Update: This popular deal is still available.
Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Thanks to staff member Bri21 for finding this deal.
Slickdeals may be compensated by Capital One.
Original Post
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Edited January 31, 2023
at 01:25 PM
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Capital One is offering a $200 cash bonus after you spend $500 on purchases in the first 3 months of account opening with the Capital One Quicksilver Cash Rewards Credit Card. Annual fee is $0.
Slickdeals may be compensated by Capital One.
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this Quicksilver card had 3 ver.
w/$200 bouns for excellent;
no annual fee for ok, fair credit;
$39 or $49 annual fee for poor credit
P2 score only 660 since she opened FREEDOM and discover card 1 year, they provide 0% APR so carring balance to make credit utilization high.
P2 Recently trying to apply BOA cash Rewards card w/ $200 offer, but got decline, probably involved too much % balance on other 2 account
However, this Quicksilver $200 bonus ver. said required "excellent credit" passed right away.
I think C1 like ppl with a lot of balance on other accounts which mean C1 got possiblity to make money for Balance trasfer/ carring babalce interest/ or late fees....
since my example: My credit is always 800+, but applied Ventue series, got declined twice, finally passed last year for venture X. C1 seems not like excellent credit w/ carring low balance customer
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BTW that's 3 credit checks. Not 1. It's Capital One.
Why would you ever expose your personal finances and money when you spend money on things? That is exactly what you are doing when you sign up with a debit card, swipe a debit card or attach your bank account information to something. All you are doing is inviting financial liability into your life, full stop.
When you pay with a credit card you are spending someone else's money, you are not exposing yourself to anything. Something goes wrong? It's their problem, not yours. As long as you understand how to not over spend and actually pay off your bills(which you claim to understand) then there is absolutely zero downsides. You never get charged interest, you never get charged any fee's, you never take on any liability. Not only that but they also PAY YOU for the privilege of doing so with these kinds of cash back cards and the like.
You get to leave your money in you savings account earning you a few percent a year or your money market account earning you a few percent a year or anywhere else where that money can actually do work for you and grow for you. All you are doing by using "your debit card and YOUR money" to buy things is losing money.
So you keep on "doing you boo boo", exposing yourself to financial risk/liability and getting taken advantage of by your banking institution while the rest of us are getting paid to spend someone else's money
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