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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
678,960 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 06:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
678,960 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jun 2014
L3: Novice
> bubble2 281 Posts
22 Reputation
slicksterdealster
11-18-2020 at 07:19 PM.
11-18-2020 at 07:19 PM.
Quote from kxchan427 :
If you can have your paycheck digitally paid to your account, that's ACH.

ACH is considered direct deposit right?
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,791 Posts
1,057 Reputation
poohbie
11-18-2020 at 07:21 PM.
11-18-2020 at 07:21 PM.
Quote from Rich8655 :
Taking screenshots is another form of worry. Nothing wrong with that either.Smilie
yes that was my point.
Reply
Joined Oct 2005
Hollander
> bubble2 3,290 Posts
1,132 Reputation
ljviss
11-18-2020 at 11:36 PM.
11-18-2020 at 11:36 PM.
Quote from VenKav :
Once the Bounus Amount is Credited to the account, If we stop the Direct Deposit from the Employer,
Do we need to maintain a minimum balance to maintain the account ? \

without any Fines and Fees?

Click here No minimums, no fees, no worries. [capitalone.com] Applause
Reply
Joined Dec 2011
Disco>Driving>Disco
> bubble2 4,493 Posts
990 Reputation
wspfan
11-19-2020 at 03:41 AM.
11-19-2020 at 03:41 AM.
Quote from ms123 :
how do you do that?

I just send a free wire or transfer. Did the same with the Wells Fargo promo last year.
Reply
Joined Sep 2016
L3: Novice
> bubble2 153 Posts
18 Reputation
Jeremytn
11-19-2020 at 06:03 AM.
11-19-2020 at 06:03 AM.
Has anybody as a new customer been able to enter promo code during sign-up process and if so using what browser? I am a credit card customer and my promo code was entered automatically however when my wife tries it takes me through the entire thing and doesn't give me a spot to put in a promo code.
Reply
Joined May 2013
Arkay
> bubble2 306 Posts
27 Reputation
MVSSVNJRK
11-19-2020 at 07:52 AM.
11-19-2020 at 07:52 AM.
Quote from wspfan :
I just send a free wire or transfer. Did the same with the Wells Fargo promo last year.
So if i do 2 wire transfers each 1k from my current Bank to this new AC, will that qualify for bonus?
Reply
Joined Sep 2013
L3: Novice
> bubble2 789 Posts
69 Reputation
chucktaylur
11-19-2020 at 08:11 AM.
11-19-2020 at 08:11 AM.
Ally coded as Deposit from ALLY BANK P2P
TD Ameritrade coded as Deposit from TD AMERITRADE ACH OUT
Sofi coded as Deposit from Sofi Money TRANSFER

No idea if any of these qualify as DD. Can anyone who has a legit DD post what its coded as?
Reply

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Joined Jan 2008
L5: Journeyman
> bubble2 514 Posts
28 Reputation
1mbrews8
11-19-2020 at 08:14 AM.
11-19-2020 at 08:14 AM.
Quote from MVSSVNJRK :
So if i do 2 wire transfers each 1k from my current Bank to this new AC, will that qualify for bonus?
I asked my bank specifically and they said no it would not. Going to try Robinhood I guess
Reply
Joined Aug 2013
L5: Journeyman
> bubble2 504 Posts
43 Reputation
metvsyankee
11-19-2020 at 08:22 AM.
11-19-2020 at 08:22 AM.
Quote from chucktaylur :
Ally coded as Deposit from ALLY BANK P2P
TD Ameritrade coded as Deposit from TD AMERITRADE ACH OUT
Sofi coded as Deposit from Sofi Money TRANSFER

No idea if any of these qualify as DD. Can anyone who has a legit DD post what its coded as?
my transfer from Ally appear different "Preauthorized Deposit from checking account"
Reply
Joined Sep 2007
Don't PM me,SD blocked me
> bubble2 817 Posts
2,419 Reputation
hunnii
11-19-2020 at 08:30 AM.
11-19-2020 at 08:30 AM.
ACH/Direct Deposit are transfers that take 1-2 days to process.
Wire transfers are not direct deposits.
Instant debit card transfers are not direct deposits.
Internal bank transfers are not direct deposits.

All else are considered direct deposits.

If you're still in doubt, why not just open a Robinhood or Firstrade account, because those are guaranteed to work. Don't read too much into the Doctor Of Credit post. No one knows how they got the data points from and the method they used.
Reply
Joined Sep 2013
L3: Novice
> bubble2 789 Posts
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chucktaylur
11-19-2020 at 08:32 AM.
11-19-2020 at 08:32 AM.
Quote from metvsyankee :
my transfer from Ally appear different "Preauthorized Deposit from checking account"
Weird. Did you do the instant link ( with login/pw) or trial deposits when adding your 360 account to Ally?
Reply
Joined May 2013
L6: Expert
> bubble2 1,669 Posts
231 Reputation
dap0425
11-19-2020 at 08:35 AM.
11-19-2020 at 08:35 AM.
Anyone use vanguard brokerage account?
Reply

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Joined Aug 2013
L5: Journeyman
> bubble2 504 Posts
43 Reputation
metvsyankee
11-19-2020 at 08:47 AM.
11-19-2020 at 08:47 AM.
Quote from chucktaylur :
Weird. Did you do the instant link ( with login/pw) or trial deposits when adding your 360 account to Ally?

I did the transfer directly off capital one. Didn't use any trial deposit.
Reply

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Joined Sep 2011
L5: Journeyman
> bubble2 652 Posts
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PainKiller89
11-19-2020 at 08:54 AM.
11-19-2020 at 08:54 AM.
Does this work with TD Ameritrade brokerage account?
Reply
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