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Capital One Savor One $250 cashback on $500 purchases in first 3 months

+108 Deal Score
69,315 Views
https://applynow.capitalone.com/?productId=11725
Card Details
BONUS OFFER
Earn a one-time $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
REWARDS INFO
Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores (excluding superstores like Walmart® and Target®) and 1% on all other purchases.
ANNUAL FEE
$0
PURCHASE APR
0% intro APR for 15 months; 15.49% - 25.49% variable APR after that
TRANSFER INFO
15.49% - 25.49% variable APR; No Transfer Fee
No Foreign Transaction Fees
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Deal
Score
+108
69,315 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Jul 2005
L9000: Broke Member
> bubble2 3,727 Posts
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EffinAhole
02-04-2021 at 09:21 AM.
02-04-2021 at 09:21 AM.
Just wondering, where does it say its $250 cash back off $500 spent? I see on other sites it lists the savor one as $200 CB on $500 spent. Has anyone actually received $250 yet?
1
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Joined Jun 2005
moar touchpadz!
> bubble2 3,533 Posts
350 Reputation
dragontales
02-04-2021 at 09:22 AM.
02-04-2021 at 09:22 AM.
Last year I applied for this card and got rejected. I have 800+ credit score and little debt. Screw them.
Reply
Joined Jun 2010
L5: Journeyman
> bubble2 767 Posts
353 Reputation
sc37
02-04-2021 at 09:22 AM.
02-04-2021 at 09:22 AM.
Not sure how Capital One does their approvals...I got in on this bonus a month ago to pay off some medical bills (already spent the $500 and got the bonus credited). I was 4/24 when I applied and got it. My wife was 2/24 and got denied. We both only had a Quicksilver card prior to applying, so we certainly weren't maxed out with Capital One.
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Joined Oct 2016
L6: Expert
> bubble2 1,664 Posts
221 Reputation
tgrold
02-04-2021 at 09:23 AM.
02-04-2021 at 09:23 AM.
Quote from EffinAhole :
Just wondering, where does it say its $250 cash back off $500 spent? I see on other sites it lists the savor one as $200 CB on $500 spent. Has anyone actually received $250 yet?
It is in the disclosures you can print from application site. You will also receive an email after approval with CC limit and promo terms.
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Joined Dec 2016
L6: Expert
> bubble2 1,815 Posts
639 Reputation
OceanTwelve
02-04-2021 at 09:23 AM.
02-04-2021 at 09:23 AM.
Quote from jlwallnc :
This requires excellent credit FYI (the high end of excellent from what I've seen, 800+, even then you could be denied as it's a thorough check). Probably helps your chances if you're on the higher end of excellent AND have multiple CapitalOne cards already in good standing/usage. Of course there's exceptions but don't want people to blindly apply for this at lower scores.
There are two different Savor cards. You still need a decent credit score, though, so people shouldn't think this is a regular credit card for those who have no credit history.
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Joined Jun 2007
L7: Teacher
> bubble2 2,988 Posts
647 Reputation
cmw
02-04-2021 at 09:32 AM.
02-04-2021 at 09:32 AM.
Quote from EffinAhole :
Just wondering, where does it say its $250 cash back off $500 spent? I see on other sites it lists the savor one as $200 CB on $500 spent. Has anyone actually received $250 yet?
in the "bonus" section under the terms :
Quote :
How does my spend bonus work?
You will earn a $250 bonus if you spend at least $500 within 3 months of your rewards membership enrollment date. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous Accountholders may not be eligible for this one-time bonus.

I would do a screen capture/pdf file of this just in case they try to weasel out of honoring the bonus : https://d25970n8puso9u.cloudfront....en-US.pdf
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Last edited by cmw February 4, 2021 at 09:54 AM.
Joined Oct 2018
L6: Expert
> bubble2 1,808 Posts
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ForgotMyOwnName
02-04-2021 at 09:33 AM.
02-04-2021 at 09:33 AM.
Quote from Stars09 :
Stars09
Any referral offer? [capitalone.com]
1
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Joined Jul 2005
L9000: Broke Member
> bubble2 3,727 Posts
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EffinAhole
02-04-2021 at 09:35 AM.
02-04-2021 at 09:35 AM.
What the heck, I signed up. Approved.

