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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired
$400 Bonus
(New Checking Account Holders)
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r
Original Post
Written by
Edited November 13, 2020
at 05:03 PM
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400
To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening
Full Details:
Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
Here's the full scoop on how to earn your $400 bonus:
When will I get my bonus?
Your bonus will be deposited into your new 360 Checking account by the date stated below:
Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021
Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021
Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.
360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.
Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.
https://www.capitalone.
To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening
Full Details:
Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
Here's the full scoop on how to earn your $400 bonus:
- Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
- Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
- This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
When will I get my bonus?
Your bonus will be deposited into your new 360 Checking account by the date stated below:
Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021
Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021
Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.
360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.
Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.
https://www.capitalone.
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Featured Comments
And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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Where did you apply the promo code
https://www.doctorofcre
NFCU ACH
Transaction Type:Electronic transfer
Appears on statement as: Deposit from NFCU ACH P2P
Memo
P2P
On another note, Capital One has the best mobile app and online system I've ever used for any bank!
https://www.doctorofcre
LOL, nice read, so true
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On another note, Capital One has the best mobile app and online system I've ever used for any bank!
Agreed. It's fast and clean
https://www.doctorofcre
On another note, Capital One has the best mobile app and online system I've ever used for any bank!
Our community has rated this post as helpful. If you agree, why not thank hunnii
All electronic transfers from any outside institutions are coded the same way. It makes no difference in their computer if your transaction is payroll, government benefits, tax refunds, brokerage transfer, personal transfer, etc.
Instant P2P transfers (like Zelle) won't qualify.
Instant transfers using your debit card number won't qualify.
ATM, branch, wire transfers, check deposits, etc, won't qualify.
Any other instant deposits won't qualify
Cash App and PayPal offer standard deposits to your bank account and Instant Deposits to your linked debit card. Standard deposits will qualify but instant deposits will not.
All other transactions that takes 1-2 days to deposit to your account will qualify, such as PayPal and External bank transfer. People think this is too good to be true, and try to convince themself that Cap1 won't pay out the bonus that easily. Well, Cap1 also wants you to think that way, because they want you to use them for payroll and government benefits, but this does not mean those are the only transactions that qualify.
Also, the name of the transaction and the memo does not matter, and whether or not the name or memo includes the word ACH or P2P does not make any difference. It's just a name or a memo that the institution that initiated the transaction made up - it doesn't affect how the transactions are coded.
All electronic transfers that take 1-2 days to process (with the exceptions I listed above) are coded the same way.
In fact Doctor of Credit was the culprit in causing all these confusions. They think they would be helpful in compiling a huge list of transactions of what they believe would and would not qualify, but they only caused more confusions.
https://www.reddit.com/r/churning...s_wi
I have a capitolone CC and I have a $250 offer (spending not deposit) for opening a 360 checking listed but no $400 bonus advertised.
Sign up for a Slickdeals account to remove this ad.
All electronic transfers from any outside institutions are coded the same way. It makes no difference in their computer if your transaction is payroll, government benefits, tax refunds, brokerage transfer, personal transfer, etc.
Instant P2P transfers (like Zelle) won't qualify.
Instant transfers using your debit card number won't qualify.
ATM, branch, wire transfers, check deposits, etc, won't qualify.
Any other instant deposits won't qualify
Cash App and PayPal offer standard deposits to your bank account and Instant Deposits to your linked debit card. Standard deposits will qualify but instant deposits will not.
All other transactions that takes 1-2 days to deposit to your account will qualify, such as PayPal and External bank transfer. People think this is too good to be true, and try to convince themself that Cap1 won't pay out the bonus that easily. Well, Cap1 also wants you to think that way, because they want you to use them for payroll and government benefits, but this does not mean those are the only transactions that qualify.
Also, the name of the transaction and the memo does not matter, and whether or not the name or memo includes the word ACH or P2P does not make any difference. It's just a name or a memo that the institution that initiated the transaction made up - it doesn't affect how the transactions are coded.
All electronic transfers that take 1-2 days to process (with the exceptions I listed above) are coded the same way.
In fact Doctor of Credit was the culprit in causing all these confusions. They think they would be helpful in compiling a huge list of transactions of what they believe would and would not qualify, but they only caused more confusions.