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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
678,986 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 06:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
678,986 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Aug 2012
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SeventiesVet
11-17-2020 at 04:30 PM.
11-17-2020 at 04:30 PM.
I have much doubt these transfers form external personal accounts will qualify. I think they're intending payroll type deposits.
Reply
Joined May 2010
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bikerbandito
11-17-2020 at 04:32 PM.
11-17-2020 at 04:32 PM.
It sounds like they just want income-based direct deposits, which would include payouts from retirement accounts like Vanguard and Schwab. As long as we are withdrawing from retirement, we clearly meet the terms and intended use-case for the promotion.

Some folks here are retired and their 401ks are their income.
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
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SeventiesVet
11-17-2020 at 05:03 PM.
11-17-2020 at 05:03 PM.
Probably as long as the deposits are considered regular, as they normally would have been. Not just one time personal transfers just to qualify for the 2 deposits requirement.
Reply
Last edited by Rich8655 November 17, 2020 at 05:14 PM.
Joined Jul 2008
L10: Grand Master
> bubble2 6,271 Posts
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hanabie
11-17-2020 at 05:06 PM.
11-17-2020 at 05:06 PM.
Sorry. Is this only for new customer?
1
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Joined Apr 2006
L2: Beginner
> bubble2 85 Posts
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seer33
11-17-2020 at 05:08 PM.
11-17-2020 at 05:08 PM.
Did anyone figure out if a PayPal transfer to bank works for the deposit requirements?
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
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SeventiesVet
11-17-2020 at 05:12 PM.
11-17-2020 at 05:12 PM.
Quote from hanabie :
Sorry. Is this only for new customer?
Yes, only for new CapOne checking customers.
1
Reply
Joined Jul 2008
L10: Grand Master
> bubble2 6,271 Posts
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hanabie
11-17-2020 at 05:14 PM.
11-17-2020 at 05:14 PM.
Quote from Rich8655 :
Yes, only for new CapOne checking customers.

Frown that sucks. I kept the checking account older than 5 years Frown
Reply

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Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
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SeventiesVet
11-17-2020 at 05:16 PM.
11-17-2020 at 05:16 PM.
Quote from hanabie :
Frown that sucks. I kept the checking account older than 5 years Frown
I think the requirement is not having a checking account since Jan 1, 2018.
Reply
Joined Feb 2005
Adicted to SD
> bubble2 2,745 Posts
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JSquare
11-17-2020 at 05:37 PM.
11-17-2020 at 05:37 PM.
Quote from hanabie :
Frown that sucks. I kept the checking account older than 5 years Frown
Quote from Rich8655 :
I think the requirement is not having a checking account since Jan 1, 2018.
Only for 360 Checking accounts
"This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account."
Reply
Joined Apr 2009
L9: Master
> bubble2 4,246 Posts
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emofals
11-17-2020 at 05:46 PM.
11-17-2020 at 05:46 PM.
anyone able to confirm if Robinhood transfer is considered ACH? I see electronic transfer.
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
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SeventiesVet
11-17-2020 at 05:46 PM.
11-17-2020 at 05:46 PM.
Quote from JSquare :
Only for 360 Checking accounts
"This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account."
Of course. Should be pretty obvious as new checking accounts with CapOne 360. But you're right, only 360 checking.
Reply
Last edited by Rich8655 November 17, 2020 at 06:06 PM.
Joined Dec 2008
L10: Grand Master
> bubble2 6,058 Posts
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regcustomer88
11-17-2020 at 05:54 PM.
11-17-2020 at 05:54 PM.
Quote from seer33 :
Did anyone figure out if a PayPal transfer to bank works for the deposit requirements?
https://slickdeals.net/forums/showpost.php?p=142326041&postcount=818
Mine did not show as ACH/DD. Tried paypal too. let us know if it works for you.
Reply
Joined Nov 2014
L3: Novice
> bubble2 162 Posts
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cnrv
11-17-2020 at 06:08 PM.
11-17-2020 at 06:08 PM.
This deal is great! Just opened my account and set up direct deposit from work. Thanks OP!!
2
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Joined Oct 2012
L5: Journeyman
> bubble2 776 Posts
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manicmania900
11-17-2020 at 08:53 PM.
11-17-2020 at 08:53 PM.
Quote from DibyaJ :
I just created an account, but i forgot to apply the promo code. Will I still be eligible for the Bonus, can the representative help?

I did that too. Called the rep, he said that they can't add it now - but gotta wait until after a certain date (Mine was in February) so they can manually add an exception as long as all the requirements are met. I asked him if it was a 'guarantee' - he couldn't say that word , but he did say that they will do it as long as you meet the reqs.

Here's hopingggggggg~
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Joined Jul 2013
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> bubble2 608 Posts
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RyThaFlyGuy
11-17-2020 at 10:15 PM.
11-17-2020 at 10:15 PM.
Quote from Rich8655 :
I have much doubt these transfers form external personal accounts will qualify. I think they're intending payroll type deposits.

As long as it posts as ACH, it will qualify.
Reply
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