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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
678,957 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 06:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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678,957 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jun 2014
L420: Freedom Fighter
> bubble2 1,042 Posts
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zero187
11-18-2020 at 03:36 PM.
11-18-2020 at 03:36 PM.
Thanks. After losing all my gains in the market over the last couple weeks, I had to complete this and make some money back to keep my sanity. Hopefully no issues with promo code!!
Reply
Joined Sep 2011
L6: Expert
> bubble2 1,492 Posts
193 Reputation
sdeal_77
11-18-2020 at 03:42 PM.
11-18-2020 at 03:42 PM.
Quote from larryc :
I missed it as well. I clicked on the link provided www.capitalone.com/bonus400, went through the entire signup process, and when I got to the end, poof, I had a new checking account and no where did I see a place to enter the code. (I may have missed it, but if I did, then boy, it must have been quite hidden).
I quickly called customer service, and talked to a helpful agent who said she'd manually enter the BONUS400 code into my account, so I should be good to go.
Yes, same here. CS confirmed it. So people going from the link are good. CS was extremely helpful
Reply
Joined Dec 2008
L10: Grand Master
> bubble2 6,058 Posts
498 Reputation
regcustomer88
11-18-2020 at 03:58 PM.
11-18-2020 at 03:58 PM.
Quote from wspfan :
thanks op. Signed up!! Will make the ACH transfers this week. I have a few business checking accounts.
how do you do that?
Reply
Joined Nov 2014
L2: Beginner
> bubble2 46 Posts
18 Reputation
VenKav
11-18-2020 at 05:00 PM.
11-18-2020 at 05:00 PM.
Once the Bounus Amount is Credited to the account, If we stop the Direct Deposit from the Employer,
Do we need to maintain a minimum balance to maintain the account ? \

without any Fines and Fees?
2
Reply
Joined Nov 2005
L7: Teacher
> bubble2 2,507 Posts
1,005 Reputation
charger
11-18-2020 at 05:14 PM.
11-18-2020 at 05:14 PM.
I called CS today to ask if they can see the promotion applied to my account and they said they did not see it. Lady on the phone mentioned something has been wrong with their system (not sure if she meant that this is a known problem or what) but that she would notate my account that I called in to ask about the promotion.

Not liking this.
1
Reply
Joined Nov 2005
L7: Teacher
> bubble2 2,507 Posts
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charger
11-18-2020 at 05:17 PM.
11-18-2020 at 05:17 PM.
Quote from Rich8655 :
Yes, it's hit or miss if your account took the code. I called twice on separate days to confirm. First time was told it didn't take and to call back in February to get an exception after the 2 direct deposits are completed. On the second call the rep confirmed it was applied.

It would have been so much easier if CapOne simply coded the account to show the promo code was applied or not for customers to see at login.

Which number did you call on your 2nd attempt?
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
311 Reputation
SeventiesVet
11-18-2020 at 05:34 PM.
11-18-2020 at 05:34 PM.
Quote from charger :
Which number did you call on your 2nd attempt?
I think it was 888-464-0727 on both occasions.
Reply

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Joined Feb 2011
L10: Grand Master
> bubble2 11,668 Posts
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mojohnnybravo
11-18-2020 at 05:44 PM.
11-18-2020 at 05:44 PM.
Quote from charger :
I called CS today to ask if they can see the promotion applied to my account and they said they did not see it. Lady on the phone mentioned something has been wrong with their system (not sure if she meant that this is a known problem or what) but that she would notate my account that I called in to ask about the promotion.

Not liking this.
Quote from Rich8655 :
I think it was 888-464-0727 on both occasions.
are you guys calling into confirm even after entering in the code correctly just out of worry? or because you guys missed to enter the promo code?
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
311 Reputation
SeventiesVet
11-18-2020 at 05:49 PM.
11-18-2020 at 05:49 PM.
Quote from mojohnnybravo :
are you guys calling into confirm even after entering in the code correctly just out of worry? or because you guys missed to enter the promo code?
In my case to confirm, as I didn't pay attention if the code was confirmed during the application process.
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
11-18-2020 at 05:50 PM.
11-18-2020 at 05:50 PM.
Quote :
Quote from mojohnnybravo :
are you guys calling into confirm even after entering in the code correctly just out of worry? or because you guys missed to enter the promo code?
manicmania900I did that too. Called the rep, he said that they can't add it now - but gotta wait until after a certain date (Mine was in February) so they can manually add an exception as long as all the requirements are met. I asked him if it was a 'guarantee' - he couldn't say that word , but he did say that they will do it as long as you meet the reqs.

Here's hopingggggggg~
to confirm, but the cs rep played dumb and claimed they couldnt see any code applied
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,791 Posts
1,057 Reputation
poohbie
11-18-2020 at 06:06 PM.
11-18-2020 at 06:06 PM.
Quote from mojohnnybravo :
are you guys calling into confirm even after entering in the code correctly just out of worry? or because you guys missed to enter the promo code?
The guy before was calling out of worry, and there are always reps that don't know what they're doing. So he ended up calling twice to get a rep that did.

If you entered the promo code and saw it entered, then I wouldn't worry about it.

If you're the kind that worries, then you're going spend the time to do what you're going to do by calling. nod
1
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
311 Reputation
SeventiesVet
11-18-2020 at 06:17 PM.
11-18-2020 at 06:17 PM.
Quote from poohbie :
The guy before was calling out of worry, and there are always reps that don't know what they're doing. So he ended up calling twice to get a rep that did.

If you entered the promo code and saw it entered, then I wouldn't worry about it.

If you're the kind that worries, then you're going spend the time to do what you're going to do by calling. nod
I don't think those of us who call are worried as much as we don't want to waste time with changing payroll deposits just to find in the end a code was missing that could easily be added.
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,791 Posts
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poohbie
11-18-2020 at 06:20 PM.
11-18-2020 at 06:20 PM.
Quote from Rich8655 :
I don't think those of us who call are worried as much as we don't want to waste time with changing payroll deposits just to find in the end a code was missing that could easily be added.
Nothing wrong with being a worry-wart, no explanation needed. hug

That's why I take screenshots myself.
Reply
Last edited by poohbie November 18, 2020 at 06:22 PM.
Joined Aug 2012
L7: Teacher
> bubble2 2,250 Posts
311 Reputation
SeventiesVet
11-18-2020 at 06:26 PM.
11-18-2020 at 06:26 PM.
Quote from poohbie :
Nothing wrong with being a worry-wart, no explanation needed. hug

That's why I take screenshots myself.
Taking screenshots is another form of worry. Nothing wrong with that either.Smilie
1
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Joined Nov 2005
L7: Teacher
> bubble2 2,507 Posts
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charger
11-18-2020 at 06:44 PM.
11-18-2020 at 06:44 PM.
Quote from mojohnnybravo :
are you guys calling into confirm even after entering in the code correctly just out of worry? or because you guys missed to enter the promo code?

I had the code entered and took screenshots. I called to confirm the promotion applied for myself.
Reply
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