Update: This popular deal is still available.
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Thanks to staff member Bri21 for finding this deal.
Slickdeals may be compensated by Capital One.
Original Post
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Edited January 31, 2023
at 01:25 PM
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Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Slickdeals may be compensated by Capital One.
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Obviously you're not equipped for taking advantage of deals like this based on this comment, but just as an example, I get cards like this card to pay my 6 mo car insurance. One charge, get the $200 back, pay off card and never use card again since it has $0 fees annually. Or cancel it, and wait until your next large charge and get another similar card. Basically subsidize your large payments 🤷🏾 ♂️
Can't speak from great deal of experience; in addition to this card I recently got a Wells Fargo Active Cash card because they offer $600 protection for theft/damage to cell phones. The latter gives 2% cash back, but you only receive the reward in $25 increments (requiring $1250 expenditure). I much prefer Capital One's immediate cash back offering. I also much prefer Capital One's app - very user friendly, can readily see remaining balance on cars and no hassles making payments toward card's balance from a non-Wells Fargo account.
Wells Fargo Active Cash card has both. Two percent cash rewards and $200 bonus when you spend $1,000 in purchases in the first 3 months.
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I had unpleasant experience with citi. I was tricked to open line of credit with them when I was in the process of getting a home loan from other bank. It almost ruined my application. Even worse, it happened after loan contingency was lifted. That means if I couldn't get the loan I have to pay hefty penalty.
The clerk knew it because I ordered a large amount of cashier's check for the down payment.