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Chase Sapphire PreferredĀ® Card: Spend $4,000 in First 3 Months Expired

Earn 100K points
+711 Deal Score
1,498,863 Views
Update: This great credit card offer is still available.

Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining and 2X points on all other travel purchases, plus more. Annual fee is $95.

Thanks to community member Helper02 for finding this deal.
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate RewardsĀ®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate RewardsĀ®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 60,000 points are worth $750 toward travel.
  • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

Slickdeals may be compensated by Chase.

Original Post

Written by
Edited October 7, 2021 at 06:20 AM by
Our best offer ever! Chase is offering 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®. 2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide. Annual fee is $95.
  • Our best offer ever! Earn 100,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,250 when you redeem through Chase Ultimate RewardsĀ®.
  • Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate RewardsĀ®. For example, 100,000 points are worth $1,250 toward travel.
  • With Pay Yourself Backā„ , your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.


Slickdeals may be compensated by Chase.
Created 06-03-2021 at 02:54 PM by helper02
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Deal
Score
+711
1,498,863 Views
Earn 100K points
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

5,762 Comments

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Featured Comments

I mentioned the offer to my wife who is a Chase employee and she pulled it up on her internal system. It had a note that they had additional offers if you apply in a branch. You get the 100k points, 1st year AF waived, and a $50 grocery credit. So essentially an extra $145 for applying in the branch.
Wow. No brainer if you are eligible for the bonus.
I signed up for 80k offer just last week. Can I get chase to make it 100k?

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Joined Jan 2008
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> bubble2 173 Posts
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CryptoChris72
09-11-2021 at 11:58 PM.
09-11-2021 at 11:58 PM.
What are the odds of getting approved for this card? Also, what company do they pull your credit file from? I am also curious if there are any credit card offers on SD that have better chances of approval? Thanks
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Joined May 2007
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> bubble2 8,726 Posts
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diavolo33
09-12-2021 at 07:23 AM.
09-12-2021 at 07:23 AM.
Quote from sportznut :
What are the odds of getting approved for this card? Also, what company do they pull your credit file from? I am also curious if there are any credit card offers on SD that have better chances of approval? Thanks

As for odds of approval, that's tough to answer because there are variables. In general, this isn't Chase's premier card (that's the Reserve), so they are not as picky about who gets approved, but they are pickier than, say, the Freedom.

I recall reading that which credit bureau they pull from depends on the applicant's state of residence.
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Joined Apr 2004
L3: Novice
> bubble2 1,142 Posts
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ILEng
09-12-2021 at 07:34 AM.
09-12-2021 at 07:34 AM.
Quote from diavolo33 :
As for odds of approval, that's tough to answer because there are variables. In general, this isn't Chase's premier card (that's the Reserve), so they are not as picky about who gets approved, but they are pickier than, say, the Freedom.

I recall reading that which credit bureau they pull from depends on the applicant's state of residence.

Someone provided this link earlier in this monster thread concerning credit agency pulls based on state

https://www.mybanktracker.com/cre...ull-272864
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Joined Aug 2011
L3: Novice
> bubble2 114 Posts
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tape660
09-12-2021 at 07:51 AM.
09-12-2021 at 07:51 AM.
I already have one and added my wife. Would that make her not eligible to get one on her own for this deal?
Reply
Joined Dec 2006
L3: Novice
> bubble2 285 Posts
40 Reputation
vytis1
09-12-2021 at 08:25 AM.
09-12-2021 at 08:25 AM.
Quote from 1pinay :
I read one of the earlier comments someone got $22k credit line, which is very nice. I'm a stay at home mom and listed income as other…read on one of the blogs min income for a sapphire preferred approval is $30k so I listed my income of $31k. I got approved for $8400.
8-10 grand is more than enough, at least from my spending history. With 30K you could buy a car, not that is suggested to do.
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Joined Feb 2006
~ Always Spinning ~
> bubble2 4,743 Posts
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Tazmania99
09-12-2021 at 09:00 AM.
09-12-2021 at 09:00 AM.
The CSP isn't a credit card for everyone. You'll need to have good to excellent credit to have a chance at getting approved. Each bank has its own algorithm for credit approval as well as credit limit and APR of accounts. There are many reasons/factors to determine the approval odd from a card issuer such as income, average age of credit, credit utilization, and even your relationship with the issuer, your churning habit, etc. In addition, some issuers are sensitive to specific areas. For instance, Capital One is extremely sensitive to applicants' recent hard inquiries. Applicants with many recent hard inquiries will get rejected regardless of their excellent credit score. Chase's 2/30 rule and 5/24 rule is another one. AMEX will auto deny your application if they find you have been churning credit card bonuses. There are too many variables that affect the approval odd. Basically, no-fee cards are easier to get approved than the ones with annual fees.

