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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,676 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
689,676 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Aug 2009
L3: Novice
> bubble2 262 Posts
134 Reputation
tireshark
11-16-2020 at 02:43 PM.
11-16-2020 at 02:43 PM.
Quote from CheapThrills01 View quoted comment :
Will there be a hard credit pull? I checked last few pages no mention of it. I never had a Capital one account/credit card. TIA
Quote from BondT View quoted comment :
this. i'ld like to know also
Use the "search this thread" button at the top right of the thread. Use 'hard' or 'hard pull' or 'soft' etc. and you will find all the posts discussing it.
Reply
Joined Oct 2011
L3: Novice
> bubble2 134 Posts
43 Reputation
17judge
11-16-2020 at 03:17 PM.
11-16-2020 at 03:17 PM.
Got the same message, what did you do to fix this? I have tried two different browsers and two different devices.

Quote from beri486 View quoted comment :
I keep getting "we hit a snag" message after I try to add funds.
I "restart" the application as instructed in the message and hit the "sang" again!

It sure looks like a shady deal.
Reply
Joined Jul 2008
L3: Novice
> bubble2 254 Posts
31 Reputation
dogsx2
11-16-2020 at 03:19 PM.
11-16-2020 at 03:19 PM.
I got interrupted while in the process of applying for the account and forgot to enter the bonus reward. After talking to the representative she said I may or may not get it after a certain date so that killed it for me. I don't want to do something I may or may not get . Only put two dollars in so no big deal.
Reply
Joined Sep 2009
L5: Journeyman
> bubble2 971 Posts
113 Reputation
MrSchmo
11-16-2020 at 03:20 PM.
11-16-2020 at 03:20 PM.
One deposit of $1000 cash works too right?
4
Reply
Joined Dec 2014
L10: Grand Master
> bubble2 8,288 Posts
491 Reputation
someoneslick
11-16-2020 at 03:22 PM.
11-16-2020 at 03:22 PM.
This was probably just a total waste of time. People saying even if it confirms on the success page you used the code, they're still told it's not on their account. Called to change where my DD goes and they said it should take effect with the next deposit, but on the website it still shows my old info and says the earliest change would be January, which would be too late to get two done. Then people saying paypal does and doesn't count.
1
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,106 Posts
607 Reputation
dtmamg
11-16-2020 at 03:44 PM.
11-16-2020 at 03:44 PM.
Quote from MrSchmo View quoted comment :
One deposit of $1000 cash works too right?
No it will not
Reply
Joined Oct 2008
L8: Grand Teacher
> bubble2 3,725 Posts
1,163 Reputation
dealnewb
11-16-2020 at 03:45 PM.
11-16-2020 at 03:45 PM.
I am trying to sign up for my wife and I. We have one join account with them. It won't let us create separate accounts for this bonus.
Reply

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Joined Sep 2009
L6: Expert
> bubble2 1,344 Posts
1,229 Reputation
JosiahFam
11-16-2020 at 04:15 PM.
11-16-2020 at 04:15 PM.
I tried to enter the promo code where you can fund account later or open and fund account now and it said not valid wtf
Reply
Joined Apr 2007
L3: Novice
> bubble2 112 Posts
14 Reputation
dbspace
11-16-2020 at 04:37 PM.
11-16-2020 at 04:37 PM.
if I have an ING account which is closed by capital one on July 2018 due to inactivity, will I be eligible for the bonus. It is not very clear to me from the statement
Reply
Joined Sep 2016
L5: Journeyman
> bubble2 755 Posts
137 Reputation
Nimsiv
11-16-2020 at 04:45 PM.
11-16-2020 at 04:45 PM.
Quote from CheapThrills01 View quoted comment :
Will there be a hard credit pull? I checked last few pages no mention of it. I never had a Capital one account/credit card. TIA

No, this is not a hard pull. I opened yesterday and didn't get a hard pull
Reply
Joined Sep 2013
L2: Beginner
> bubble2 82 Posts
34 Reputation
JeremyC4542
11-16-2020 at 04:52 PM.
11-16-2020 at 04:52 PM.
Cool. why not.. Thanks OP!
Reply
Joined Dec 2011
L2: Beginner
> bubble2 57 Posts
10 Reputation
weepwomp
11-16-2020 at 04:52 PM.
11-16-2020 at 04:52 PM.
Easy 400
Reply
Joined Sep 2016
L5: Journeyman
> bubble2 755 Posts
137 Reputation
Nimsiv
11-16-2020 at 05:06 PM.
11-16-2020 at 05:06 PM.
Quote from rios7 View quoted comment :
do we have to keep the 1k in the account until we get our bonus or can we pull it out sometime before that?

No you don't have to. Someone called and verified that you can indeed spend or transfer the money out before you get your bonus
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
11-16-2020 at 05:23 PM.
11-16-2020 at 05:23 PM.
Quote from Nimsiv View quoted comment :
No you don't have to. Someone called and verified that you can indeed spend or transfer the money out before you get your bonus
oh thats not that bad then
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Joined Feb 2018
L3: Novice
> bubble2 218 Posts
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FuschiaFang3448
11-16-2020 at 05:41 PM.
11-16-2020 at 05:41 PM.
Quote from Hardik14 View quoted comment :
At which step there is an option to add a promo code? Is it after adding money to account?
Seems people are saying there was a place for it on the "add money" step, but I skipped that thinking I'd add the money later, not realizing that would be the only chance to enter the code. This place doesn't offer chat or email support, so I guess I'll be calling them tomorrow to see if I can retroactively apply it to my new account, otherwise I guess I blew this one.
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