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Edited February 2, 2021
at 09:34 PM
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Enrollment link -
https://www.discover.com/credit-c...endar.html
Gas Stations, Wholesale Clubs and Select Streaming Services
You activated to earn 5% Cashback Bonus at Gas Stations, Wholesale Clubs and Select Streaming Services from April 1–June 30, 2021, on up to $1,500 in purchases.
You activated to earn 5% Cashback Bonus at Gas Stations (stand-alone), Wholesale Clubs and Select Streaming Services from 4/1/21 (or the date on which you activate 5%, whichever is later) through 6/30/21, on up to $1,500 in purchases. Purchases made at Gas Stations include only merchants in the category that sell automotive gasoline that can be paid for either at the pump or inside the station. Gas Stations affiliated with supermarkets and supercenters may not be eligible. Check with your Wholesale Clubs to make sure your Discover card is accepted. Purchases of affiliated Wholesale Club services, such as delivery services, travel and cell phone purchases, may not be eligible in this category. Individual merchants and stand-alone stores within physical Wholesale club locations, or online, may not be eligible in this category. Select Streaming Services purchases include only the following select U.S. streaming subscriptions: Apple Music, Apple TV+, AT&T TV Now, BET+, CBS All Access, DAZN, Disney +, ESPN+, Fubo TV, Google Play Movies & TV, HBO Max, Hulu, Netflix, Pandora, Philo, Peacock TV, Showtime, Sirius XM, Starz, Sling, Spotify, Vudu, YouTube TV. If your subscription is bundled with another product or service, billed by a third party (such as a digital platform, a cable or satellite provider, telecommunications, internet provider or a car manufacturer), the purchase may not be eligible in this category. Add-ons associated with Select Streaming Services may not qualify for this promotion if they are not listed, billed in a bundle, separately or through a third party. Listed merchants are in no way sponsoring or affiliated with this program.
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Even with the Amazon Visa 5%, the frequency of "pay with points" deals on Amazon is plentiful. You can use as little as one point to get $10,$20 or even $30 off certain purchases. This alone, justifies having this no fee card.
The 5% categories are excellent when they are for gas stations, ( IIRC, the best gas card only offers 4%), wholesale clubs, and streaming services. And even though I have the Amazon card, I will use the Discover card when the 5% category is Amazon, just to boost my points.
If you have the Amex Blue Cash Preferred, use it on all grocery stores (6%), streaming services (6%) prepaid toll replenishment (3%) and gas stations (3%), rotating in the 5% cards when they are for gas stations.
Same for Chase Freedom. This seems like a lot of work but it's really just building a habit that becomes second nature over time.
To make things easier, I use a label maker, and at the beginning of each year I put small labels on each 5% card, detailing the categories for each quarter. With the labels on cards you can't really go wrong.
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Ask Cuomo. He gave one to his TV game show host brother on the Comedy News Network. 😜
What I meant was that if you pay using GC then you lose on 5% CB unless you got the gift card for 5% less originally. But it's of no advantage overall because you get 5% off anyways
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$500 and 1/2% cash back on the next $500 and 3/4% on the next $500 and only offering 1% on the purchases above $1,500 in a year. Now, I have 2 cards that offer 2% on every purchase.
Mind you, it's not a base of 2% -- but I don't know of any cards that have bonus categories AND a base of 2% (at least without a hefty annual fee).
Uh yeah I think bj's is always a go 😅🤣
Yup, only keep discover around for categories chase doesn't have at the time. Otherwise it collects dust. Once in a long while they throw customers a bone like adding categories or limited time CB boost offers but it's window dressing on a core problem with being a 3rd in line competitor, and now a stingy one at that.
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Even with the Amazon Visa 5%, the frequency of "pay with points" deals on Amazon is plentiful. You can use as little as one point to get $10,$20 or even $30 off certain purchases. This alone, justifies having this no fee card.
The 5% categories are excellent when they are for gas stations, ( IIRC, the best gas card only offers 4%), wholesale clubs, and streaming services. And even though I have the Amazon card, I will use the Discover card when the 5% category is Amazon, just to boost my points.
If you have the Amex Blue Cash Preferred, use it on all grocery stores (6%), streaming services (6%) prepaid toll replenishment (3%) and gas stations (3%), rotating in the 5% cards when they are for gas stations.
Same for Chase Freedom. This seems like a lot of work but it's really just building a habit that becomes second nature over time.
To make things easier, I use a label maker, and at the beginning of each year I put small labels on each 5% card, detailing the categories for each quarter. With the labels on cards you can't really go wrong.
I've never seen an Amazon deal whereby I can use my Amazon card points to save money. Can you give me an example? Where/how do I find them?