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Wells Fargo Active Cash® Card: A $200 Cash Rewards Bonus After Spending $1,000 in First 3 Months Expired

+334 Deal Score
1,132,022 Views
Update: This popular offer is still available

Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their Active Cash® Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Thanks to Community Member pink123 for finding this deal.

Card Features:

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Slickdeals may be compensated by Wells Fargo

Original Post

Written by
Edited April 4, 2023 at 07:46 AM by
Wells Fargo is offering a $200 cash rewards bonus when you spend $1,000 in purchases in the first 3 months with their new Active Cash℠ Credit Card. Earn unlimited 2% cash rewards on purchases. No annual fee.

Card Features:
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.74%, 24.74%, or 29.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Select "Apply Now" to learn more about the product features, terms and conditions



See Rates & Fees

Slickdeals may be compensated by Wells Fargo
Created 06-28-2021 at 04:16 PM by pink123
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Deal
Score
+334
1,132,022 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

878 Comments

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Featured Comments

These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.
Good all-rounder for those looking for a generalist card and better than Apple Card for merchants who don't take Apple Pay (there are a sizable bunch). Points are awarded monthly and with a $25 minimum for statement credit or check back (Direct Deposit isn't possible unless you have a bank account with them). Wells Fargo's latest pay with points option (I think inspired by Chase Pay Yourself Back) can get around this threshold - redemption is 1 cent to 1 point and points balance must cover the entire amount (no partial offsets). Cell Phone Protection is a good plus, few cards offer a higher rewards rate on top of this perk.

Another thing - Wells Fargo act funny if you pay too many times a month online (I think over 3 payments blocks you from making online payments for the rest of the statement period), but you can always pay over the automated phone system if you exceed this limit.
FNBO also has a 2% cash back Visa with a pre-qualification link. Might be helpful for those who don't have perfect credit and are unsure if they'll get approved. It even tells you the credit limit they'll pre-qualify you for. I got approved yesterday; it'll be my highest limit card so far.

https://www.fnbo.com/personal-ban...dit-cards/

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Joined Jan 2017
L3: Novice
> bubble2 116 Posts
54 Reputation
skk2085
01-11-2023 at 02:05 PM.
01-11-2023 at 02:05 PM.
Quote from slickdealgb :
Did you receive yours? I've also been waiting.

I applied last week. While waiting for the card, I created online login and added the card via WF app to samsung pay/ paypal and I have been using it
Reply
Last edited by skk2085 January 17, 2023 at 02:06 PM.
Joined Apr 2019
L3: Novice
> bubble2 123 Posts
68 Reputation
Valleybuy6484
01-18-2023 at 08:07 AM.
01-18-2023 at 08:07 AM.
Anybody facing issues to get the $200 joining bonus? Mine the customer care told you either get a 0% APR or $200. Is that correct?
Reply
Joined Apr 2005
L10: Grand Master
> bubble2 9,296 Posts
1,596 Reputation
CanesFan
01-18-2023 at 08:26 AM.
01-18-2023 at 08:26 AM.
Quote from Valleybuy6484 :
Anybody facing issues to get the $200 joining bonus? Mine the customer care told you either get a 0% APR or $200. Is that correct?

Not true. It still shows both parts of the promo ($200 Bonus + 0%) on their website. You should receive the bonus automatically on the next billing statement after reaching the $1,000 purchase threshold.

What type of purchases did you make?
Reply
Joined Apr 2019
L3: Novice
> bubble2 123 Posts
68 Reputation
Valleybuy6484
01-18-2023 at 08:50 AM.
01-18-2023 at 08:50 AM.
Quote from CanesFan :
Not true. It still shows both parts of the promo ($200 Bonus + 0%) on their website. You should receive the bonus automatically on the next billing statement after reaching the $1,000 purchase threshold.

What type of purchases did you make?
Normal Grocery, flights, gas etcl
Reply
Joined Nov 2020
L6: Expert
> bubble2 1,207 Posts
206 Reputation
mattymsu25
01-22-2023 at 08:17 AM.
01-22-2023 at 08:17 AM.
Just got mine. It took 1 billing cycle.
Reply
Joined Sep 2011
L3: Novice
> bubble2 255 Posts
41 Reputation
zexious1
01-22-2023 at 05:13 PM.
01-22-2023 at 05:13 PM.
Quote from pink123 :
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.

