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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,759 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
688,759 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Oct 2008
L10: Grand Master
> bubble2 9,870 Posts
692 Reputation
DontTaxBeer
11-27-2020 at 08:35 PM.
11-27-2020 at 08:35 PM.
Quote from jk1947 View quoted comment :
I do not remember seeing congratulations screen for my sign up. Also, I do not remember seeing APPLY button for coupon code. Did a fund transfer and that screen already has promo code BONUS400 filled in. Did I miss something in the process?
Not sure. I set up my test transfer during registration, and it gave me a field to put in the promo code. then at the cograts screen, it confirmed that i've used a promo code.
Reply
Joined Jul 2008
L3: Novice
> bubble2 132 Posts
32 Reputation
VzjrZ
11-27-2020 at 09:38 PM.
11-27-2020 at 09:38 PM.
Hopefully vanguard works:
Description: VANGUARD SELL
Category: Transfer
$500.50
$500.50
Transaction Type:Electronic transfer
Appears on statement as: Deposit from VANGUARD SELL INVESTMENT
Memo: INVESTMENT
Reply
Joined Jul 2016
L5: Journeyman
> bubble2 932 Posts
233 Reputation
mike312
11-28-2020 at 07:18 AM.
11-28-2020 at 07:18 AM.
Just wanted to post this. I did direct deposit and so did my wife. If it falls on the wknd or holiday ,money's isn't available same day. My wife got paid on Thanksgiving and money showed only on Friday. I got paid on Friday still no show ,I guess ll be posted on Monday. I only did 1k direct deposit so I can access my money on other banks. so if you guys did direct deposit of all pay check and need to use right away may b smart to just do DD of 1k one cap1. GLTA
Reply
Joined Mar 2009
L10: Grand Master
> bubble2 6,657 Posts
6,853 Reputation
freebies4me2
11-28-2020 at 07:56 AM.
11-28-2020 at 07:56 AM.
Quote from mike312 View quoted comment :
Just wanted to post this. I did direct deposit and so did my wife. If it falls on the wknd or holiday ,money's isn't available same day. My wife got paid on Thanksgiving and money showed only on Friday. I got paid on Friday still no show ,I guess ll be posted on Monday. I only did 1k direct deposit so I can access my money on other banks. so if you guys did direct deposit of all pay check and need to use right away may b smart to just do DD of 1k one cap1. GLTA
need 2 deposits and dd get posted same day for me
Reply
Joined Jun 2019
L2: Beginner
> bubble2 2,215 Posts
523 Reputation
Fanime
11-28-2020 at 08:36 AM.
11-28-2020 at 08:36 AM.
Quote from madshakes View quoted comment :
How long does it take to get the debit card? I opened my account two weeks ago, and haven't received it yet.
Mine's arriving today
Reply
Joined Apr 2015
L1: Learner
> bubble2 18 Posts
22 Reputation
CathyJ6937
11-28-2020 at 10:43 AM.
11-28-2020 at 10:43 AM.
I just found this great article on direct deposits online: Your Complete Guide To Direct Deposit
Emily Guy Birken. I read it at https://www.forbes.com/advisor/banking/your-complete-guide-to-direct-deposit/ The author does an excellent job of explaining direct deposits. On another note, I attempted to switch my dd to Capital One and found myself receiving a paper check during the transition. This surprise delayed my dd over the sixty day requirement. I want the convenience of Capital One, so it won't be a total loss, but I would have really liked the extra $400. So I will try something else: https://www.huffpost.com/entry/easy-direct-deposit-methods-to-get-bonuses-for_b_6905942
Reply
Last edited by CathyJ6937 November 28, 2020 at 08:05 PM.
Joined Oct 2012
L3: Novice
> bubble2 106 Posts
62 Reputation
jamesgx
11-28-2020 at 03:00 PM.
11-28-2020 at 03:00 PM.
Can you separately deposit money after you have already just opened the account. And not made an initial deposit
Reply

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Joined Apr 2009
L3: Novice
> bubble2 220 Posts
119 Reputation
OGIGA
11-29-2020 at 12:11 AM.
11-29-2020 at 12:11 AM.
Quote from jamesgx View quoted comment :
Can you separately deposit money after you have already just opened the account. And not made an initial deposit
Most definitely, I think that is the intention. If you told your employer to change the deposit account to this new one, it would have nothing to do with an initial deposit.
Reply
Joined Sep 2016
L6: Expert
> bubble2 1,178 Posts
82 Reputation
yellowfish
11-29-2020 at 05:38 AM.
11-29-2020 at 05:38 AM.
Cashapp works at direct deposit FYI
Reply
Joined Apr 2006
L10: Grand Master
> bubble2 9,718 Posts
1,057 Reputation
Tnyc
11-29-2020 at 06:34 AM.
11-29-2020 at 06:34 AM.
Quote from yellowfish View quoted comment :
Cashapp works at direct deposit FYI

Can anyone confirm this? What about venmo?
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
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rios7
11-29-2020 at 08:29 AM.
11-29-2020 at 08:29 AM.
Quote from vas0122 View quoted comment :
Effing C-one. I did not notice the promo code box and hit apply. Do I have a chance calling customer care begging for applying the code now?
they'll tell you to call back in feb and pound sand lol
Reply
Joined Sep 2013
L2: Beginner
> bubble2 57 Posts
12 Reputation
DeathRacer
11-29-2020 at 10:27 AM.
11-29-2020 at 10:27 AM.
Once the DDs are done, Can I remove the money from the account?

i.e. remove the DD money, keep the $10 to keep the account open?
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,106 Posts
607 Reputation
dtmamg
11-29-2020 at 01:09 PM.
11-29-2020 at 01:09 PM.
Quote from DeathRacer View quoted comment :
Once the DDs are done, Can I remove the money from the account?

i.e. remove the DD money, keep the $10 to keep the account open?
of course
Reply
Joined Nov 2015
L2: Beginner
> bubble2 56 Posts
10 Reputation
aj2k7
11-29-2020 at 05:35 PM.
11-29-2020 at 05:35 PM.
Quote from madshakes View quoted comment :
How long does it take to get the debit card? I opened my account two weeks ago, and haven't received it yet.

Just got mine. Opened a few weeks ago as well.
Reply

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Joined Sep 2009
L4: Apprentice
> bubble2 442 Posts
99 Reputation
DentalPain
11-29-2020 at 05:53 PM.
11-29-2020 at 05:53 PM.
Quote from DeathRacer View quoted comment :
Once the DDs are done, Can I remove the money from the account?

i.e. remove the DD money, keep the $10 to keep the account open?

Would recommend 50 bucks just to cover any random fees (no minimum so I don't expect any) but would hate to overdraft.
Reply
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