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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,131,508 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
Score
+334
1,131,508 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

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Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Oct 2021
L2: Beginner
> bubble2 44 Posts
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LivelyHad
12-19-2021 at 09:14 AM.
12-19-2021 at 09:14 AM.
Perfect timing! Thanks, OP!
Reply
Joined Sep 2012
New User
> bubble2 14 Posts
10 Reputation
CarrierPigeon
12-19-2021 at 02:51 PM.
12-19-2021 at 02:51 PM.
Per NBC news.. Wells Fargo, the nation's fourth-largest bank, agreed Friday to pay a $3 billion fine to settle a civil lawsuit and resolve a criminal prosecution filed by the Justice Department over its fake account scandal. This would be your account holder if you get this card.
Reply
Joined Mar 2010
L6: Expert
> bubble2 1,808 Posts
159 Reputation
oppayah
12-20-2021 at 09:18 PM.
12-20-2021 at 09:18 PM.
Quote from BTC007 :
I had no trouble setting up auto-pay, but I had existing accounts with Wells Fargo. I can't speak from a new customer perspective.
Where is the auto-pay feature? I can't find it on my account website.
Reply
Joined Feb 2014
L5: Journeyman
> bubble2 621 Posts
73 Reputation
BTC007
12-20-2021 at 10:34 PM.
12-20-2021 at 10:34 PM.
Quote from oppayah :
Where is the auto-pay feature? I can't find it on my account website.
I can't recall the specifics of what I did to set up auto-pay, but I can see that's it's configured, and I can view or delete the auto-pay configuration, when I open a specific account and select the Make Payment option. I would assume that it's an option somewhere within their Make Payment workflow.
Reply
Joined Dec 2020
New User
> bubble2 11 Posts
10 Reputation
WittyRoom517
12-21-2021 at 12:31 AM.
12-21-2021 at 12:31 AM.
I'm conflicted! I don't know if I should apply for this card vs PayPal MasterCard vs Synchrony Premier MasterCard vs Citi Doublecash Card.

Pros:
- Wells Fargo: Sign-Up Bonus
- PayPal: No Minimum for Rewards Redemption
- Synchrony: World MasterCard, Automatically Redeemed/No Minimum for Rewards Redemption
- Citi: Good Customer Service

Cons:
- Wells Fargo: Cannot Be Trusted, Known to Offer Low Credit Limits
- PayPal: Difficult to Reach Customer Service, Poor Customer Service, Must Use PayPal App, Must Go Through PayPal to Access Cash Back, Known to Close Accounts (Uses Synchrony), No Sign-Up Bonus
- Synchrony: Poor Customer Service, Outdated App, Known to Close Accounts, No Sign-Up Bonus
- Citi: Can Only Redeem at $25, Points Expire, Higher Credit Score Needed, No Sign-Up Bonus

Can someone help me decide?!
Reply
Last edited by WittyRoom517 December 21, 2021 at 12:33 AM.
Joined Jun 2019
New User
> bubble2 1 Posts
10 Reputation
dpts
12-21-2021 at 12:49 AM.
12-21-2021 at 12:49 AM.
Quote from pink123 :
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
True. Matter of fact, they have such a big bamboo in the back, they are safest among big 4.
Reply
Joined Jul 2015
New User
> bubble2 12 Posts
10 Reputation
fallenstar879
12-21-2021 at 01:29 AM.
12-21-2021 at 01:29 AM.
Quote from Volaris :
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

hmm... wonder if that'd work for a PA resident 🤔
Reply

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Joined May 2013
L6: Expert
> bubble2 1,157 Posts
297 Reputation
us_x11
12-21-2021 at 07:46 PM.
12-21-2021 at 07:46 PM.
Does the standard WF checking/savings account-holder Platinum Visa have any advantages over this one?

(What's even the reason for calling it Platinum…)
Reply
Joined Dec 2021
New User
> bubble2 3 Posts
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FeistyHarrier571
12-22-2021 at 01:36 AM.
12-22-2021 at 01:36 AM.
Hello
Reply
Joined Dec 2021
New User
> bubble2 3 Posts
10 Reputation
FeistyHarrier571
12-22-2021 at 01:36 AM.
12-22-2021 at 01:36 AM.
Banking
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,647 Posts
1,057 Reputation
poohbie
12-22-2021 at 01:49 AM.
12-22-2021 at 01:49 AM.
Quote from WittyRoom517 :
I'm conflicted! I don't know if I should apply for this card vs PayPal MasterCard vs Synchrony Premier MasterCard vs Citi Doublecash Card.

Pros:
- Wells Fargo: Sign-Up Bonus
- PayPal: No Minimum for Rewards Redemption
- Synchrony: World MasterCard, Automatically Redeemed/No Minimum for Rewards Redemption
- Citi: Good Customer Service

Cons:
- Wells Fargo: Cannot Be Trusted, Known to Offer Low Credit Limits
- PayPal: Difficult to Reach Customer Service, Poor Customer Service, Must Use PayPal App, Must Go Through PayPal to Access Cash Back, Known to Close Accounts (Uses Synchrony), No Sign-Up Bonus
- Synchrony: Poor Customer Service, Outdated App, Known to Close Accounts, No Sign-Up Bonus
- Citi: Can Only Redeem at $25, Points Expire, Higher Credit Score Needed, No Sign-Up Bonus

Can someone help me decide?!
I already have Citi DC, got Wells Fargo Active Cash for bonus and ability to use at Costco since it's a Visa. I did get an appallingly low credit limit for Wells Fargo Active Cash.

I was not aware of points expiring on Citi, never ran into that problem but perhaps I redeem it before it becomes an issue.
Reply
Joined Oct 2020
L5: Journeyman
> bubble2 906 Posts
68 Reputation
GreenKite4385
12-22-2021 at 05:59 AM.
12-22-2021 at 05:59 AM.
I was also having a hard time choosing if I should apply for this card. I have 1% credit usage and wanted a 2% card and the 200 sounded good. They pulled from my equifax and I got the largest credit limit I've ever had.
Reply
Joined Oct 2006
L10: Grand Master
> bubble2 6,397 Posts
1,001 Reputation
Pro
dealhunter85
12-22-2021 at 11:56 AM.
12-22-2021 at 11:56 AM.
Picked this one for the 0% 15 months, 2% on everything and the cell phone coverage. Applied today and got 10K, but highest apr I have ever had 19.99%. Highest on any of my other cards is 14.99%
Reply
Joined Dec 2021
L2: Beginner
> bubble2 41 Posts
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SensibleOstrich5677
12-22-2021 at 02:16 PM.
12-22-2021 at 02:16 PM.
meh. discovercard is 5%
1
Reply

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Joined Dec 2009
L6: Expert
> bubble2 1,282 Posts
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NickelAndDime007
12-22-2021 at 02:22 PM.
12-22-2021 at 02:22 PM.
Quote from SensibleOstrich5677 :
meh. discovercard is 5%
rotating categories though, this is 2% discount on everything
Reply
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