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Bank of America® Customized Cash Rewards Credit Card Expired

$200 Bonus Offer
w/ $1K in eligible purchases
+128 Deal Score
466,277 Views
Update: This popular deal is still available

Bank of America is offering a $200 cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America Customized Cash Rewards credit card. There is no annual fee.

Thanks to community member ToMaToSauces for finding this deal.



Slickdeals may be compensated by Bank of America.

Original Post

Written by
Edited September 28, 2021 at 08:36 AM by
Bank of America is offering a $200 cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America® Customized Cash Rewards credit card. There is no annual fee.



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Deal
Score
+128
466,277 Views
$200 Bonus Offer
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Got rejected, have a 780ish credit score. Maybe too many credit card sign ups recently
From what I could find online regarding BofA these are their restrictions for credit cards:

- You can only get approved for 2 new cards in a 30-day period
- You can only get approved for 3 new cards in a 12-month period
- You can only get approved for 4 new cards in a 24-month period

Apparently it only looks at BofA cards. Where as the Chase 5/24 rule looks at any credit card issued to you, regardless of which company issued it to you.

Edit: Adding the 7/12 and 3/12 rules for BofA higher up to this comment.

"7/12 and 3/12 rule"

"According to this rule, customers with a BofA deposit account will not be approved for new cards if they've opened seven cards (across all issuers) in the last 12 months, while customers without a BoA deposit account will be rejected if they've opened three or more cards in the last 12 months."

Source: https://thepointsguy.com/guide/cr...trictions/
Also rejected - 820 credit score and i have no BoA credit cards (never have). They did hit me with a hard credit check though. :|

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Joined Dec 2010
L5: Journeyman
> bubble2 998 Posts
361 Reputation
webjock
09-16-2021 at 09:03 AM.
09-16-2021 at 09:03 AM.
I can
Reply
Joined Dec 2010
L5: Journeyman
> bubble2 998 Posts
361 Reputation
webjock
09-16-2021 at 09:04 AM.
09-16-2021 at 09:04 AM.
I can confirm the $200 and 5% "off selected" purchased. I just purchased a new desk for my kid. I was planning this purchase. switch category.
Reply
Joined Aug 2014
L3: Novice
> bubble2 201 Posts
38 Reputation
wicknut
09-18-2021 at 09:04 AM.
09-18-2021 at 09:04 AM.
Quote from webjock View quoted comment :
I can confirm the $200 and 5% "off selected" purchased. I just purchased a new desk for my kid. I was planning this purchase. switch category.
when did you get this bonus? after the new statement posts?
Reply
Joined Aug 2012
L3: Novice
> bubble2 103 Posts
54 Reputation
ateizzynuff
09-18-2021 at 09:53 AM.
09-18-2021 at 09:53 AM.
I'm wondering if "qualified" (for cash rewards) online shopping purchases include those made via PayPal or similar entities, or do the purchases need to be made directly off of the BoA credit card?
If we register a BoA credit card as our default/primary payment option to PayPal, does that qualify online shopping purchases for rewards credit?
I haven't been able to find details on what specific online shopping expenditures qualify as "purchases" that earn cash rewards.
I sent an eMail to the BoA rep that set up my account with this same question, but got no reply.
Confused
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Joined May 2005
L3: Novice
> bubble2 215 Posts
50 Reputation
savarese04
09-18-2021 at 01:11 PM.
09-18-2021 at 01:11 PM.
how long after you spend the $1000 does it take for the $200 credit to show up in your account? would be nice if it was instant like AMEX, but guessing BofA will try to pull some 6-8 weeks nonsense.
1
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Joined Dec 2010
L5: Journeyman
> bubble2 998 Posts
361 Reputation
webjock
09-18-2021 at 02:40 PM.
09-18-2021 at 02:40 PM.
Quote from wicknut View quoted comment :
when did you get this bonus? after the new statement posts?

I would think after statement post. I have other reward cards and that is how it works. I shows Pending in my Rewards tab. The $200 was immediately pending as it shows I spent more than $2500.
Reply
Joined Sep 2018
L4: Apprentice
> bubble2 330 Posts
42 Reputation
Spideym8
09-19-2021 at 11:57 AM.
09-19-2021 at 11:57 AM.
Quote from FreedomDeals View quoted comment :
In regards to the "Online shopping" category, does that include online ads purchases?

And is it unlimited? also does BoA reject people who use it as a business card?

$2500 per quarter, after that it will be 1%.

Apply for the unlimited 1.5% cash back for business bro, and rewards will become 2.62% if you are platinum honor with their extra 75% bonus rewards
1
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Joined Jun 2009
L5: Journeyman
> bubble2 969 Posts
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matt48
09-19-2021 at 07:47 PM.
09-19-2021 at 07:47 PM.
Quote from savarese04 View quoted comment :
how long after you spend the $1000 does it take for the $200 credit to show up in your account? would be nice if it was instant like AMEX, but guessing BofA will try to pull some 6-8 weeks nonsense.

Mine was immediately after 1 business day.
Reply
Joined Aug 2017
L4: Apprentice
> bubble2 360 Posts
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FreedomDeals
09-19-2021 at 09:59 PM.
09-19-2021 at 09:59 PM.
Quote from Spideym8 View quoted comment :
$2500 per quarter, after that it will be 1%.

Apply for the unlimited 1.5% cash back for business bro, and rewards will become 2.62% if you are platinum honor with their extra 75% bonus rewards
not bad, but AMEX biz Gold 4x points is around 4% which is better atm for me
Reply
Joined Feb 2021
New User
> bubble2 4 Posts
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OrangeLlama1218
09-20-2021 at 11:43 AM.
09-20-2021 at 11:43 AM.
Get a BofA account of any kind, and you will eventually regret it.
2
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Joined Dec 2017
L4: Apprentice
> bubble2 483 Posts
171 Reputation
xemods
09-20-2021 at 11:43 AM.
09-20-2021 at 11:43 AM.
Anyone have recommendations for possible no annual fee cards that offer airport lounge access?
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Joined May 2018
New User
> bubble2 2 Posts
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Bobbie0213
09-20-2021 at 11:47 AM.
09-20-2021 at 11:47 AM.
Preferably apply on the telephone or email
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Joined May 2018
New User
> bubble2 2 Posts
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Bobbie0213
09-20-2021 at 11:48 AM.
09-20-2021 at 11:48 AM.
Quote from OrangeLlama1218 View quoted comment :
Get a BofA account of any kind, and you will eventually regret it.

I've had Bank of America for more than 20years without any issues
1
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Joined Feb 2021
New User
> bubble2 4 Posts
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OrangeLlama1218
09-20-2021 at 11:54 AM.
09-20-2021 at 11:54 AM.
Quote from Bobbie0213 View quoted comment :
I've had Bank of America for more than 20years without any issues

Funny, I had mine for about that long too before I was made to regret it.
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Joined Feb 2010
L4: Apprentice
> bubble2 454 Posts
58 Reputation
greendesert
09-20-2021 at 12:03 PM.
09-20-2021 at 12:03 PM.
I had a diff boa card and was offered this one without credit pull. Got it 20k limit but how do I change the preferred 3 % to my liking. My CL is 826 btw..if it matters.
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