In regards to credit report pull, Chase tends to pull from Experian.

Quote from sportznut :
What are the odds of getting approved for this card? Also, what company do they pull your credit file from? I am also curious if there are any credit card offers on SD that have better chances of approval? Thanks
Reply
Joined Feb 2006
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> bubble2 4,743 Posts
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Tazmania99
09-12-2021 at 09:04 AM.
09-12-2021 at 09:04 AM.
Being an Authorized User on someone else's account does not count as having a Sapphire account and will not disqualify her from signing up the card for herself. However, being an Authorized User does count toward the "5", under the 5/24 rule.

For more about eligibility, see below post from another member.

https://slickdeals.net/forums/showpost.php?p=147783607&postcount=850

Quote from tape660 :
I already have one and added my wife. Would that make her not eligible to get one on her own for this deal?
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Joined Jun 2019
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> bubble2 8 Posts
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FancyPen645
09-12-2021 at 09:09 AM.
09-12-2021 at 09:09 AM.
Quote from Tazmania99 :
I understand this is an amazing deal with the most fruitful sign-up bonus ever for CSP, and it is the main reason why I've been here trying my best to share my mere knowledge and experience to help out everyone get on the train. I want everyone can enjoy the free money as I did. But I urge those who are interested in the deal to be patient in the waiting game of product change. If you apply too soon, you will get rejected for sure and it will create a hassle for yourself. Calling Recon over and over again is surely not fun. We should analyze the recent data points from the others to make the right move and maximize the approval odd. DP's shows that recently the wait time for the completion of product change is 1 to 2 weeks. No one should try to apply before reaching the 7th day after the request of product change. The longer wait the better.
Thanks. Today is my 7th day since PC from CSR to FU. So I should be good to go now. Was thrown off due to a letter I got from Chase yesterday acknowledging the PC, and saying the new terms go into effect 11/1 (which was my CSR renewal date).
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Joined Feb 2006
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> bubble2 4,743 Posts
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Tazmania99
09-12-2021 at 09:19 AM.
09-12-2021 at 09:19 AM.
Keep in mind that 1 to 2 weeks is only the approximate time based on data points. Nobody knows how many exact days it takes to complete the product change. That's why I said the longer wait the better. If you apply before your old Sapphire account data drops off from Chase system, you will get denial and will need to call Recon to resolve the issue.

Quote from FancyPen645 :
Thanks. Today is my 7th day since PC from CSR to FU. So I should be good to go now. Was thrown off due to a letter I got from Chase yesterday acknowledging the PC, and saying the new terms go into effect 11/1 (which was my CSR renewal date).
Reply
Joined Jan 2020
L6: Expert
> bubble2 1,412 Posts
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SiennaDeer8270
09-12-2021 at 09:25 AM.
09-12-2021 at 09:25 AM.
Quote from vytis1 :
8-10 grand is more than enough, at least from my spending history. With 30K you could buy a car, not that is suggested to do.
It is unlikely you'll be able to find a dealership that will allow you to buy a car for 30k solely on a credit card. They'll probably limit it to 10k. You could buy a tesla online completely with a credit card. But that will cost more than 30k.
Reply
Joined Apr 2005
L6: Expert
> bubble2 1,434 Posts
633 Reputation
koblu
09-12-2021 at 09:36 AM.
09-12-2021 at 09:36 AM.
Quote from tape660 :
I already have one and added my wife. Would that make her not eligible to get one on her own for this deal?
No - she is still eligible to get her own.
Reply
Joined Jun 2016
L2: Beginner
> bubble2 40 Posts
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RaCHiS
09-12-2021 at 01:55 PM.
09-12-2021 at 01:55 PM.
Which card can I downgrade my CSR to if I already have the freedom flex and unlimited?
Reply
Joined Feb 2015
L1: Learner
> bubble2 23 Posts
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davidsonya
09-12-2021 at 03:32 PM.
09-12-2021 at 03:32 PM.
Quote from Slee_Stack :
Its $55 to $105 better value.

Nice if you held off.. (I didn't)
Not counting the $50 Grocery/Travel Credit:
In Branch would be a $800 bonus?
Online would be a $905 ($1,000 - $95AF) bonus?
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Joined Jun 2005
L5: Journeyman
> bubble2 893 Posts
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scraejtp
09-12-2021 at 03:40 PM.
09-12-2021 at 03:40 PM.
Got my 100k bonus today. "Free" money is always nice.
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Joined Feb 2011
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> bubble2 835 Posts
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April31st
09-12-2021 at 03:42 PM.
09-12-2021 at 03:42 PM.
I completed my $4k spending requirement, but only received 80,000 points. Does the other 20,000 points come later?

EDIT: nvm, I did receive the full 100k points!
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Last edited by April31st September 12, 2021 at 04:05 PM.
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