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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
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Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

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Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
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+334
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Sep 2014
L4: Apprentice
> bubble2 487 Posts
287 Reputation
hotgrease
07-20-2021 at 08:49 AM.
07-20-2021 at 08:49 AM.
I know too many people who have gotten screwed over by Wells Fargo. I'm sure the other banks are just as bad but I'll never do business with WF. Plus, 20% back on spend isn't that hot right now.
2
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Joined Oct 2016
L2: Beginner
> bubble2 26 Posts
14 Reputation
mehadial269
07-20-2021 at 11:09 AM.
07-20-2021 at 11:09 AM.
Quote from SlickDealir :
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.

Is it when paying from an external account (form another bank) or even paying from another Wells Fargo account?
Reply
Joined Jan 2013
L4: Apprentice
> bubble2 487 Posts
66 Reputation
AnsonL6358
07-20-2021 at 12:47 PM.
07-20-2021 at 12:47 PM.
I have the Citi Double Cash card with 2% cash back. This looks to be exactly the same. Can anyone confirm that you can get 1:1 cashback for this card? Some cards will give you less if you want cashback like my Capitalone.
Reply
Joined Feb 2019
New User
> bubble2 114 Posts
30 Reputation
JayG17
07-20-2021 at 01:40 PM.
07-20-2021 at 01:40 PM.
Quote from holycow1 :
Will WF allow you to convert an existing Visa to this?
They allowed me to convert my 1.5% cash wise card to this card.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
07-20-2021 at 02:09 PM.
07-20-2021 at 02:09 PM.
Quote from AnsonL6358 :
I have the Citi Double Cash card with 2% cash back. This looks to be exactly the same. Can anyone confirm that you can get 1:1 cashback for this card? Some cards will give you less if you want cashback like my Capitalone.

Citi DC you can take the rewards as thank you points, and combined with other citi cards get better than 1:1 value out of em....(quite a bit more if used for travel in some cases)
Reply
Joined Mar 2019
L5: Journeyman
> bubble2 792 Posts
122 Reputation
SlickDealir
07-20-2021 at 04:05 PM.
07-20-2021 at 04:05 PM.
Quote from mehadial269 :
Is it when paying from an external account (form another bank) or even paying from another Wells Fargo account?
From external accounts, Wells Fargo accounts are not affected.
Reply
Joined Mar 2021
New User
> bubble2 4 Posts
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roadkillcollector
07-20-2021 at 08:54 PM.
07-20-2021 at 08:54 PM.
Quote from holycow1 :
Will WF allow you to convert an existing Visa to this?
Yes, you can if you call their customer service line they can convert it for you. The downside is you won't get the $200 sign up bonus :-(
Reply

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Joined Oct 2013
L7: Teacher
> bubble2 2,010 Posts
329 Reputation
tygron
07-20-2021 at 10:45 PM.

Our community has rated this post as helpful. If you agree, why not thank tygron

07-20-2021 at 10:45 PM.
Quote from pink123 :
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
$185 million is nothing to a company the size of Wells Fargo. $75 BILLION in gross profits last fiscal year. Sure most of the scummy employees and managers got fired, but there is definitely a chance of it happening again.

Give it a few years. They get fined, "reform", and "change the culture" internally. But the same ideas/scams will find their way back, but tweaked enough to make even more money before getting caught and given a speeding ticket level fine.

TD because Wells Fargo is and always will be a shit company.
1
6
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Joined Nov 2012
L6: Expert
> bubble2 1,405 Posts
218 Reputation
Tarantado
07-20-2021 at 10:50 PM.
07-20-2021 at 10:50 PM.
20% back if you don't have any other cards lined up. And it's WF, so you can probably charge exactly $2 per month and it'll be waived due to low balance, so another $24 per year.

Have 2 of their cards and that alone is $48 per year. Might consider adding this to my portfolio.
Reply
Joined Jul 2005
L3: Novice
> bubble2 167 Posts
29 Reputation
sm123
07-20-2021 at 10:54 PM.
07-20-2021 at 10:54 PM.
What's the best cashback credit card without foreign transaction fees?
1
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Joined Sep 2014
L9: Master
> bubble2 4,292 Posts
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SuplexCity
07-20-2021 at 10:59 PM.
07-20-2021 at 10:59 PM.
I dont think this card comes with benefits like the Wells Fargo Cash wise. This only has cell phone protection but no extended warranty nor price protection.
1
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Joined Oct 2017
L666 : Master
> bubble2 359 Posts
175 Reputation
eventin
07-21-2021 at 06:30 AM.
07-21-2021 at 06:30 AM.
Quote from TensePanther8334 :
Yes, you can if you call their customer service line they can convert it for you. The downside is you won't get the $200 sign up bonus :-(
Last time I "converted" my 1% card to the 1.5% cash wise card they pulled a hard credit check even after stating they would not. Anyone check their credit report?
1
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Joined Nov 2015
L3: Novice
> bubble2 116 Posts
69 Reputation
omicron00
07-21-2021 at 08:50 AM.
07-21-2021 at 08:50 AM.
Quote from sm123 :
What's the best cashback credit card without foreign transaction fees?
Maybe the Quicksilver Capital One card with 1.5% cash back.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,329 Posts
4,338 Reputation
Knightshade
07-21-2021 at 08:56 AM.
07-21-2021 at 08:56 AM.
Quote from sm123 :
What's the best cashback credit card without foreign transaction fees?

Best at what?

Do you tend to spend in specific categories? If so even cards with FTF might be better than ones without.

Do you tend to spend a lot and also travel? If so well besides cash back being inferior to points, many paid cards are probably worth considering.


Do you have highest BoA status? If so their old cash travel card got you 2.625% on everything, has no annual fee, and no foreign transaction fees either- but the rewards can only be applied toward travel..... Their premium rewards card gets you 2.625% on everything as CASH back, and no FTF... it does have a $95 annual fee, but you get credits and other benefits that more than pay for that.
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Joined Apr 2018
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> bubble2 1,686 Posts
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krnprogamer
07-21-2021 at 08:37 PM.
07-21-2021 at 08:37 PM.
Quote from Kevin4Deals :
Saw this offer pop up in the news and was waiting for it to go live. Good deal with extra perks is a win for my bank account!

Yep, Wells Fargo has definitely had negative things going on in the past. However, if you stopped dealing with every company who had negative/media issues I'm not sure who you would be working with at this point?
I also have WF credit card so I'm not bashing on them..but opening account fraudulent without customer's consent isn't exactly on par with negative/media issues...
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