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Bank of America® Customized Cash Rewards Credit Card Expired

$200 Bonus Offer
w/ $1K in eligible purchases
+128 Deal Score
452,225 Views
Update: This popular deal is still available

Bank of America is offering a $200 cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America Customized Cash Rewards credit card. There is no annual fee.

Thanks to community member ToMaToSauces for finding this deal.



Slickdeals may be compensated by Bank of America.

Original Post

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Edited September 28, 2021 at 08:36 AM by
Bank of America is offering a $200 cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America® Customized Cash Rewards credit card. There is no annual fee.



Slickdeals may be compensated by Bank of America.
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Deal
Score
+128
452,225 Views
$200 Bonus Offer
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Got rejected, have a 780ish credit score. Maybe too many credit card sign ups recently
From what I could find online regarding BofA these are their restrictions for credit cards:

- You can only get approved for 2 new cards in a 30-day period
- You can only get approved for 3 new cards in a 12-month period
- You can only get approved for 4 new cards in a 24-month period

Apparently it only looks at BofA cards. Where as the Chase 5/24 rule looks at any credit card issued to you, regardless of which company issued it to you.

Edit: Adding the 7/12 and 3/12 rules for BofA higher up to this comment.

"7/12 and 3/12 rule"

"According to this rule, customers with a BofA deposit account will not be approved for new cards if they've opened seven cards (across all issuers) in the last 12 months, while customers without a BoA deposit account will be rejected if they've opened three or more cards in the last 12 months."

Source: https://thepointsguy.com/guide/cr...trictions/
Also rejected - 820 credit score and i have no BoA credit cards (never have). They did hit me with a hard credit check though. :|

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Joined Feb 2008
L8: Grand Teacher
> bubble2 3,010 Posts
411 Reputation
BillyMays
01-31-2021 at 11:15 AM.
01-31-2021 at 11:15 AM.
i have one card like 5 years with them
i get
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases

i dont sure if i see option before but just now. weird iis my mother have one card too but without cashback option
Reply
Joined Aug 2008
L1: Learner
> bubble2 3 Posts
10 Reputation
nicefind
01-31-2021 at 02:05 PM.
01-31-2021 at 02:05 PM.
Good deal. I'm so used to getting rewarded for spending, it just feels wrong to spend without getting rewarded nowadays. There are a few similar deals I'm also taking advantage of right now from Chase and Capitalone. The site savingmost.com has a nice summary of current sign up bonuses for those interested in card churning.
Reply
Joined Oct 2011
L6: Expert
> bubble2 1,444 Posts
230 Reputation
supercoolman
02-03-2021 at 09:15 PM.
02-03-2021 at 09:15 PM.
Quote from tygron :
From what I could find online regarding BofA these are their restrictions for credit cards:

- You can only get approved for 2 new cards in a 30-day period
- You can only get approved for 3 new cards in a 12-month period
- You can only get approved for 4 new cards in a 24-month period

Apparently it only looks at BofA cards. Where as the Chase 5/24 rule looks at any credit card issued to you, regardless of which company issued it to you.

Edit: Adding the 7/12 and 3/12 rules for BofA higher up to this comment.

"7/12 and 3/12 rule"

"According to this rule, customers with a BofA deposit account will not be approved for new cards if they've opened seven cards (across all issuers) in the last 12 months, while customers without a BoA deposit account will be rejected if they've opened three or more cards in the last 12 months."

Source: https://thepointsguy.com/guide/cr...trictions/

I saw one guy broke that 3/12 rule just last month, so it may not be strictly enforced
Reply
Joined Apr 2005
L3: Novice
> bubble2 178 Posts
64 Reputation
Superman69
02-03-2021 at 09:25 PM.
02-03-2021 at 09:25 PM.
got declined. 660 score. sadface
Reply
Joined Sep 2016
L2: Beginner
> bubble2 93 Posts
14 Reputation
Antichrissto
02-04-2021 at 05:32 PM.
02-04-2021 at 05:32 PM.
Silly question can I pay my mortgage one month and get the credit? Newbie here first homeowner and credit card
Reply
Joined Jan 2016
New User
> bubble2 2 Posts
10 Reputation
Krono_Assassin
02-05-2021 at 05:57 PM.

