Update: This popular deal is still available.
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Thanks to staff member Bri21 for finding this deal.
Slickdeals may be compensated by Capital One.
Original Post
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Edited January 31, 2023
at 01:25 PM
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Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Slickdeals may be compensated by Capital One.
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Our community has rated this post as helpful. If you agree, why not thank optima168
Personally I like their card. I would recommend it especially for the no foreign transaction fees and standard 1.5% cashback.
Most people that get cash back cards just want to apply it towards their monthly statement or get gift cards or whatever. If you have a loan/account with SoFi it's a pretty good option. But it's a niche market.
The PayPal card looks pretty good too. You need a PayPal account, which not everyone has or wants to use. But that's not really much of a gatekeeper to getting the card.
Chase, Amex, and Capital One offer a more diverse lineup, better rewards (especially on travel rewards cards), and Chase even lets you pool "cash back" earned on the Freedom cards to full featured Ultimate Rewards points. All three also offer better benefits on their cards, especially during Covid.
But I guess if you only use PayPal then you could go that route. And if you have a SoFi loan you could go that route. But again, niche market.
Edit: The Citi Double cash card is 2% and I would pick that over PayPal or SoFis offering any day of the week.
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Our community has rated this post as helpful. If you agree, why not thank LanceTX
Most people that get cash back cards just want to apply it towards their monthly statement or get gift cards or whatever. If you have a loan/account with SoFi it's a pretty good option. But it's a niche market.
The PayPal card looks pretty good too. You need a PayPal account, which not everyone has or wants to use. But that's not really much of a gatekeeper to getting the card.
Chase, Amex, and Capital One offer a more diverse lineup, better rewards (especially on travel rewards cards), and Chase even lets you pool "cash back" earned on the Freedom cards to full featured Ultimate Rewards points. All three also offer better benefits on their cards, especially during Covid.
But I guess if you only use PayPal then you could go that route. And if you have a SoFi loan you could go that route. But again, niche market.
Edit: The Citi Double cash card is 2% and I would pick that over PayPal or SoFis offering any day of the week.
And PayPal card is through synchrony, I believe. Hard pass
Yes. Have used virtual card numbers with this before. Be aware limited to just a chrome extension though which is inconvenient for most people who exclusively use mobile devices.
Because I churn through cards moving to the next one that gives me a nice credit.
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It is a soft credit check. I tried it and shows similar Quicksilver card but without welcome bonus and $39 fee as pre approved. I obviously want the bonus but just wondering if these 2 products even though almost similar have different approval criteria.