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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
689,246 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
689,246 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Nov 2017
L2: Beginner
> bubble2 30 Posts
10 Reputation
jcherrington0
01-09-2021 at 06:20 PM.
01-09-2021 at 06:20 PM.
Quote from gooddog View quoted comment :
I signed up and I did not see any blank asking for promo code.
I called Capital and she said she could not change it so I needed to manually appeal the case in April and she was going to leave a note there.
I lost 400 dollars just like that.
Where was I supposed to enter the promo code?
Screw this deal.
Check the featured comments. But the good news is - you can't lose what you never had.
Reply

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Joined Apr 2012
L5: Journeyman
> bubble2 965 Posts
202 Reputation
Firebird2k6
01-09-2021 at 06:56 PM.
01-09-2021 at 06:56 PM.
I entered the promo code, got my second legit DD on 24 Dec.

No bonus yet.
Reply
Joined Dec 2010
L6: Expert
> bubble2 1,342 Posts
141 Reputation
gooddog
01-09-2021 at 07:03 PM.
01-09-2021 at 07:03 PM.
When I tried to log onto the new account it asked for verification and then led me to a page where I was supposed to sign up for another account. There is no cancel button. The only button is "create a new account". I had to close the second to avoid the confusion in case they are willing to override ,manually, no promo code. That won't look good in my banking history as I will be seen as one who opens and closes an account within 15 min.
1
Reply
Joined Dec 2005
L11: World Champion
> bubble2 777 Posts
54 Reputation
_DonkeyKong_
01-09-2021 at 07:16 PM.
01-09-2021 at 07:16 PM.
Quote from asianman35 View quoted comment :
do i need to unfreeze my credit to open an account
how do you freeze your credit in the first place?
Reply
Joined Dec 2006
MagniCowpie
> bubble2 2,648 Posts
609 Reputation
Prologik
01-10-2021 at 07:40 AM.
01-10-2021 at 07:40 AM.
.....
Reply
Last edited by Prologik January 10, 2021 at 08:16 AM.
Joined Apr 2020
L6: Expert
> bubble2 1,451 Posts
144 Reputation
indelible
01-10-2021 at 08:51 AM.
01-10-2021 at 08:51 AM.
Quote from gmoogle View quoted comment :
how do you freeze your credit in the first place?

Contact the credit bureaus
Reply

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Joined Aug 2004
...
> bubble2 10,040 Posts
5,242 Reputation
JaTaN
01-10-2021 at 09:09 AM.
01-10-2021 at 09:09 AM.
Reply
Joined Nov 2006
L5: Journeyman
> bubble2 612 Posts
467 Reputation
kobzvnsq814
01-10-2021 at 10:05 AM.
01-10-2021 at 10:05 AM.
Quote from gooddog View quoted comment :
I signed up and I did not see any blank asking for promo code.
I called Capital and she said she could not change it so I needed to manually appeal the case in April and she was going to leave a note there.
I lost 400 dollars just like that.
Where was I supposed to enter the promo code?
Screw this deal.
The Same thing happened to me..I will just have to try my luck in April.
Reply
Joined Dec 2010
L6: Expert
> bubble2 1,342 Posts
141 Reputation
gooddog
01-10-2021 at 03:42 PM.
01-10-2021 at 03:42 PM.
Quote from kobzvnsq814 View quoted comment :
The Same thing happened to me..I will just have to try my luck in April.
If they claim they ran out of fund and close the promo before Jan 26 we will not get the manual override.
1
Reply
Joined Apr 2016
L4: Apprentice
> bubble2 396 Posts
46 Reputation
physio1213
01-10-2021 at 04:38 PM.
01-10-2021 at 04:38 PM.
Can I open wife's account sending my wages to her account as a DD? Does capital one allows that and honor the bonus?
Reply
Joined Nov 2008
L10: Grand Master
> bubble2 8,106 Posts
607 Reputation
dtmamg
01-10-2021 at 04:40 PM.
01-10-2021 at 04:40 PM.
Quote from physio1213 View quoted comment :
Can I open wife's account sending my wages to her account as a DD? Does capital one allows that and honor the bonus?
yes they would not know whose DD
Reply
Joined Jul 2019
New User
> bubble2 14 Posts
10 Reputation
Highlow123
01-11-2021 at 07:27 AM.
01-11-2021 at 07:27 AM.
If I deposit $1000 in Robinhood, and I withdraw it. Will it count as a direct deposit??
Reply
Joined Aug 2011
Banned Shill
> bubble2 629 Posts
255 Reputation
ryanmemperor
01-11-2021 at 09:57 AM.
01-11-2021 at 09:57 AM.
Quote from gooddog View quoted comment :
I signed up and I did not see any blank asking for promo code.
I called Capital and she said she could not change it so I needed to manually appeal the case in April and she was going to leave a note there.
I lost 400 dollars just like that.
Where was I supposed to enter the promo code?
Screw this deal.

I opened one for each myself and wife. I missed the promo box on mine and called, basically said they flagged my account and to call back in March, said I should be good - even asked me for the promo code over the phone. The code box is in stealth mode.

Either way, it will be $400 or $800 straight to ETH to HODL.
Reply

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Joined Nov 2006
L5: Journeyman
> bubble2 702 Posts
50 Reputation
compy168
01-11-2021 at 11:31 AM.
01-11-2021 at 11:31 AM.
Quote from dtmamg View quoted comment :
yes they would not know whose DD
But I read some work companies won't able to do the DD if the account doesn't have your name on it.
Reply
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