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Capital One: Open a 360 Checking Account, Receive 2+ Direct Deposits $1000+ Expired

$400 Bonus
(New Checking Account Holders)
+810 Deal Score
688,309 Views
Capital One Offers New 360 Checking Account Holders: $400 Bonus when you Open a 360 Checking Account by January 26, 2021, apply promo code BONUS400 and Receive 2 Direct Deposits totaling $1,000 or more within 60 days of account opening. Thanks karthik_r

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Edited November 13, 2020 at 05:03 PM by
Capital One is offering $400 bonus when you open a new checking account with promo code BONUS400

To receive the bonus you must make at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening

Full Details:

Capital One reserves the right to withdraw this offer, with or without notice, in its sole discretion if it is determined that fraud or any other factor beyond its control is impacting the integrity of the offer and campaign.

Here's the full scoop on how to earn your $400 bonus:
  1. Open a 360 Checking account between 12:00 a.m. ET on November 9, 2020, and 11:59 p.m. ET on January 26, 2021. When you open your account, enter your promotional code—BONUS400.
  2. Receive at least 2 direct deposits totaling $1,000 or more to your 360 Checking account within 60 days of account opening. A qualifying direct deposit is an Automated Clearing House (ACH) credit, which may include payroll, pension or government payments (such as Social Security) by your employer or an outside institution.
  3. This account is subject to approval. This offer cannot be combined with any other 360 Checking account opening offers. Only one promotional code is accepted. Bonus is only valid for one new 360 Checking account.
Mobile deposits are available only in the U.S. and U.S. territories.

When will I get my bonus?

Your bonus will be deposited into your new 360 Checking account by the date stated below:

Account opened the month of November 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by March 31, 2021

Account opened the month of December 2020
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by April 30, 2021

Account opened the month of January 2021
Receive at least 2 direct deposits totaling $1,000 or more Within 60 days of your account opening date
Bonus will be paid by May 31, 2021

If you have or had an open 360 Checking account as a primary or secondary account holder with Capital One on or after January 1, 2018, you will be ineligible for the bonus. If your account is in default, closed or suspended, or otherwise not in good standing, you will not receive the bonus.

What you need to know about the 360 Checking account:

A rate of 0.10% Annual Percentage Yield (APY) applies to accounts with balances between $0-$49,999.99, $50,000-$99,999.99, and $100,000 or more. 360 Checking is a tiered-rate account. Advertised rates are variable and effective as of 11/13/2020. Rates in any tier are subject to change at any time before or after account opening.

The interest is calculated on a daily basis and is based on the balance in the account. Interest on your account will be compounded and credited on a monthly basis.

360 Checking customers can access over 40,000 fee-free ATMS (41,394 AllPoint® ATMs and 2,206 Capital One ATMs). ATM functionality may differ by location.

Mobile deposits are available only in the U.S. and U.S. territories.
The Capital One Mobile app has a 4.8/5-star customer rating on the App Store and is in the top 10% in the Finance App category as of 8/24/2020.
The Capital One Mobile app has a 4.6/5-star customer rating on Google Play and is in the top 10% in the Finance App category as of 8/24/2020.Web access is needed to use mobile banking. Check with your service provider for details of specific fees and charges.
The site may be unavailable during normal maintenance or due to unforeseen circumstances.Capital One does not provide, endorse or guarantee any third-party product, service, information or recommendation listed above. The third parties listed above are not affiliated with Capital One and are solely responsible for their products and services. All trademarks are the property of their respective owners.Products and services offered by Capital One, N.A., Member FDIC.
© 2020 Capital One. Capital One is a federally registered service mark. 15000 Capital One Drive, Attn.: 12038-0111, Richmond, Virginia 23238. To contact us by mail, please use the following address: Capital One 360, P.O. Box 360, Wilmington, DE 19899.

https://www.capitalone.com/bonus400/
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Score
+810
688,309 Views
$400 Bonus
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

2,248 Comments

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Featured Comments

Just opened it. I can see why people missing the bonus code, it's on the external transfer account page instead of the main page. so whether you plan to add a bank account to not just visit the page and make sure the code is auto-populated if not enter/copy-paste manually. you should see a banner on the final page if code is entered. Btw I already have a capital one account so I didn't receive any alert from credit monitoring that inquiry was posted or there was a hard pull. Most of my information was auto-filled and when I clicked next it displayed - doing necessary checks, doing govt mandated checks, and verifying records and finally displayed - good to go. Thanks
Nope. When you click I will fund later, you can still see the code applied and it gives a green tick mark. Also, you can see later pages showing that.