But they didn't just do shady stuff 1 year. It's happened many times the last decade. I'd never trust them.
1
Reply
Joined Mar 2013
L2: Beginner
> bubble2 43 Posts
22 Reputation
BenC2620
01-22-2023 at 06:59 PM.
01-22-2023 at 06:59 PM.
Quote from unknown00 :
We have had unlimited 2% on everything in market for too long. Who is going to be first to offer unlimited 3% on everything?!

PayPal card can on most purchases
Reply

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Joined Jun 2006
Wow Amazing Slick Deal
> bubble2 1,412 Posts
71 Reputation
mcali786
01-22-2023 at 09:05 PM.
01-22-2023 at 09:05 PM.
Quote from Valleybuy6484 :
Anybody facing issues to get the $200 joining bonus? Mine the customer care told you either get a 0% APR or $200. Is that correct?
Not true. Got the credit after spend and am not being charged any interest.
Reply
Joined Jul 2011
L2: Beginner
> bubble2 43 Posts
22 Reputation
mouser
01-24-2023 at 03:18 AM.
01-24-2023 at 03:18 AM.
Quote from BenC2620 :
PayPal card can on most purchases
I've been keeping an eye on that card. Does it ever have a sign-up bonus?
Reply
Joined Sep 2021
New User
> bubble2 1 Posts
10 Reputation
BlueStag2209
01-26-2023 at 08:00 AM.
01-26-2023 at 08:00 AM.
They refuse to give me my 200.00 bonus because I don't carry a balance. What a scam. Do not apply for this card.
1
Reply
Last edited by BlueStag2209 May 6, 2023 at 09:05 PM.
Joined Mar 2004
L10: Grand Master
> bubble2 8,782 Posts
838 Reputation
carbonfiber
01-27-2023 at 08:49 AM.
01-27-2023 at 08:49 AM.
Quote from Boobooo :
are they seriously still in business? I thought they just opened up accounts for you anyways so you don't even need to sign up to bank on this deal...
smh...

Sorry Wells Fargo - but you still suffer from a lack of trust...

that's nothing tho, go watch dirty money on Netflix, you'll never want to give any banks a penny
Reply
Joined Dec 2013
L6: Expert
> bubble2 1,737 Posts
153 Reputation
JeffJ9000
01-28-2023 at 01:24 PM.
01-28-2023 at 01:24 PM.
Have had this card for about a month and have had a few hiccups with purchases online. Sometimes it registers as fraud when I'm ordering chipotle. Sometimes it doesn't work online. Never had this problem with other cards. Asked for a call back to address these things which they have not done. Patience running thin with this. Not sure I'll be keeping this card much longer unless this stuff gets cleaned up.
1
Reply
Joined Sep 2017
L3: Novice
> bubble2 102 Posts
30 Reputation
020901022jn
01-30-2023 at 02:58 PM.
01-30-2023 at 02:58 PM.
Does anyone know if they issue a tax document to report the 200 bonus? Can't find anything on their site. Appreciate any link informing if it's taxable
Reply
Joined Nov 2018
L4: Apprentice
> bubble2 314 Posts
42 Reputation
demetron
02-03-2023 at 11:14 AM.
02-03-2023 at 11:14 AM.
Quote from LochnessMonstah22 :
Does anyone know if they issue a tax document to report the 200 bonus? Can't find anything on their site. Appreciate any link informing if it's taxable
Usually, these card bonuses are treated the same way as cashback which is a discount in the eyes of the IRS, so you won't get taxed on that.
Checking/savings bank account opening bonuses are different and count as interest income, so you'll get a 1099-INT the next January
Reply

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Joined May 2022
New User
> bubble2 10 Posts
14 Reputation
rip_ITTT
02-05-2023 at 01:56 PM.
02-05-2023 at 01:56 PM.
Quote from pink123 :
These things are very unlikely to happen again. WF got hit with tons of fees and penalties and invested hefty in their risk compliance departments This whole thing sent a shockwave across the industry that also benefited banks' employees. Tellers don't need to aggressively cross sell bank product anymore.

They just recently got busted again for something unscrupulous. F them
Reply
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