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Bank of America® Unlimited Cash Rewards Credit Card Expired

$200 Bonus Offer
w/ $1K in eligible purchases
+27 Deal Score
91,048 Views
Bank of America is offering a $200 online cash rewards bonus offer after you make at least $1000 in purchases within the first 90 days of account opening with their Bank of America®​ Unlimited Cash Rewards credit card. You will also earn 1.5% cash back on every purchase, every time. There is no annual fee.

Thanks to staff member BoastfulRiver248 for finding this deal.



Slickdeals may be compensated by Bank of America.

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Edited September 3, 2021 at 09:51 AM by
Bank of America is offering a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening with the Bank of America®​ Unlimited Cash Rewards credit card. You will also earn 1.5% cash back on every purchase, every time. No annual fee.

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Deal
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+27
91,048 Views
$200 Bonus Offer
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Even I have the same thought!! Is it worth to convert to unlimited 1.5% cb from single category 3 %?🤔
That's... pretty interesting....

I'd be sure and keep a copy of that if you take the offer


(which I would- I do have the travel card but never use it after having gotten its own signup-- this conversion would get me a SUB without a new account/hard pull AND let me ditch the premium rewards card that forced me to find value in the airline credit to keep getting 2.625% cash back on non-cat purchases)
I really should open one of these. Heavily invested in the bank of America ecosystem already. I get 5% back across multiple categories. This would be a great addition for flat rate cash back, but I already have a 2% card. Not sure it's worth a credit pull to get a little more

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Joined Jun 2016
L3: Novice
> bubble2 3,156 Posts
374 Reputation
np1050
08-03-2021 at 03:17 PM.
08-03-2021 at 03:17 PM.
Quote from Knightshade :
The new card DOES have a foreign transaction fee.
Really wish it had no foreign fees. On that front it's a terrible card to travel with and I'd much rather use my PayPal Mastercard for 2% abroad
Reply
Joined Feb 2010
L8: Grand Teacher
> bubble2 3,433 Posts
284 Reputation
balla123
08-03-2021 at 04:26 PM.
08-03-2021 at 04:26 PM.
Quote from PMR :
Are there any cards that are offering cash back and other benefits like purchase protection, extended warranty, rental car insurance etc? Almost all cards had these benefits earlier and they were all taken out ☹️
amazon chase visa signature,
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chase freedom mastercard world elite
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Joined Apr 2011
L7: Teacher
> bubble2 2,525 Posts
296 Reputation
MIA2TLV
08-04-2021 at 08:20 AM.
08-04-2021 at 08:20 AM.
Quote from PMR :
Are there any cards that are offering cash back and other benefits like purchase protection, extended warranty, rental car insurance etc? Almost all cards had these benefits earlier and they were all taken out ☹️

If you're a Costco member their Visa from Citi offers all of that.
And no foreign transaction fees.
Reply
Joined Sep 2009
L10: Grand Master
> bubble2 15,364 Posts
4,346 Reputation
Knightshade
08-04-2021 at 08:40 AM.
08-04-2021 at 08:40 AM.
Quote from slkmaster2000 :
Really wish it had no foreign fees. On that front it's a terrible card to travel with and I'd much rather use my PayPal Mastercard for 2% abroad

If you travel enough you care at all about foreign transaction fees you should be carrying one or more PAID travel credit cards whose perks and benefits and higher reward rates more than offset their annual fees.

For example the BoA Premium rewards card- which has a $95 fee, but a $100 airline credit, a $100 GE credit, and better cash back rates than this card (same as this one for non-category spend, but 3.5% with top status for travel, dining, groceries), and no foreign transaction fees.


(or if you travel really significantly, the various flexible point cards from folks like Chase, Amex, or Citi, will get you even better reward rates, with more perks, and also no FTFs)
1
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Joined Jun 2016
L5: Journeyman
> bubble2 527 Posts
62 Reputation
404fullPriceNotFound
08-04-2021 at 10:44 AM.
08-04-2021 at 10:44 AM.
Bank of America is IMO one of the worse banks in the world. I banked with them for over ten years before I left. Proceed at your own risk
4
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Joined Dec 2011
L5: Journeyman
> bubble2 637 Posts
85 Reputation
enkay2
08-04-2021 at 05:46 PM.
08-04-2021 at 05:46 PM.
Sweet, I was approved. I'm going on a work trip in a few weeks and the flight, hotel & car rental will easily pass the $1000 minimum.

If you want to apply, it's quicker to go through the boa app and you'll see it on there. All your info is filled out already.
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Joined Oct 2009
L5: Journeyman
> bubble2 1,889 Posts
448 Reputation
dealnabber
08-04-2021 at 07:18 PM.
08-04-2021 at 07:18 PM.
Quote from slkmaster2000 :
Really wish it had no foreign fees. On that front it's a terrible card to travel with and I'd much rather use my PayPal Mastercard for 2% abroad
Bad news for you, the PayPal Mastercard recently started charging a 3% foreign transaction fee, effective as of July 25, 2021. Doctor of Credit and several Youtube videos discuss this.
Reply
Last edited by dealnabber August 4, 2021 at 07:22 PM.

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Joined Jun 2016
L3: Novice
> bubble2 3,156 Posts
374 Reputation
np1050
08-04-2021 at 08:00 PM.
08-04-2021 at 08:00 PM.
Quote from dealnabber :
Bad news for you, the PayPal Mastercard recently started charging a 3% foreign transaction fee, effective as of July 25, 2021. Doctor of Credit and several Youtube videos discuss this.

Omg seriously? damn I have to rethink this now
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Joined Nov 2006
L6: Expert
> bubble2 1,237 Posts
926 Reputation
PaulPats
08-04-2021 at 08:00 PM.
08-04-2021 at 08:00 PM.
Tried to PC my premium rewards card to this but no go. Ended up canceling it and grabbing this.

This for general non-cat spending, and 2x cash rewards cards to cover dining and online shopping. The BoA trifecta.
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Joined Sep 2018
L6: Expert
> bubble2 1,982 Posts
74 Reputation
Ryson11
08-05-2021 at 04:20 PM.
08-05-2021 at 04:20 PM.
What is the point of this if you could just use the Citi double cash? Alternatively just use BOA card and pick a 3% category. What's the point?
Reply
Joined Dec 2007
L6: Expert
> bubble2 1,462 Posts
329 Reputation
illbirz
08-06-2021 at 09:41 PM.
08-06-2021 at 09:41 PM.
Waste of a post and a credit card.
3
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Joined Nov 2006
L6: Expert
> bubble2 1,237 Posts
926 Reputation
PaulPats
08-06-2021 at 09:43 PM.
08-06-2021 at 09:43 PM.
Quote from Ryson11 :
What is the point of this if you could just use the Citi double cash? Alternatively just use BOA card and pick a 3% category. What's the point?

2.62% cash back for platinum honors
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Joined Sep 2007
You better be Gud!!!!!!!!
> bubble2 10,111 Posts
1,881 Reputation
Santa_Claus
08-07-2021 at 09:53 AM.
08-07-2021 at 09:53 AM.
Fidelity IRC 529 Elan 2% credit card. Stash it in a 529 account if you have kids. Put all the tax free contributions in the stock market. https://www.google.com/search?cli...8&oe=UTF-8
1
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