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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,759 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Deal
Score
+810
688,759 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Jul 2004
L10: Grand Master
> bubble2 7,402 Posts
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Brooklynite
12-31-2020 at 12:11 AM.
12-31-2020 at 12:11 AM.
Does ACH from brokerage qualify?
Reply
Joined Jul 2004
L10: Grand Master
> bubble2 7,402 Posts
799 Reputation
Brooklynite
12-31-2020 at 12:12 AM.
12-31-2020 at 12:12 AM.
Quote from rios7 View quoted comment :
Any ach that isn't a bank
Is TD Ameritrade considered a bank?
Reply
Joined Apr 2009
L6: Expert
> bubble2 1,203 Posts
231 Reputation
lburgguy
12-31-2020 at 04:12 AM.
12-31-2020 at 04:12 AM.
Would eBay payouts count as direct deposits? If so this is a no-brainer.
Reply
Joined May 2005
L7: Teacher
> bubble2 3,751 Posts
331 Reputation
nba2k18
12-31-2020 at 04:39 AM.
12-31-2020 at 04:39 AM.
wam bam
Reply
Last edited by nba2k18 December 31, 2020 at 05:13 AM.
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
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rios7
12-31-2020 at 07:17 AM.
12-31-2020 at 07:17 AM.
Quote from Brooklynite View quoted comment :
Is TD Ameritrade considered a bank?
they told me on the phone that brokerages are fine. ymmv though
Reply
Joined Jul 2004
L10: Grand Master
> bubble2 7,402 Posts
799 Reputation
Brooklynite
12-31-2020 at 02:06 PM.
12-31-2020 at 02:06 PM.
Quote from yoyofish View quoted comment :
YES, taxable income forget it.
Thats dumb. I thought there is a $600 limit for tax purposes.
Reply
Joined Aug 2015
L3: Novice
> bubble2 167 Posts
18 Reputation
ironman0786
12-31-2020 at 02:21 PM.
12-31-2020 at 02:21 PM.
Quote from Brooklynite View quoted comment :
Thats dumb. I thought there is a $600 limit for tax purposes.
this should be treated as a 1099-INT, interest payment, so the limit is $10.
Reply

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Joined Aug 2014
L2: Beginner
> bubble2 97 Posts
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Jmmjjm-1942
12-31-2020 at 05:30 PM.
12-31-2020 at 05:30 PM.
How long after the deposits did the bonus come in? Anyone received it, yet?
Reply
Joined Sep 2019
Banned Shill
> bubble2 3,180 Posts
1,108 Reputation
rios7
12-31-2020 at 05:55 PM.
12-31-2020 at 05:55 PM.
Quote from Jmmjjm-1942 View quoted comment :
How long after the deposits did the bonus come in? Anyone received it, yet?
no ones gotten it yet, they probably wont come out until march or so at the earliest
Reply
Joined Jul 2007
L6: Expert
> bubble2 1,528 Posts
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Meowmixes98
12-31-2020 at 06:35 PM.
12-31-2020 at 06:35 PM.
Two deposits of $501 is fine right?
Reply
Joined Nov 2014
L2: Beginner
> bubble2 34 Posts
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dealsdigger
12-31-2020 at 06:48 PM.
12-31-2020 at 06:48 PM.
Guys, Where do I put in the code? I ended up opening an a/c without even having an option to apply the code! Should I close it and open another one?
Reply
Joined Dec 2014
L3: Novice
> bubble2 1,861 Posts
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BrianH5624
12-31-2020 at 07:06 PM.
12-31-2020 at 07:06 PM.
Does 3 direct deposit totaling $1000 work or it has to be 2?
Reply
Joined Dec 2018
Master of my Own Domain
> bubble2 2,457 Posts
402 Reputation
HonestMammoth473
12-31-2020 at 07:49 PM.
12-31-2020 at 07:49 PM.
My wife and I each opened an acc't. She did the 2 DDs, so she's good to go. Her company takes so long to switch it though that the second one just hit today. I don't have DD as an option, so I tried bank xfer and Paypal - both of which show up as P2P. With only just over 2 weeks left to meet the terms, I'm not sure what other xfers might qualify.
Reply
Joined Aug 2014
L2: Beginner
> bubble2 97 Posts
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Jmmjjm-1942
12-31-2020 at 07:56 PM.
12-31-2020 at 07:56 PM.
I think it has to be 2 of$1000 minimum, each, not combined.
2
Reply

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Joined Aug 2014
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> bubble2 97 Posts
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Jmmjjm-1942
12-31-2020 at 07:56 PM.
12-31-2020 at 07:56 PM.
Quote from rios7 View quoted comment :
no ones gotten it yet, they probably wont come out until march or so at the earliest

Got it, thanks
Reply
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