Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months
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Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
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Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.
Anyone know how long it takes to get a credit limit increased approved? Seems like wells is giving low credit limits so people cant take much adavantage of the 0% apr intro period?
Signed up today and got approved for $15,000 credit line.
There's 43 pages of comments on this post, I'm sure this question has probably been asked. Apologies in advance but do balance transfers count as spending for the cash back??
There's 43 pages of comments on this post, I'm sure this question has probably been asked. Apologies in advance but do balance transfers count as spending for the cash back??
Is college tuition payment considered a purchase and will give 2% cash back?
Yes, anything that gets charged to the card will get 2%. If your local street walker takes credit card that will get 2% too. I believe cash advances and balance transfers are the only ones that do not get 2% cashback.
"balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%"
Wait what? So for balance transfers it's a 3% fee AND a 5% fee? Am I understanding that right?
I'm reading that as if wait to do the balance transfer after the first 120 days then you get charged the 5% fee. As opposed to the 3% fee if it's done during the first 120 days. I believe it's either or, depending on when you do the balance transfer.
So this cash rewards actual cash back? Meaning you are literally earning dollars to redeem? Or is cash rewards a point based system that is equivalent to some exchange ratio?
So this cash rewards actual cash back? Meaning you are literally earning dollars to redeem? Or is cash rewards a point based system that is equivalent to some exchange ratio?
.....
Yep, Wells Fargo has definitely had negative things going on in the past. However, if you stopped dealing with every company who had negative/media issues I'm not sure who you would be working with at this point?
What they did was not a case of "media issues".
It's what they term FRAUD in Court.
This kind of activity will happen again, they call it institutional memory. In simpler terms, "The leopard doesn't change it's spots" .
Work for the Devil, or Wells, same thing.
Closed my Wells Fargo and Bank of Satan a long time ago but will definitely take advantage of their cards just for the free credit. Not a fan of big banks overall but Chase has been great for me.
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
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Wait what? So for balance transfers it's a 3% fee AND a 5% fee? Am I understanding that right?
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Wait what? So for balance transfers it's a 3% fee AND a 5% fee? Am I understanding that right?
I'm reading that as if wait to do the balance transfer after the first 120 days then you get charged the 5% fee. As opposed to the 3% fee if it's done during the first 120 days. I believe it's either or, depending on when you do the balance transfer.
Yep, Wells Fargo has definitely had negative things going on in the past. However, if you stopped dealing with every company who had negative/media issues I'm not sure who you would be working with at this point?
What they did was not a case of "media issues".
It's what they term FRAUD in Court.
This kind of activity will happen again, they call it institutional memory. In simpler terms, "The leopard doesn't change it's spots" .
Work for the Devil, or Wells, same thing.
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AS long as you close it does it matter?