And just to confirm, I had called the CSR after opening the account and they had confirmed that I used the promo code.

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Joined Dec 2006
L6: Expert
> bubble2 1,457 Posts
479 Reputation
GeorgeMcFly
02-26-2021 at 09:43 PM.
02-26-2021 at 09:43 PM.
acct opened Dec 7th
$400 bonus received Feb 26th
Reply
Joined Feb 2007
L2: Beginner
> bubble2 76 Posts
21 Reputation
jweek
02-27-2021 at 07:14 AM.
02-27-2021 at 07:14 AM.
Opened 5-Dec, paid 26-Feb
Reply
Joined Aug 2003
L4: Apprentice
> bubble2 456 Posts
72 Reputation
s4alex
02-27-2021 at 07:49 AM.
02-27-2021 at 07:49 AM.
Just got my $400
Reply
Joined Jul 2006
abused user
> bubble2 4,242 Posts
1,403 Reputation
ubiquitous
02-27-2021 at 12:03 PM.
02-27-2021 at 12:03 PM.
I opened in November and never received a bonus
Reply
Joined Oct 2005
L6: Expert
> bubble2 1,203 Posts
103 Reputation
Jhandwa.dealwa
02-27-2021 at 05:44 PM.
02-27-2021 at 05:44 PM.
opened account Nov 16, got bonus Feb 19 Smilie
Reply
Joined Oct 2005
L6: Expert
> bubble2 1,203 Posts
103 Reputation
Jhandwa.dealwa
02-27-2021 at 05:48 PM.
02-27-2021 at 05:48 PM.
Quote from bocil View quoted comment :
Anyone got bonus using etrade ach?
I transferred funds ACH from Schwab brokerage account and got the bonus last week
Reply
Last edited by mega February 27, 2021 at 05:54 PM.
Joined Sep 2009
L7: Teacher
> bubble2 2,261 Posts
758 Reputation
tl215
02-28-2021 at 12:10 AM.
02-28-2021 at 12:10 AM.
Got $400 opened 12/7
Reply

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Joined Mar 2014
L6: Expert
> bubble2 1,061 Posts
147 Reputation
DeeDon
02-28-2021 at 10:37 PM.
02-28-2021 at 10:37 PM.
Opened mid-Nov. Bonus received mid-Feb. Cha-Ching!
Reply
Joined Dec 2015
L4: Apprentice
> bubble2 397 Posts
106 Reputation
aboyinthebox
03-02-2021 at 05:13 PM.
03-02-2021 at 05:13 PM.
Will the tax refund count as direct deposit?
Reply
Joined Aug 2005
L7: Teacher
> bubble2 2,983 Posts
295 Reputation
B/B
03-03-2021 at 10:56 AM.
03-03-2021 at 10:56 AM.
No bonus yet but will wait till the 31st if this month.
Reply
Joined Jul 2009
L5: Journeyman
> bubble2 787 Posts
34 Reputation
mak101
03-03-2021 at 01:01 PM.
03-03-2021 at 01:01 PM.
Anyone closed or closing the account? When can it be closed earliest without clawback?
Reply
Joined Aug 2003
L9: Master
> bubble2 4,298 Posts
360 Reputation
fsyowad
03-03-2021 at 07:03 PM.
03-03-2021 at 07:03 PM.
Quote from mak101 View quoted comment :
Anyone closed or closing the account? When can it be closed earliest without clawback?
Call them and find out. What's cha got to lose?
Reply
Joined Jan 2014
L5: Journeyman
> bubble2 699 Posts
46 Reputation
FrannardF
03-03-2021 at 08:20 PM.
03-03-2021 at 08:20 PM.
Quote from aboyinthebox View quoted comment :
Will the tax refund count as direct deposit?

Yes, it should.
Reply
Joined Sep 2014
L9: Master
> bubble2 4,373 Posts
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Expert
This user is an Expert in Tech & Electronics
SuplexCity
03-03-2021 at 09:26 PM.
03-03-2021 at 09:26 PM.
Quote from mak101 View quoted comment :
Anyone closed or closing the account? When can it be closed earliest without clawback?
There is no clawback. Some comments on DoC mentioned that its better to close the account earlier so that you can qualify for the next bonus sooner. Unethical though...but then this is SD.
Reply

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Joined May 2016
Fatwallet
> bubble2 632 Posts
129 Reputation
jschuman01
03-03-2021 at 10:14 PM.
03-03-2021 at 10:14 PM.
Bonus received, two Fidelity transfers worked.
Reply
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