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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired
$400 Bonus
(New Checking Account Holders)
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r
Original Post
Written by
Edited November 13, 2020
at 05:03 PM
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400
To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening
Full Details:
Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
Here's the full scoop on how to earn your $400 bonus:
When will I get my bonus?
Your bonus will be deposited into your new 360 Checking account by the date stated below:
Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021
Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021
Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.
360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.
Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.
https://www.capitalone.
To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening
Full Details:
Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.
Here's the full scoop on how to earn your $400 bonus:
- Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
- Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
- This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
When will I get my bonus?
Your bonus will be deposited into your new 360 Checking account by the date stated below:
Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021
Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021
Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021
If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.
What you need to know about the 360 Checking account:
A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.
The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.
360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.
Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.
https://www.capitalone.
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Featured Comments
And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.
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You may very well still get a bonus, or you may not, but if you didnt do an actual DD, you might not have an argument to put to the CS.
EDIT: DD is also coming up as Electronic Transfer but this is what people at DoC are pointing out, that some codes might not work, read the comments there, from the last $300 bonus deal, some people DID NOT get the bonus with some ACH transfers.
Some would put DD, ACH, PSP, Transfer, ACH Transfer, ACH TRAN, etc, while others would put some garbage or even your name. Amazon sellers, for example, gets their payment like this:
Deposit from AMZNQMD5400S Marketplac
Memo
Marketplac
Now tell me, is "Marketplac" coded as a different type of transaction or is it just a name that has no significant to how transactions are coded?
Another example when you initiate the transfer from Discover Bank:
Deposit from DISCOVER BANK PREARRANGE
Memo
PREARRANGE
At this point you should start to understand that the name and the memo means nothing to them. If you were the programmer at Cap1, would you be looking for ACH and DD using the name to figure out who gets the bonus?
So how is it coded in their system? If you are a technical person, you can open Developer Tools on your browser, go to Network and look at the XHR behind the scene. That's the only way anyone can know besides the IT guys at Cap1.
One thing I forgot to mention in previous posts, is that there IS a difference if you initiated the transfer from Cap 1, or from the external bank. Cap 1 can easily exclude the bank transfers initiated from their end, because they have all the records. If they are initiated from the external bank, they are ACH and they will be counted.
1. I wanted to add my wife as a joint account holder after opening the account -- their website would create an email invitation which my wife then clicked on and after filling out all of your information, it says "Congratulations on opening a NEW Checking Account with Capital One!"
Complete IDIOTS whoever programmed this website. It took them 3 days to fix the issue.
2. I added an external account to be able to make external transfers. I verified the account with the 2 deposits they made. You think I'm able to make transfers? NOPE. The account won't show up on the drop down and under account services, it still shows the account needing being verified. After re-verifying it, it continues to give you the same message saying "you've already verified the account." When you all customer service, they tell you that in their system it's not verified. Another technical ticket I've had to open.
3. Customer service is horrendous. They refuse to acknowledge there is technical issues with their website -- instead, their answer to everything is "have you tried it in Chrome? Safari isn't supported." Who the *** makes a bank website and doesn't support the Safari browser?!
Seriously, who built this website!? utter garbage. What a disaster. I am not holding my breath for this $400 - I am almost 100% convinced there will be some technical issue that will prevent many / most people from getting it.
/rantDone.
I have never had a bank account with them.
I have a credit card with them already.
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I have never had a bank account with them.
I have a credit card with them already.
1. I wanted to add my wife as a joint account holder after opening the account -- their website would create an email invitation which my wife then clicked on and after filling out all of your information, it says "Congratulations on opening a NEW Checking Account with Capital One!"
Complete IDIOTS whoever programmed this website. It took them 3 days to fix the issue.
2. I added an external account to be able to make external transfers. I verified the account with the 2 deposits they made. You think I'm able to make transfers? NOPE. The account won't show up on the drop down and under account services, it still shows the account needing being verified. After re-verifying it, it continues to give you the same message saying "you've already verified the account." When you all customer service, they tell you that in their system it's not verified. Another technical ticket I've had to open.
3. Customer service is horrendous. They refuse to acknowledge there is technical issues with their website -- instead, their answer to everything is "have you tried it in Chrome? Safari isn't supported." Who the *** makes a bank website and doesn't support the Safari browser?!
Seriously, who built this website!? utter garbage. What a disaster. I am not holding my breath for this $400 - I am almost 100% convinced there will be some technical issue that will prevent many / most people from getting it.
/rantDone.
very sketchy bank service so far.
Code was confirmed when applying. Should be good there. Will have to call to setup an online account, ya know since they dont give a damn confirmation or anything.
made the mistake of not saving my checking account information. Capital One's website is not listing the checking account under my social security look up.
This is so sketchy. Hopefully no credit check and call customer service in the morning. Since they have ZERO after-hours customer service. What kind of bank has no after-hours hotline?
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