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Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee. Thanks to Staff Member sd_keets for finding this deal
Card Details:
Card Details:
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee.
- Citi will only issue one Citi Custom Cash℠ Card account per person.
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Original Post
Written by
Edited August 2, 2022
at 09:07 AM
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Card Details:
Card Details:
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee.
- Citi will only issue one Citi Custom Cash℠ Card account per person.
Created 06-10-2021
at 07:04 AM
by sd_keets
in
Credit Cards
(4)
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About the OP
stidehi
asked this question on 07-29-2021 at 10:09 AM
07-29-2021 at 10:09 AM
Yes, all credit card applications are hard pulls
09-07-2021 at 07:22 AM
No, not all credit card applications are hard pulls. Amex many times doesn't do a hard pull if you already have a card from them.
11-15-2021 at 12:20 PM
They did (according to credit karma) but surprisingly my score didn't go down
11-20-2021 at 02:31 PM
From my past experience with the same card, my score didn't go down.
03-10-2022 at 03:54 PM
Some only do if your approved. Applecard is like this.
AnsonL6358
asked this question on 06-12-2021 at 11:51 PM
Expert
06-13-2021 at 04:42 AM
It would be either groceries or gas, or whatever the one single category you spent the most on that month. Categories won't rotate like other cards. The verbiage:
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
10-07-2021 at 07:25 AM
deleted
11-15-2021 at 12:21 PM
It rotates monthly according to your spending. The highest category in the month will return %5. Others will return less
Truth-Serum
asked this question on 10-01-2021 at 10:38 AM
10-01-2021 at 10:38 AM
When I got my bonus at the branch, the banker told me there was no end date she was aware of. My two Citibank branches had brochures on display about the $300 bonus in branch only.
It would hurt to go to branch and check with them.
It would hurt to go to branch and check with them.
12-31-2021 at 11:32 AM
cr3dit [email protected]@ also has $300 with $1000 spend offer for this card
atxlonghorn
asked this question on 09-18-2021 at 12:21 PM
09-18-2021 at 10:16 PM
Yes
07-13-2022 at 03:16 PM
You can use 10% of your approved credit limit until the physical card comes in.
cigar3tte
asked this question on 06-11-2021 at 09:07 AM
06-11-2021 at 09:07 AM
No you dont get to choose. It will automatically apply to the highest spend category each billing cycle.
Dealer_Of_Slickness
asked this question on 07-27-2021 at 05:44 PM
09-19-2021 at 07:20 AM
Not an answer. Does this have a 5% fee for balance transfers?
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No Enrollment Needed !!
nice, but limited to such a small amount.
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No Enrollment Needed !!
Expert
But I guess $500 isn't really that high….
But I guess $500 isn't really that high….
But I guess $500 isn't really that high….
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EDIT: I can actually see some use for this for someone who doesn't spend too much in those categories but wants to maximize their cash back. Especially if you use mobile payments and don't have to carry the card in your wallet.
nice, but limited to such a small amount.
nice, but limited to such a small amount.