020 at 01:27 PM.
11-14-2020 at 01:27 PM.
Quote from Warriorsfan89 :
because Discover in fact WORKED and NOT WORKED,

in fact most of these DP (data points) are YMMV. Most common ones like Paypal, WF, and Chase surely dont work.

His paste was either copied from the wrong section, or he removed the info THAT _IS_ THERE.
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Last edited by sbimos November 14, 2020 at 01:33 PM.
Joined Nov 2016
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NaPra
11-14-2020 at 01:29 PM.
11-14-2020 at 01:29 PM.
Quote from karthik_r :
No monthly or maintenance fees to open, keep & use

https://www.capitalone.com/bank/c...g-account/ [capitalone.com]

https://www.capitalone.com/assets...ng-pew.pdf [capitalone.com]
I don't see a place to enter the coupon code. I already have a Capital One account if that matters.
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Joined Sep 2015
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sbimos
11-14-2020 at 01:29 PM.
11-14-2020 at 01:29 PM.
Quote from RavenSpyD50 :
Correct, because there's a data point for each. That's how data points work, sometimes it's not consistent.

His paste was either copied from the wrong section, or he removed the info THAT _IS_ THERE.
Reply
Last edited by sbimos November 14, 2020 at 01:31 PM.
Joined Feb 2005
Adicted to SD
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JSquare
11-14-2020 at 01:30 PM.
11-14-2020 at 01:30 PM.
My application got stuck at ID verification and had to sent a pic of my driver's license by phone, now they said to wait 2 days for CS to verify, despite the fact I have a Capital One checking account for ages.
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Joined Dec 2011
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nyczalex
11-14-2020 at 01:33 PM.
11-14-2020 at 01:33 PM.
Can anyone confirm if the 2k deposits need to sit in acct? Does payment sharing apps like paypal/cashapp/venmo/etc. qualify? Asking for people that aren't working.
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Joined Oct 2012
L3: Novice
> bubble2 168 Posts
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mrjbaires
11-14-2020 at 01:34 PM.
11-14-2020 at 01:34 PM.
does anyone know if a deposit from BankMobile will work?
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Joined Sep 2016
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Nimsiv
11-14-2020 at 01:39 PM.
11-14-2020 at 01:39 PM.
Looks like Robinhood will work for sure! Now my only question is, do I need to leave the $1000 in the bank or I can take it right out?
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Joined Jul 2020
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3BeansandDreams
11-14-2020 at 01:40 PM.
11-14-2020 at 01:40 PM.
Quote from bosoxx091 :
Based on this website maybe?
https://www.doctorofcredit.com/kn...One_360​ [doctorofcredit.com]
I called C1 and they read to me what is stated on the offer page. I asked her if PNC bank transfer is eligible. She went on to say "It should be". No clarity.
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Joined Jul 2020
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3BeansandDreams
11-14-2020 at 01:42 PM.
11-14-2020 at 01:42 PM.
Quote from yurkler :
Does the $1000+ need to stay in the checking account until the bonus is paid out?
Yes.
1
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Joined Dec 2013
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DannyD7370
11-14-2020 at 01:42 PM.
11-14-2020 at 01:42 PM.
Quote from Nimsiv :
Looks like Robinhood will work for sure! Now my only question is, do I need to leave the $1000 in the bank or I can take it right out?

Will Webull work too?
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Joined Nov 2016
L6: Expert
> bubble2 1,541 Posts
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empirefalls1
11-14-2020 at 01:42 PM.
11-14-2020 at 01:42 PM.
Quote from washerebefore :
The company is messed up - last time they had this they could never get my account started - even after 3 weeks of phone calls back and forth - Really poor support group..The way they F*IXED it was let the promo expire and tell me it was no longer available now! Horrible service!
Michelin ( tires ) did the same thing on a rebate. They somehow mis placed the online rebate i sent in......i had a confirmation number to prove i sent it in on time,one month before a deadline. . They 'found' my rebate after the deadline to submit one, but then said i did not sent one in on time.
No Michelin again.
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Fanime
11-14-2020 at 01:44 PM.
11-14-2020 at 01:44 PM.
LOL why would you even ask a rep if a certain bank is eligible...
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Joined Dec 2008
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HISI808
11-14-2020 at 01:45 PM.
11-14-2020 at 01:45 PM.
So what's the safest play here? How reliable is the DOC list? Should I just do a ACH deposit from TD Ameritrade which is on the DOC list as well as direct deposit my paycheck? Is there a way to verify what is a successful direct deposit? Don't want to try only one way and miss the 60 day window if unsuccessful. Only way you'll find out is in March 2021.
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Joined Nov 2016
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empirefalls1
11-14-2020 at 01:46 PM.
11-14-2020 at 01:46 PM.
This spooked me enough to stay away:
"Receive at least 2 direct deposits totaling $1,000 or more within 60 days of account opening."

I get one DD every month but some months there are "31 days" between deposits. Which would be 62 days
Dont want to jump though hoops like a circus animal then the fine print disqualifies a bonus. Worse, At least the circus animal gets a treat at the end.
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Last edited by empirefalls1 November 14, 2020 at 01:52 PM.

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Nytron
11-14-2020 at 01:46 PM.
11-14-2020 at 01:46 PM.
Quote from JSquare :
My application got stuck at ID verification and had to sent a pic of my driver's license by phone, now they said to wait 2 days for CS to verify, despite the fact I have a Capital One checking account for ages.
See my post here for verification workaround: https://slickdeals.net/f/14548025-capital-one-earn-a-400-bonus-with-360-checking?p=142244336#post142244336
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