Although this is the 3rd credit card I signed up for just this month lol. That probably isnt good.
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Joined Dec 2016
L6: Expert
> bubble2 1,815 Posts
639 Reputation
OceanTwelve
02-04-2021 at 09:41 AM.
02-04-2021 at 09:41 AM.
Quote from EffinAhole :
Just wondering, where does it say its $250 cash back off $500 spent? I see on other sites it lists the savor one as $200 CB on $500 spent. Has anyone actually received $250 yet?
https://www.capitalone.com/credit...g-rewards/

It's advertised here.
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Joined Dec 2016
L6: Expert
> bubble2 1,815 Posts
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OceanTwelve
02-04-2021 at 09:41 AM.
02-04-2021 at 09:41 AM.
Quote from EffinAhole :
What the heck, I signed up. Approved.

Although this is the 3rd credit card I signed up for just this month lol. That probably isnt good.
It will help you long-term. Short-term it will have some effect but nothing to worry about unless you plan on taking out a loan soon.
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Joined Jul 2005
L9000: Broke Member
> bubble2 3,727 Posts
584 Reputation
EffinAhole
02-04-2021 at 09:49 AM.
02-04-2021 at 09:49 AM.
Quote from OceanTwelve :
https://www.capitalone.com/credit...g-rewards/

It's advertised here.

I saw it, thx. And that link you linked to actually shows $150 off $500 lol. I just see that the offers online range from $150 - $250 for $500 spent. So you need specific promo links. The normal offer is $150 I guess.

I got a confirm email that says $250 bonus so we should be good.

Quote from OceanTwelve :
It will help you long-term. Short-term it will have some effect but nothing to worry about unless you plan on taking out a loan soon.
I might be buying a house soon. Stick Out Tongue I'm not that worried.
Reply
Last edited by EffinAhole February 4, 2021 at 09:52 AM.
Joined Oct 2018
L6: Expert
> bubble2 1,808 Posts
695 Reputation
ForgotMyOwnName
02-04-2021 at 09:49 AM.
02-04-2021 at 09:49 AM.
Quote from OceanTwelve :
https://www.capitalone.com/credit...g-rewards/ [capitalone.com]

It's advertised here.

I thought it is 250$ off when we make purchases for 500$ in 3 months?
Are you saying it is just 150$?
OMG
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Joined Oct 2006
L5: Journeyman
> bubble2 658 Posts
94 Reputation
briandang98
02-04-2021 at 10:01 AM.
02-04-2021 at 10:01 AM.
Quote from astersathya :
I agree.. I got denied despite Credit Karma showing my credit scores as 815+
I got denied too despite my credit score is 830+. Wait for the denied letter to explain why.
I have 2 card (Quick silver& Walmart) I have Capital one Money market acc more than $50K.
My Credit utilization is only 1%.
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Joined Nov 2014
Beep Boop.....Argh!
> bubble2 2,752 Posts
2,219 Reputation
Expert
This user is an Expert in Video Games
R0B0TPIRATE
02-04-2021 at 10:03 AM.
02-04-2021 at 10:03 AM.
Well figured what the heck, took a chance, approved

For those who may want to know

-Had Cap One card for 6 years, never late, never balance but hardly used in the past 18 months
-FICO was only 735


Applied, approved for $3000 but who cares, I want that $250 so I can get me a free Logitech wheel!!!
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Joined Aug 2007
L6: Expert
> bubble2 1,251 Posts
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Akatsushi
02-04-2021 at 10:04 AM.
02-04-2021 at 10:04 AM.
Thanks OP! Just got instant approval.
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