1-Year Quicken Finance Subscription (PC/Mac Physical): Premier $46.80, Deluxe Expired

Quicken has gradually become complete crap over the years. it seems to be a ancient deteriorating software product that should have been abandoned long ago, and redone as a web app.

I had been using it since the 1990s (Version 3 for Windows 3.1), and little has changed, except the bugs and malfunctions seem to grow over time.

For the last few years, automatic account updates,reporting, dashboard. had deteriorated to the point of being unusable.

Problems include:
1. Accounts mysteriously stop updating, with useless error messages. Resetting, unlinking, resetting, deleting and adding accounts sometimes works. Sometimes it just starts working again. Sometimes it never works, and you must manually download transactions. I have about 20 accounts. You would think after decades of experience, they could improve this area.

2. Even when account updating seems to work, it gets balances wrong, particularly when summarizing across all accounts. I was spending increasingly more time trying to add transactions to make things balance. Sometime resetting an account worked, sometimes not.

3. Lost transactions. Sometimes, random transactions just do not show up. Reconcile is not reliable. It constantly requires fudge transactions to fix imbalances if you do not feel like comparing actual statements to what quicken has.

4 Reports and dashboard do not agree on account balances, performance, etc.

The final straw was the subscription model. I was upgrading every few years when required to continue automatic updates. Hoping that the product would improve. It never did. It onlyu got worse. Feature-wise, I never saw any significant improvement in the product. Paying yearly for the deteriorating software finally forced me to try alternatives.

Personal capital does most if not all that I expected Quicken to do, but it is free. I have been using it for 6 months, and for me it works perfectly, and unlike quickinen, which uses a circa 1990s windows app, personal capital is completely online. Balances are always correct.

With personal capital you will have to deal with periodic sales pitches for their financial services, which you can decline.

Of course, Personal capital, could cancel the service at any time, along with your historical data. But, that is a risk I will take for something that just works.

FWIW I would gladly pay the Quicken price for Personal Capital, should it become a subscription service.

Not as good as the Newegg deal recently with $20 for Deluxe, etc. That should be the new target price.

Think so ... looks similar to previous deals last few months ... also: in the Q/A (answer from Quicken):