Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Sorry, this deal has expired. Get notified of deals like this in the future. Add Deal Alert for this Item
Frontpage Advertiser Disclosure

Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,877 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

Written by
Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
in Finance (3) Capital One Small Business Cards
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+810
689,877 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

Your comment cannot be blank.

Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

Sign up for a Slickdeals account to remove this ad.

Joined May 2013
Arkay
> bubble2 306 Posts
27 Reputation
MVSSVNJRK
11-20-2020 at 07:47 PM.
11-20-2020 at 07:47 PM.
So if I do a transfer of funds from any brokerage ACs...say Vanguard/Schwab/Wealth - will that qualify for Bonus? 72 pages of comments...Sorry made it thru several pages but it's confusing..
Reply
Joined Aug 2012
L7: Teacher
> bubble2 2,251 Posts
311 Reputation
SeventiesVet
11-20-2020 at 08:17 PM.
11-20-2020 at 08:17 PM.
Quote from MVSSVNJRK View quoted comment :
So if I do a transfer of funds from any brokerage ACs...say Vanguard/Schwab/Wealth - will that qualify for Bonus? 72 pages of comments...Sorry made it thru several pages but it's confusing..
A transfer probably won't work. It needs to be payroll type ACH direct deposit like from an employer, pension, or social security.
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,241 Posts
2,882 Reputation
oliviajagger
11-20-2020 at 08:45 PM.
11-20-2020 at 08:45 PM.
Quote from NewBuy_Slick View quoted comment :
which one you use to lock the credit ?
You can do it online or on the phone. There is a thread from a while back on credit freezing and unfreezing.
Reply
Joined Dec 2012
Check it out
> bubble2 1,480 Posts
232 Reputation
NewBuy_Slick
11-20-2020 at 08:53 PM.
11-20-2020 at 08:53 PM.
Quote from oliviajagger View quoted comment :
You can do it online or on the phone. There is a thread from a while back on credit freezing and unfreezing.
Got it , Thanks

https://slickdeals.net/e/12061883-credit-freezing-and-thawing-is-now-free-by-law?src=SiteSearchV2_SearchBarV2Algo1
Reply
Joined Dec 2005
L4: Apprentice
> bubble2 453 Posts
251 Reputation
iivisionii
11-20-2020 at 09:01 PM.
11-20-2020 at 09:01 PM.
If anyone is curious my credit is frozen on all bureaus. I'm already a capital one savings account and credit card holder. I did it online and it requested that I call them to verify extra information. They had me upload a copy of my driver's license and verified it. After that it went through pretty smoothly. There was no need to unfreeze my credit.
Reply
Joined Oct 2010
L6: Expert
> bubble2 1,241 Posts
2,882 Reputation
oliviajagger
11-20-2020 at 09:13 PM.
11-20-2020 at 09:13 PM.
That's the one. It's hard to believe it has been two years since the Equifax breach.
Reply
Joined Jan 2011
L3: Novice
> bubble2 211 Posts
30 Reputation
herpderp118
11-20-2020 at 09:29 PM.
11-20-2020 at 09:29 PM.
Quote from msmith2077 View quoted comment :
Td ameritrade posts to c1 as this

(TD AMERITRADEDepositACH OUT) hoping this qualifies. Also have an incoming webull transfer, webull says ach when doing the transfer out.
u see this under transaction memo ?? could you screenshot maybe?
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Dec 2009
L3: Novice
> bubble2 103 Posts
58 Reputation
jjdrp
11-20-2020 at 09:39 PM.
11-20-2020 at 09:39 PM.
I did multiple transfers from my credit union account and they showed up as "CAPITAL ONE N.A. ACH Trace 0XXXX" in my credit union account.

According to Cap One:

A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.

I am guessing outside institutions means include banks/brokerages?

According to the chart, my expected $400 payment date is before March 31, 2021
Reply
Joined Dec 2003
L7: Teacher
> bubble2 2,154 Posts
272 Reputation
DealGuy
11-20-2020 at 10:18 PM.
11-20-2020 at 10:18 PM.
Is there any minimum age limit? Can I open in the name of my son, he is 17, turning 18 next month?
Reply
Joined Jul 2013
L5: Journeyman
> bubble2 608 Posts
58 Reputation
RyThaFlyGuy
11-20-2020 at 10:44 PM.
11-20-2020 at 10:44 PM.
So I just noticed for a Charles Schwab brokerage transfer it shows as a "MoneyLink" transfer. Upon further research, MoneyLink is just Schwab's branding for ACH transfer. So in theory, it still should work!
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,106 Posts
607 Reputation
dtmamg
11-20-2020 at 10:49 PM.
11-20-2020 at 10:49 PM.
Quote from DealGuy View quoted comment :
Is there any minimum age limit? Can I open in the name of my son, he is 17, turning 18 next month?
Depending on which state, and which bank.
Reply
Joined Dec 2003
L7: Teacher
> bubble2 2,154 Posts
272 Reputation
DealGuy
11-20-2020 at 10:53 PM.
11-20-2020 at 10:53 PM.
Quote from dtmamg View quoted comment :
Depending on which state, and which bank.
Georgia. Capital One...
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,106 Posts
607 Reputation
dtmamg
11-20-2020 at 10:56 PM.
11-20-2020 at 10:56 PM.
Quote from DealGuy View quoted comment :
Georgia. Capital One...

call them and find out
Reply
Joined Oct 2016
L2: Beginner
> bubble2 40 Posts
18 Reputation
msmith2077
11-20-2020 at 11:39 PM.
11-20-2020 at 11:39 PM.
Click image for larger version

Name:	20201121_023726.jpg
Views:	59
Size:	111.8 KB
ID:	9619879Click image for larger version

Name:	Screenshot_20201121-023631_Capital One.jpg
Views:	43
Size:	169.5 KB
ID:	9619882

For the person who asked for a screenshot. This is from the mobile app.
Webull and td ameri say ach. Waiting on my webull deposit to come through still.
My citi bank transfer came up as p2p not ach.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined May 2013
Arkay
> bubble2 306 Posts
27 Reputation
MVSSVNJRK
11-20-2020 at 11:48 PM.
11-20-2020 at 11:48 PM.
Quote from Rich8655 View quoted comment :
A transfer probably won't work. It needs to be payroll type ACH direct deposit like from an employer, pension, or social security.

RyThatFlyGuy mentioned in his comments that Charles Swab transfer worked
Reply
Page 73 of 151
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.