Our community has rated this post as helpful. If you agree, why not thank Krono_Assassin

02-05-2021 at 05:57 PM.
https://www.youtube.com/watch?v=y-AmnasDev0
1
6
Reply
Joined Nov 2012
L6: Expert
> bubble2 1,340 Posts
257 Reputation
shortprong
02-06-2021 at 07:00 AM.
02-06-2021 at 07:00 AM.
Quote from Vongeer1 :
https://www.youtube.com/watch?v=y-AmnasDev0
I was going to get this card until I saw this. Thanks. Can you imagine being the innocent person that the FBI interviewed because of this company?
3
Reply
Last edited by shortprong February 6, 2021 at 07:01 AM.

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Joined Jul 2013
L3: Novice
> bubble2 101 Posts
50 Reputation
MyOdessa
02-06-2021 at 10:54 AM.
02-06-2021 at 10:54 AM.
Quote from shortprong :
I was going to get this card until I saw this. Thanks. Can you imagine being the innocent person that the FBI interviewed because of this company?
I canceled my BofA MC today just for this reason.
5
Reply
Joined Oct 2008
Superuser
> bubble2 1,177 Posts
675 Reputation
California-Boy
02-06-2021 at 07:17 PM.
02-06-2021 at 07:17 PM.
One of the best cards so far. I use this for all online purchases except when Discover and Chase freedom doesn't have the 5% cashback offer with Amazon.
2
Reply
Joined Mar 2015
L4: Apprentice
> bubble2 334 Posts
30 Reputation
kjggx6
02-08-2021 at 04:40 PM.
02-08-2021 at 04:40 PM.
I've had this card for about 10 years and it is by far the best card to have; especially if your total deposits between BofA and Merrill is $100k. They give you a 75% bonus on all rewards, and instead of waiting until the end of the month to collect your cash back, they deposit it to your checking account immediately
1
Reply
Joined Dec 2020
L1: Learner
> bubble2 23 Posts
10 Reputation
Ferakale
02-08-2021 at 04:56 PM.
02-08-2021 at 04:56 PM.
Is this for new customers only? What if you already have the card?
Reply
Joined Aug 2011
L6: Expert
> bubble2 1,925 Posts
105 Reputation
robrob777
02-08-2021 at 05:05 PM.
02-08-2021 at 05:05 PM.
Niceeee... I got the mastercard version. 3% online purchases is good... Don't carry a balance ever
Reply
Joined Jul 2011
L10: Grand Master
> bubble2 9,216 Posts
1,324 Reputation
K7S5A
02-08-2021 at 05:07 PM.
02-08-2021 at 05:07 PM.
So Wells Fargo and now BoA. Is any bank not dishonest lol
Reply
Joined Oct 2020
L7: Teacher
> bubble2 2,776 Posts
8,336 Reputation
Pro
Honest-IJM
02-08-2021 at 05:09 PM.
02-08-2021 at 05:09 PM.
I have had this card for a few years, and it has worked well for me. However, with recent news about the company mass profiling their customers and providing info to the FBI without a warrant, I may be hesitant to use it again. I don't commit any crimes, but I don't need big brother looking over my shoulder every time I make a purchase.
1
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Joined May 2010
L5: Journeyman
> bubble2 860 Posts
141 Reputation
bikerbandito
02-08-2021 at 05:29 PM.
02-08-2021 at 05:29 PM.
I still have the Cash Rewards World Mastercard from years ago since it is a zero annual fee CC. Does anyone know if I still qualify for this promo since the Mastercard is technically a "Cash rewards card" but is a Signature Visa card rather than a Mastercard?
Reply
Last edited by bikerbandito February 8, 2021 at 05:42 PM.
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