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Bank of America® Customized Cash Rewards Credit Card Expired
$200 Bonus Offer
w/ $1K in eligible purchases
Update: This popular deal is still available
Bank of America is offering a $200 cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America Customized Cash Rewards credit card. There is no annual fee.
Thanks to community member ToMaToSauces for finding this deal.
Slickdeals may be compensated by Bank of America.
Bank of America is offering a $200 cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America Customized Cash Rewards credit card. There is no annual fee.
Thanks to community member ToMaToSauces for finding this deal.
Slickdeals may be compensated by Bank of America.
Original Post
Written by
Edited September 28, 2021
at 08:36 AM
Bank of America is offering a $200 cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America® Customized Cash Rewards credit card. There is no annual fee.
Slickdeals may be compensated by Bank of America.
Slickdeals may be compensated by Bank of America.
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- You can only get approved for 2 new cards in a 30-day period
- You can only get approved for 3 new cards in a 12-month period
- You can only get approved for 4 new cards in a 24-month period
Apparently it only looks at BofA cards. Where as the Chase 5/24 rule looks at any credit card issued to you, regardless of which company issued it to you.
Edit: Adding the 7/12 and 3/12 rules for BofA higher up to this comment.
"7/12 and 3/12 rule"
"According to this rule, customers with a BofA deposit account will not be approved for new cards if they've opened seven cards (across all issuers) in the last 12 months, while customers without a BoA deposit account will be rejected if they've opened three or more cards in the last 12 months."
Source: https://thepointsguy.co
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I thought sponsored/affiliated posts/deals are only under the Featured tab?
On a side note, new grad here, I opened like my second CC ~2months ago with the Freedom Chase card for the $200 promo, what's the drawback with opening another CC to get the promo within such a short timeframe?
Experience: Never had credit til 6 years ago and now have near or over an 800 score with all 3 bureaus.
yes you can apply for this one too. now i got the mastercard and this visa card.
yes i'm sure. i'm not sure why. my credit score drop for the added credit and for the new card but i don't see any hard inquiries on it. i got 1 hard inquiry but that was from last year when i apply for costco citibank
As mentioned up-thread, if you have sufficient investment funds in Merrill Lynch, the added CB bonus actually makes this one of the best (if not the best) CB cards on the market.
I use it regularly but only because I'm well invested in the BoA/Merrill ecosystem.
If you aren't or won't be, I'd skip it.
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As mentioned up-thread, if you have sufficient investment funds in Merrill Lynch, the added CB bonus actually makes this one of the best (if not the best) CB cards on the market.
I use it regularly but only because I'm well invested in the BoA/Merrill ecosystem.
If you aren't or won't be, I'd skip it.
wondering if they would approve me.
Them closing the accounts dropped my score to 765 (the accounts were old and the limits were high)
Chase is the most notorious with their 5/24 rule.
Its not difficult to end up in a position where you will be denied a new card that could have a much higher bonus just because you took a low bonus card earlier instead.
Personally, $200ish bonus cards just aren't very competitive. There's plenty of better bonus cards consistently available. Unless that low bonus card has other value...
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