Citi Custom Cash℠ Card: Earn $200 after Spending $750 in First 3-Months
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Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Thanks to Staff Member sd_keets for finding this deal
Citi is offering $200 in cash back after you spend $750 on purchases in the first 3 months of account opening for the Citi Custom Cash℠ Card. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. No annual fee.
Card Details:
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness.
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
No Annual Fee.
Citi will only issue one Citi Custom Cash℠ Card account per person.
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
I have had mixed results with them on dispute, but a recent experience did leave a bad taste in my mouth. It was for a botched car repair and the owner of the shop ghosted me when I tried to get him to redo the job. I went to another shop, had it redone and had the mechanic state WHY it was redone right on the receipt I uploaded this document to Citi when I first filed the dispute. Citi then requested the document. I called and they confirmed they received it and it was just a mixup. A few weeks later I get a nastygram: "We haven't received the item we asked for and if you don't send it we're going to rule against you." I called them again. So sorry, we made a mistake again. No worries, it will all be handled. Another 1-2 weeks ago by and now the dispute is closed. You didn't send us this letter we asked for blah blah. I called and they, again, apologized for the error. We will get this reopened because obviously you did send us what we needed. Nope. Dispute remained closed in the merchant's favor and the official reason is that I never sent the requested document. The document is still right there on my account attached to the dispute. Nonetheless, I could never get it resolved and I ultimately paid $1,000 for what was initially a $400 job. I expected better considering we spend $50k+ per year on that very same card.
So you can front run their algo, you need to use the correct the chargeback language with them
So you can front run their algo, you need to use the correct the chargeback language with them
Yeah, I know the deal. They just kept asking for the same piece of paper over and over again - the piece of paper they already had. Had anyone read it, I have no doubt the dispute would have been decided in my favor.
I would recommend doing it over the credit karma link for $300. In branch you only get $250 and it's a higher chance to get declined. BTW, it's totally to reapply after a few days, the system will get refreshed.
I would recommend doing it over the credit karma link for $300. In branch you only get $250 and it's a higher chance to get declined. BTW, it's totally to reapply after a few days, the system will get refreshed.
Does citi allows to add authorized users to be added below 10 years old? ( and report credit )
The only reason i m considering it is to add my 8 year old to build up her credit.
Penfed may main cc doesn't allow to add authorized user below 15 yrs.
Does anyone know if someone can switch their current Citi card to this type? Im not worried about the bonus but I think it does better overall than my Citi Rewards+.
I switched from rewards+ over to this card just this past week because they offered the switch to me in an in-app pop-up (+email).
Can one account have both Citi Double Cash and Citi Custom Cash cards or do you have to switch from Double Cash to Custom Cash? I am trying to figure out if I apply for Custom Cash it will cause issues with my Double Cash.
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No Enrollment Needed !!
nice, but limited to such a small amount.
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All of them are.
That's why you open, get bonus, close, repeat.
I did it last week its $250
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That offer seems to be dead fyi
The only reason i m considering it is to add my 8 year old to build up her credit.
Penfed may main cc doesn't allow to add authorized user below 15 yrs.
But I guess $500 isn't really that high….
You can use Mastercard on costco.com to buy their giftcards
I switched from rewards+ over to this card just this past week because they offered the switch to me in an in-app pop-up (+email).
vs
$200 sign-on bonus for $750 spend / $300 sign-on bonus for $1000 spend
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