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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+333 Deal Score
1,187,257 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

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Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
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+333
1,187,257 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

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These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Aug 2009
L5: Journeyman
> bubble2 661 Posts
56 Reputation
optimize
06-24-2022 at 12:45 PM.
06-24-2022 at 12:45 PM.
Quote from mjoy26 View quoted comment :
Got this card and I'm super happy with the cell phone protection! Put in a claim for a cracked front and back screen and was reimbursed (minus a $25 deductible) within days!
Really? Does it require that the cell phone must be originally bought with this card? Or just any cellphone?
Reply
Joined Jun 2008
L3: Novice
> bubble2 120 Posts
455 Reputation
mjoy26
06-24-2022 at 12:46 PM.
06-24-2022 at 12:46 PM.
Quote from optimize View quoted comment :
Really? Does it require that the cell phone must be originally bought with this card? Or just any cellphone?

Any cellphone, as long as you pay your monthly bill using the card.
Reply
Joined Aug 2009
L5: Journeyman
> bubble2 661 Posts
56 Reputation
optimize
06-24-2022 at 12:52 PM.
06-24-2022 at 12:52 PM.
Quote from mjoy26 View quoted comment :
Any cellphone, as long as you pay your monthly bill using the card.
Thanks. Mine are mostly pre-payed phones. Wondering how that would work. I can easily buy my mint mobile prepay cards or transfer my Tello monthly pre-payments to this card but not sure if that will work.
Reply
Joined Jun 2008
L3: Novice
> bubble2 120 Posts
455 Reputation
mjoy26
06-24-2022 at 12:54 PM.
06-24-2022 at 12:54 PM.
Quote from optimize View quoted comment :
Thanks. Mine are mostly pre-payed phones. Wondering how that would work. I can easily buy my mint mobile prepay cards or transfer my Tello monthly pre-payments to this card but not sure if that will work.

This explains it: https://www.wellsfargo.com/credit...rotection/

Looks like prepaid phones aren't included Frown
1
Reply
Joined Aug 2009
L5: Journeyman
> bubble2 661 Posts
56 Reputation
optimize
06-24-2022 at 01:03 PM.
06-24-2022 at 01:03 PM.
Quote from mjoy26 View quoted comment :
This explains it: https://www.wellsfargo.com/credit...rotection/ [wellsfargo.com]

Looks like prepaid phones aren't included
Great. I think Tello monthly automated pre-payments should work. Just not pre-pay cards.
Reply
Joined Jul 2015
L4: Apprentice
> bubble2 402 Posts
150 Reputation
mlnem4s
06-24-2022 at 02:41 PM.
06-24-2022 at 02:41 PM.
Quote from optimize View quoted comment :
Thanks. Mine are mostly pre-payed phones. Wondering how that would work. I can easily buy my mint mobile prepay cards or transfer my Tello monthly pre-payments to this card but not sure if that will work.
pre-payed? Yep, that's what you sayed.
Reply
Joined Aug 2009
L5: Journeyman
> bubble2 661 Posts
56 Reputation
optimize
06-24-2022 at 06:31 PM.
06-24-2022 at 06:31 PM.
Quote from mlnem4s View quoted comment :
pre-payed? Yep, that's what you sayed.
Funny. Took me a second to see what you doed here ....
1
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Joined May 2022
L4: Apprentice
> bubble2 305 Posts
1,118 Reputation
EfficientGame645
06-28-2022 at 11:28 AM.
06-28-2022 at 11:28 AM.
How often can you use the protection plan? Is it like once a year?
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 308 Posts
49 Reputation
joako420
06-28-2022 at 02:50 PM.
06-28-2022 at 02:50 PM.
Wells Fargo Autograph card officially announced. Bonus will be $300 with $1500 spend. Earns 3x points on dining, gas, travel, streaming & phone plans.

Basically like the old Propel Amex with some more 3x categories, but no extended warranty benefit.

It will be a Visa so hopefully it earns 3x on Costco gas.
Reply
Joined Oct 2008
L7: Teacher
> bubble2 2,310 Posts
116 Reputation
flightxxx
06-28-2022 at 11:27 PM.
06-28-2022 at 11:27 PM.
Quote from joako420 View quoted comment :
Wells Fargo Autograph card officially announced. Bonus will be $300 with $1500 spend. Earns 3x points on dining, gas, travel, streaming & phone plans.

Basically like the old Propel Amex with some more 3x categories, but no extended warranty benefit.

It will be a Visa so hopefully it earns 3x on Costco gas.
will it also have 0% apr for 15 months?
Reply
Joined Dec 2007
L4: Apprentice
> bubble2 308 Posts
49 Reputation
joako420
06-29-2022 at 02:17 PM.
06-29-2022 at 02:17 PM.
Quote from flightxxx View quoted comment :
will it also have 0% apr for 15 months?
Press release says 12 months.
Reply
Joined Oct 2008
L7: Teacher
> bubble2 2,310 Posts
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flightxxx
06-29-2022 at 02:20 PM.
06-29-2022 at 02:20 PM.
Quote from joako420 View quoted comment :
Press release says 12 months.
not bad,, im thinking 2% CB on everything is probably better long term versus 3 points in select categories
Reply
Joined Dec 2005
L5: Journeyman
> bubble2 779 Posts
87 Reputation
montero1
06-30-2022 at 01:57 PM.
06-30-2022 at 01:57 PM.
what about using this internationally? fees?
Reply
Joined Apr 2005
L10: Grand Master
> bubble2 9,403 Posts
1,620 Reputation
CanesFan
06-30-2022 at 02:53 PM.
06-30-2022 at 02:53 PM.
Quote from montero1 View quoted comment :
what about using this internationally? fees?
Yes, this card has fees for international purchases (foreign transaction fee).
Reply

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Joined Jul 2005
L7: Teacher
> bubble2 2,577 Posts
derpherp
07-04-2022 at 05:56 PM.
07-04-2022 at 05:56 PM.
Before any of this I tried to apply a teller job with them around 2018. The entire group interviews was all about how good we are at selling products and how many can we sell in a week. And they clearly stated they're not in business for hiring tellers and they want us to sell multiple products and not just manipulating people opening accounts
Reply
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