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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,759 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

Original Post

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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+810
688,759 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Oct 2017
L4: Apprentice
> bubble2 300 Posts
324 Reputation
jesudas
02-05-2021 at 02:35 PM.
02-05-2021 at 02:35 PM.
Quote from tinlikethemetal View quoted comment :
Yes I entered the promo code and deposit $50 from my bank
Thank you. So far, 2 persons have received their bonus amount. Both of them did make a small deposit while opening the account.

I too opened the account on Nov 15th. But, did not make any deposit immediately after opening the account. All my deposits were through Direct Deposit through my employer.

Not sure if making a small deposit through the account opening process makes a difference.

I did enter the promo code and I have a screenshot in case if I needed to follow-up. Let's see, I will update once I have more information.
Reply
Joined Jun 2018
L6: Expert
> bubble2 1,331 Posts
4,021 Reputation
Original Poster
karthik_r
02-05-2021 at 03:08 PM.
02-05-2021 at 03:08 PM.
Quote from tinlikethemetal View quoted comment :
Got my $400 today
Quote from m_camo View quoted comment :
Just got it today.
Quote from swoley2k View quoted comment :
SUCCESS!

Got my $400 deposited today.
Already had a Quicksilver card so I applield for the 360 banking account ~Nov 16th doing a $5 initial deposit as part of the application (Promo code was prepopulated in a field on the application)
Did 2 $500 transfers from TD Ameritrade on back to back days
Did 2 $xxx direct deposits from my job afterwards just to be safe
Got the deposit today

Not sure if it was the TDA transfers or my actual job transfers that made it successful so sorry I dont have that detail. Just wanted people to know it did in fact work under the above scenario at least.
I got it today too. I opened on Nov 13, 2020 and posted this deal on SD on the same day. I did not fund the account and promo was auto populated (so initial funding doesn't matter).
I think CapOne are sending out bonuses for all the accts opened in the initial week (Nov 13-20).
Reply
Joined Oct 2017
L4: Apprentice
> bubble2 300 Posts
324 Reputation
jesudas
02-05-2021 at 03:51 PM.
02-05-2021 at 03:51 PM.
Quote from karthik_r View quoted comment :
I got it today too. I opened on Nov 13, 2020 and posted this deal on SD on the same day. I did not fund the account and promo was auto populated (so initial funding doesn't matter).
I think CapOne are sending out bonuses for all the accts opened in the initial week (Nov 13-20).
that is good to know. thanks
Reply
Joined Jan 2012
L2: Beginner
> bubble2 66 Posts
18 Reputation
Dirtybill
02-05-2021 at 04:26 PM.
02-05-2021 at 04:26 PM.
Just checked and received as well
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,390 Posts
eko427
02-05-2021 at 06:10 PM.
02-05-2021 at 06:10 PM.
Quote from swoley2k View quoted comment :
SUCCESS!

Got my $400 deposited today.
Already had a Quicksilver card so I applield for the 360 banking account ~Nov 16th doing a $5 initial deposit as part of the application (Promo code was prepopulated in a field on the application)
Did 2 $500 transfers from TD Ameritrade on back to back days
Did 2 $xxx direct deposits from my job afterwards just to be safe
Got the deposit today

Not sure if it was the TDA transfers or my actual job transfers that made it successful so sorry I dont have that detail. Just wanted people to know it did in fact work under the above scenario at least.
Just got mine too. Easy money.
Reply
Joined Jul 2007
L7: Teacher
> bubble2 2,390 Posts
eko427
02-05-2021 at 06:18 PM.
02-05-2021 at 06:18 PM.
How much are you guys putting aside for income taxes next year?
Reply
Joined Sep 2011
L9: Master
> bubble2 4,296 Posts
329 Reputation
comfortably-numb
02-05-2021 at 07:12 PM.
02-05-2021 at 07:12 PM.
Quote from eko427 View quoted comment :
Just got mine too. Easy money.

I opened mine on nov 23. Did legit salary DD of 500 2x dec and JAN. yet to see my bonus.
Reply

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Joined Jul 2007
L7: Teacher
> bubble2 2,390 Posts
eko427
02-05-2021 at 07:14 PM.
02-05-2021 at 07:14 PM.
Quote from comfortably-numb View quoted comment :
I opened mine on nov 23. Did legit salary DD of 500 2x dec and JAN. yet to see my bonus.
I signed up on Nov 14 so you should be getting yours within the next two weeks.
Reply
Joined Sep 2011
L9: Master
> bubble2 4,296 Posts
329 Reputation
comfortably-numb
02-05-2021 at 07:51 PM.
02-05-2021 at 07:51 PM.
Quote from eko427 View quoted comment :
I signed up on Nov 14 so you should be getting yours within the next two weeks.

Thanks. Will contact support to check what's up in 2 weeks.
Reply
Joined Oct 2017
L3: Novice
> bubble2 112 Posts
30 Reputation
m_camo
02-05-2021 at 08:15 PM.
02-05-2021 at 08:15 PM.
Quote from jesudas View quoted comment :
Thank you. So far, 2 persons have received their bonus amount. Both of them did make a small deposit while opening the account.

I too opened the account on Nov 15th. But, did not make any deposit immediately after opening the account. All my deposits were through Direct Deposit through my employer.

Not sure if making a small deposit through the account opening process makes a difference.

I did enter the promo code and I have a screenshot in case if I needed to follow-up. Let's see, I will update once I have more information.

I did not make any initial deposit after opening the account. I just did couple of direct deposits. 400 deposited today
Reply
Joined Oct 2017
L4: Apprentice
> bubble2 300 Posts
324 Reputation
jesudas
02-05-2021 at 08:51 PM.
02-05-2021 at 08:51 PM.
Quote from m_camo View quoted comment :
I did not make any initial deposit after opening the account. I just did couple of direct deposits. 400 deposited today
This is encouraging. thanks.
Reply
Joined May 2013
L2: Beginner
> bubble2 58 Posts
10 Reputation
dealgrab32
02-06-2021 at 04:58 AM.
02-06-2021 at 04:58 AM.
Quote from m_camo View quoted comment :
I did not make any initial deposit after opening the account. I just did couple of direct deposits. 400 deposited today

Did you do payroll DD or some ACH transaction?
Reply
Joined Mar 2007
L6: Expert
> bubble2 1,031 Posts
269 Reputation
doglover1
02-06-2021 at 05:39 AM.
02-06-2021 at 05:39 AM.
I opened my account on Nov. 15. I did not make an initial deposit. I made 2 direct deposits within the first month. No bonus yet.
Reply
Joined Mar 2006
L6: Expert
> bubble2 1,899 Posts
966 Reputation
moon_2100
02-06-2021 at 06:31 AM.
02-06-2021 at 06:31 AM.
Opened on 11/16/2020. Already made 3 direct deposits of $500 each. no bonus yet.
Reply

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Joined Sep 2016
L5: Journeyman
> bubble2 755 Posts
137 Reputation
Nimsiv
02-06-2021 at 06:55 AM.
02-06-2021 at 06:55 AM.
Opened 11/14/ no bonus yet 🙄. Called and they said there is still time before March 31st
Reply
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