Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months
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Update: This popular offer is still available
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Thanks to Community Member pink123 for finding this deal.
Card Features:
See Rates & Fees Slickdeals may be compensated by Wells Fargo
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.
Card Features:
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Earn unlimited 2% cash rewards on purchases
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
$0 annual fee
No categories to track or remember and cash rewards don't expire as long as your account remains open
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Select "Apply Now" to learn more about the product features, terms and conditions
These responses are not provided or commissioned by the bank advertiser.
Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser.
It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.
Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.
How often can you use the protection plan? Is it like once a year?
I have WF another credit card that also has this benefit and I cracked my phone the rear side (iPhone 12 pro max) apple quoted me $599 for fixing it. The benefit paid me out within a week of me making the claim.
To answer your question the claim is 2 paid claims per 12 month period.
I read the cell phone coverage is changing. If you damaged your phone and the screen is cracked, but the phone still functions, then there is no claim. Phone had to be non functioning due to accident damage.
Just was approved for this card. It will replace a card I have had 10 years with Capital One that paid 1.5% across the board. 2 is better than 1.
I have that Capital One QuickSilver Mastercard too. Since I have been using the card for more than 10 years, they upgraded it to World Elite Mastercard. Though 1.5% cash back only, the Price Protection benefit for World Elite Mastercard is really nice to have.
I have that Capital One QuickSilver Mastercard too. Since I have been using the card for more than 10 years, they upgraded it to World Elite Mastercard. Though 1.5% cash back only, the Price Protection benefit for World Elite Mastercard is really nice to have.
I have QuickSilver too since my HSBC weekend card was converted to Capital One Platinum probably in 2011. I didn't even notice that my card is now World Elite though the physical card still shows World only. Probably I will see it on the new card which replaces my expiring card.
Anyway, I think no foreign transaction fee is the key for me to keep QuickSilver after I have this 2% cashback card.
World Mastercard has protection already. But I can get either price protection with 1.5% back with QuickSilver or 2% back without protection with Active Cash. The added benefits added by Elite are mainly for traveling. Here's an article explaining benefits of World Elite Mastercard. https://www.rewardexpert.com/blog...rld-elite/
Anyone know how long it takes to get a credit limit increased approved? Seems like wells is giving low credit limits so people cant take much adavantage of the 0% apr intro period?
I have QuickSilver too since my HSBC weekend card was converted to Capital One Platinum probably in 2011. I didn't even notice that my card is now World Elite though the physical card still shows World only. Probably I will see it on the new card which replaces my expiring card.
Anyway, I think no foreign transaction fee is the key for me to keep QuickSilver after I have this 2% cashback card.
World Mastercard has protection already. But I can get either price protection with 1.5% back with QuickSilver or 2% back without protection with Active Cash. The added benefits added by Elite are mainly for traveling. Here's an article explaining benefits of World Elite Mastercard. https://www.rewardexpert.com/blog...rld-elite/
You can check your monthly statements (online PDF statement) and they should have shown yours is World Elite.
I wouldn't do anything with Wells Fargo.
They created millions of fraudulent accounts without consent, discriminated against Black and Hispanic borrowers (they settled). Of course other banks may have done this too but nothing like Wells Fargo.
(Please Google to find what happened if you don't know)
Also, this $200 is not even a deal. There are way better credit card deals.
The reason they are doing this is because $200 is still tempting for many in dire need of this amount, who statistically will likely be in a situation paying late fees and overdraft fees. Don't waste your precious credit for this company.
This is also why Wells Fargo only introduces these cheap deals. They will never bring deals like 80000 point for $3000, because these people will always pay on time and never incur fees for the bank. If you see the above mentioned deal from this company I'll delete this post.
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Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
https://www.fnbo.com/personal-ban...dit-cards/
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Basically like the old Propel Amex with some more 3x categories, but no extended warranty benefit.
It will be a Visa so hopefully it earns 3x on Costco gas.
Basically like the old Propel Amex with some more 3x categories, but no extended warranty benefit.
It will be a Visa so hopefully it earns 3x on Costco gas.
Basically like the old Propel Amex with some more 3x categories, but no extended warranty benefit.
It will be a Visa so hopefully it earns 3x on Costco gas.
its mentioned at the end of 2nd paragraphl
I have WF another credit card that also has this benefit and I cracked my phone the rear side (iPhone 12 pro max) apple quoted me $599 for fixing it. The benefit paid me out within a week of me making the claim.
To answer your question the claim is 2 paid claims per 12 month period.
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Basically like the old Propel Amex with some more 3x categories, but no extended warranty benefit.
It will be a Visa so hopefully it earns 3x on Costco gas.
Anyway, I think no foreign transaction fee is the key for me to keep QuickSilver after I have this 2% cashback card.
World Mastercard has protection already. But I can get either price protection with 1.5% back with QuickSilver or 2% back without protection with Active Cash. The added benefits added by Elite are mainly for traveling. Here's an article explaining benefits of World Elite Mastercard. https://www.rewardexper
Anyway, I think no foreign transaction fee is the key for me to keep QuickSilver after I have this 2% cashback card.
World Mastercard has protection already. But I can get either price protection with 1.5% back with QuickSilver or 2% back without protection with Active Cash. The added benefits added by Elite are mainly for traveling. Here's an article explaining benefits of World Elite Mastercard. https://www.rewardexper
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They created millions of fraudulent accounts without consent, discriminated against Black and Hispanic borrowers (they settled). Of course other banks may have done this too but nothing like Wells Fargo.
(Please Google to find what happened if you don't know)
Also, this $200 is not even a deal. There are way better credit card deals.
The reason they are doing this is because $200 is still tempting for many in dire need of this amount, who statistically will likely be in a situation paying late fees and overdraft fees. Don't waste your precious credit for this company.
This is also why Wells Fargo only introduces these cheap deals. They will never bring deals like 80000 point for $3000, because these people will always pay on time and never incur fees for the bank. If you see the above mentioned deal from this company I'll delete this post.
Dishonest company.