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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,131,666 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



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Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
Score
+334
1,131,666 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

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Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Dec 2010
L4: Apprentice
> bubble2 2,676 Posts
86 Reputation
radars
12-22-2021 at 05:48 PM.
12-22-2021 at 05:48 PM.
Does this credit card offer extended warranty benefits?
Reply
Joined Dec 2021
New User
> bubble2 1 Posts
10 Reputation
Ihateyou823
12-24-2021 at 08:39 PM.
12-24-2021 at 08:39 PM.
Wells Fargo Is a horrible company to get involved with.. even my financial lawyer had such "nice" words about them from all that she seen.. wish I would have hired her before I got involved.. if you care about your credit stay far away..if don't mind a company that changes the contract with out you knowing and customer service that lies to you then they are the one for you.. 1st hand experience
Reply
Joined Dec 2003
Shiva
> bubble2 448 Posts
82 Reputation
shivarajan
12-25-2021 at 11:01 PM.
12-25-2021 at 11:01 PM.
Can't beat AOD's 3% unlimited CB Visa Card!
Reply
Joined Apr 2011
L6: Expert
> bubble2 1,069 Posts
94 Reputation
samsonn25
12-25-2021 at 11:48 PM.
12-25-2021 at 11:48 PM.
Quote from unknown00 :
We have had unlimited 2% on everything in market for too long. Who is going to be first to offer unlimited 3% on everything?!
I been on Discover too long at 1% and quarterly 5% bonuses, now at Capital 1 but thats only 1,5%

Just got approved WF 2% CB but my limit is only half of the other cards.
Reply
Joined Oct 2015
New User
> bubble2 14 Posts
10 Reputation
nhoksockqtb
12-25-2021 at 11:56 PM.
12-25-2021 at 11:56 PM.
Venmo credit card now has double cashback of top catagory spending from 3%, which make 6% at rate
Reply
Joined Aug 2010
B!tch Please
> bubble2 6,116 Posts
625 Reputation
Truth-Serum
12-26-2021 at 01:22 AM.
12-26-2021 at 01:22 AM.
Citi cash card has $300 for $1000 spend
Reply
Joined Oct 2006
L10: Grand Master
> bubble2 6,397 Posts
1,001 Reputation
Pro
dealhunter85
12-26-2021 at 12:14 PM.
12-26-2021 at 12:14 PM.
Quote from Truth-Serum :
Citi cash card has $300 for $1000 spend

I debated about this one or the Citi one. Went with wells for the easy 2% on everything and the cell phone coverage.
Reply

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Joined Oct 2011
L4: Apprentice
> bubble2 321 Posts
47 Reputation
Cano950
12-27-2021 at 04:34 AM.
12-27-2021 at 04:34 AM.
How long wait to get the 200 spent over 3000 still didn't get it
Reply
Joined Feb 2014
L5: Journeyman
> bubble2 621 Posts
73 Reputation
BTC007
12-27-2021 at 07:01 AM.
12-27-2021 at 07:01 AM.
Quote from Cano950 :
How long wait to get the 200 spent over 3000 still didn't get it
I believe my bonus was available within one statement cycle of satisfying the spend requirement. My rewards history shows that I satisfied the spend requirement on 10/27. That transaction, along with the bonus, posted on 10/30 and the bonus was available for redemption on 11/28.

You should be able to access your rewards info, at least at some point.
Reply
Joined Nov 2013
L6: Expert
> bubble2 1,642 Posts
47 Reputation
ndj123
12-27-2021 at 03:19 PM.
12-27-2021 at 03:19 PM.
Quote from pink123 :
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
What Wells Fargo "things" are you talking about?
Have no clue
Thanks
Reply
Joined Nov 2013
L6: Expert
> bubble2 1,642 Posts
47 Reputation
ndj123
12-27-2021 at 03:21 PM.
12-27-2021 at 03:21 PM.
Quote from nhoksockqtb :
Venmo credit card now has double cashback of top catagory spending from 3%, which make 6% at rate
have link?
Thanks
Reply
Joined Feb 2014
L5: Journeyman
> bubble2 621 Posts
73 Reputation
BTC007
12-27-2021 at 06:46 PM.
12-27-2021 at 06:46 PM.
Quote from ndj123 :
What Wells Fargo "things" are you talking about?
Have no clue
Thanks
I'm not sure if this covers everything, but here you go.

https://en.wikipedia.org/wiki/Wel...ud_scandal
Reply
Joined Sep 2007
Temporarily Banned
> bubble2 2,574 Posts
348 Reputation
imjimmy
12-28-2021 at 08:41 AM.
12-28-2021 at 08:41 AM.
Does anyone know what is the minimum redemption amount for reward points into statement credit?

​For ex: Amex and Citi double cash have a minimum of $25 to redeem as statement credit/direct deposit.

Where as Chase Freedom, Discover IT, Bank of America Cash rewards, have no minimum. You can redeem for as low as $0.1.
Reply
Joined Dec 2009
🍁
> bubble2 190 Posts
65 Reputation
bwilson73
12-29-2021 at 09:19 PM.
12-29-2021 at 09:19 PM.
Quote from imjimmy :
Does anyone know what is the minimum redemption amount for reward points into statement credit?

​For ex: Amex and Citi double cash have a minimum of $25 to redeem as statement credit/direct deposit.

Where as Chase Freedom, Discover IT, Bank of America Cash rewards, have no minimum. You can redeem for as low as $0.1.

"Cash redemption options by phone or online are redeemable in $25 Cash Reward increments only and can be done either by automatically applying it to Your eligible Wells Fargo Checking or Savings accounts, or Wells Fargo credit products that are qualified to receive cash redemptions, or by requesting a paper check. Cash redemptions via a withdrawal from a Wells Fargo ATM or a Rewards redemption to an eligible Wells Fargo account from a Wells Fargo ATM are redeemable in $20 Cash Reward increments only. You must have a Wells Fargo Debit or ATM card in order to redeem Rewards at a Wells Fargo ATM."

Doesn't mention statement credit there but guessing it is in $25 increments as well.
Reply

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Joined Aug 2016
New User
> bubble2 16 Posts
10 Reputation
chief101
12-30-2021 at 03:36 PM.
12-30-2021 at 03:36 PM.
On the phone with WF right now, wondering if I'm ever going to get the 200 bonus. Had the card for 5 months, spent over a thousand the first month. This is my 3rd call to them. Been on hold for 10 mins. Was told the last call a month ago it was scheduled to arrive Dec 19. Didn't arrive, again. You can only cash out in 25 dollar increments also. 2% is good, but chase rewards are far superior experience.
Reply
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