Chase Freedom Cards: Purchases at Gas Stations (up to $150), Get Expired

Money is money. Also the true value of these Freedom cards is transferring the "cash back" to Ultimate Rewards points and redeeming them on your Sapphire Preferred (+25% redemption bonus) or Sapphire Reserved (+50% redemption bonus).

Damn - just activated it on all three of my chase cards. One of which is Amazon prime chase card and that activated a different offer of 3% back on grocery store purchases valid from 11/17/20-2/17/21. Wish I knew about this earlier! How in the world do we find out about these offers if they don't send them to us?

I already get gas at Costco and the current Q1 5% category is wholesale clubs, but I guess it doesn't hurt to still activate it.

Didn't work for my Freedom Unlimited but worked for my Freedom card

The even better value is transferring them to either of the Sapphire cards and then transferring to hotels/airlines and using their points system to book.

By doing this, I was able to book two business-class round trip flights to Europe in 2019. Ended up costing me like 250,000 points, but the dollar value of those was over $10,000.

freedom unlimited is not eligible for this offer BTW, at least for my case

Freedom Flex is mastercard, will it work in costco gas stations?

Less than 1 short month's worth of 5% cashback on gas? As previously mentioned, the Sam's Club CC is always 5% back on gas. It used to have 3% on travel, but they are taking that one away soon. For those without the SC CC, I'm assuming everyone has a 2% back on everything card like Citi offers, and I know BofA has a card with 2.5% or 5% on select categories (which I think don't change each quarter... I don't have that card yet).

A good example is the 5% back (instead of 2% always on Citi) on utility bills for 3 months. Is it worth the time to go online to change each of my utilities (some of which are as low as $20 per month in the winter) to a different CC for 3% extra and then change them back when the offer ends and drops back to 1%? I think this is one of those games where companies offer brief deals hoping to get people to switch their autopays hoping they forget to change them back. It reminds me of mail in rebates whose business model is based on hoping a large percentage of people would forget to send them in. Nowadays I rarely see mail in rebates.

Another huge issue with all the changing categories and short-lived CC deals is I can't remember which CC I should use at grocery stores or warehouse clubs or Amazon/Target/Walmart unless I write down notes, put them in my wallet, and remember to look at them when I'm about to pay. Most of the time it's so much hassle I don't bother and tend to use my 2% on everything CC for most stuff and certain ones (like the permanent 5% on gas) because I can remember things that aren't constantly changing. This also reminds me of the cashback sites game where those sites are constantly changing payouts between 1% and 8%, and it becomes such a hassle to check before each purchase I don't even bother unless I'm spending multi hundreds of dollars. Life is complicated enough without all this cashback stuff making it more complicated.