Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Popular Advertiser Disclosure

Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!

+168 Deal Score
61,458 Views
Worth a shot to log in to your Discover card account and "chat" a rep. Four months ago, I came off a 12 month 0% APR on purchases and just got it again by asking. Of course TWO months ago I asked if there were any special APR rates and was told "no." Last chat was this:
Me: "Good morning, I was wondering if there were any special offers available on my card"
Rep: "Was there anything in particular you were looking for?"
Me: "Special APR for purchases or anything interesting?"
Rep: "I show you are eligible for 0% APR for the next 12 months, would you like me to apply that to your account?"
Me: Sure, thanks!

https://www.discover.com/
  • Deal Image
  • Deal Image
  • Deal Image
  • Deal Image
  • Deal Image
Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
See Deal
Add Comment
Reply
Created 09-09-2021 at 06:52 AM by IronManFan
in Credit Cards (3) Discover.com
If you take advantage of an offer on our site, Slickdeals may receive a commission.
Deal
Score +168
61,458 Views
See Deal

196 Comments

View Forum Thread

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Nov 2016
L3: Novice
> bubble2 281 Posts
22 Reputation
CatsoM
09-09-2021 at 01:17 PM.
09-09-2021 at 01:17 PM.
Never hurts to ask! My old store manager friend used to say "Give credit where credit is due!"
Reply
Joined Dec 2006
L5: Journeyman
> bubble2 604 Posts
154 Reputation
cos777
09-09-2021 at 01:17 PM.
09-09-2021 at 01:17 PM.
Quote from Baratohon :
Anyone know how to check your current APR on purchases on discover card?

It should say on your monthly statements
Reply
Joined Dec 2014
L2: Beginner
> bubble2 49 Posts
14 Reputation
Baratohon
09-09-2021 at 01:17 PM.
09-09-2021 at 01:17 PM.
Quote from Martin14 :
last statement, scroll down to where there's a breakdown of rate on purchases. Even tells you when your 0% ends.

Thank you
Reply
Joined Dec 2014
L2: Beginner
> bubble2 49 Posts
14 Reputation
Baratohon
09-09-2021 at 01:18 PM.
09-09-2021 at 01:18 PM.
Quote from cos777 :
It should say on your monthly statements

Thank you
Reply
Joined Jun 2010
L1: Learner
> bubble2 22 Posts
10 Reputation
Soorms
09-09-2021 at 01:36 PM.
09-09-2021 at 01:36 PM.
0% means you pay nothing extra, no fees or anything as long as you pay it off by the time your 0% runs out, right?
Reply
Joined Dec 2010
L7: Teacher
> bubble2 2,573 Posts
567 Reputation
Pro
MICHAELSD
09-09-2021 at 01:51 PM.
09-09-2021 at 01:51 PM.
Quote from Soorms :
0% means you pay nothing extra, no fees or anything as long as you pay it off by the time your 0% runs out, right?
Yes. Just pay it off by the time that the promotion is over, even if it's the day after your statement date, and continue paying the minimum payment.
Reply
Joined Sep 2015
L4: Apprentice
> bubble2 349 Posts
30 Reputation
ptt1404
09-09-2021 at 02:02 PM.
09-09-2021 at 02:02 PM.
The rep said I need to wait tommorow to purchase my 2000$ laptop, she applied for me but only starting tommorow!
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Mar 2020
New User
> bubble2 5 Posts
10 Reputation
tailung
09-09-2021 at 02:06 PM.
09-09-2021 at 02:06 PM.
no dice for me. said "i don't see any offers on your account".
Reply
Joined Nov 2016
L5: Journeyman
> bubble2 902 Posts
211 Reputation
geo2209
09-09-2021 at 02:14 PM.
09-09-2021 at 02:14 PM.
Do they ever give 0% balance transfers?
Reply
Joined Mar 2004
L10: Grand Master
> bubble2 7,805 Posts
1,523 Reputation
eb50
09-09-2021 at 02:45 PM.
09-09-2021 at 02:45 PM.
Quote from MICHAELSD :
Yes. Just pay it off by the time that the promotion is over, even if it's the day after your statement date, and continue paying the minimum payment.

Eh usually there is a monthly minimum
Reply
Joined Nov 2020
L3: Novice
> bubble2 269 Posts
30 Reputation
SiennaGalley4415
09-09-2021 at 02:46 PM.
09-09-2021 at 02:46 PM.
I have been on discover 0% APR since last 4 years, between two discover cards we keep switching the 0% APR every year when the offer runs out on one card. I love discover!
Reply
Joined Nov 2003
L5: Journeyman
> bubble2 723 Posts
91 Reputation
Racerbob
09-09-2021 at 02:47 PM.
09-09-2021 at 02:47 PM.
Quote from XealO :
Cool Story Bro. Even though I can, I don't. Use the banks money for other things.
I just use it as a statement credit. $1000 a month on the card will get me $15 off. $15 X 12 = $180 a year. The wife and I have several rewards cards set up to pay monthly bills. And then pay them off instead of ever accruing any interest. We even get 2 or 3% off the groceries depending on which card we use. Yes, I know that we are in the minority. Smilie But it all adds up.
Reply
Joined Nov 2003
What do you lack?
> bubble2 3,569 Posts
988 Reputation
TheAnarchist
09-09-2021 at 03:23 PM.
09-09-2021 at 03:23 PM.
Took a while but I got the 0% offer. My chat was on hold for an hour then I had to leave.. checked again and tried to chat then another delay. No biggie, they got me sorted out at the end of it. Thx OP!
Reply
Joined May 2006
L10: Grand Master
> bubble2 26,273 Posts
3,389 Reputation
namlook
09-09-2021 at 03:35 PM.
09-09-2021 at 03:35 PM.
Quote from MadPup :
Discover is my most useless credit card. For one thing, it offers no extended warranty on any purchase. Compare that to the 24 months provided by Costco Citicard Visa which could be worth over 10% of the purchase price. My AmEx Blue has a few more (mostly useless) offers but is another useless card. Amazon Prime Chase Visa is good for Amazon but not great elsewhere. So right now Citicard gets my vote and Discover rarely sees the light of day.
Discover 5% for Paypal purchases is very useful, especially if you have access to multiple cards. Have four Discover cards here so that's $300 back in just that quarter alone if I spend enough.
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Feb 2006
~ Always Spinning ~
> bubble2 4,550 Posts
1,706 Reputation
Pro
Tazmania99
09-09-2021 at 03:48 PM.
09-09-2021 at 03:48 PM.
Yup, they do it all the time. The problem is they charge transaction fee on 0% BT, somewhere between 2% and 4%.

Quote from geo2209 :
Do they ever give 0% balance transfers?
Reply
Page 6 of 14
Start the Conversation
 

More Credit Cards Deals & Discounts

View All
Popular
Delta Amex Credit Card Free Uber One For 12 Months
17 14
Delta SkyMiles American Express - 6/12 Months of Statement Credit on UberOne
3 3
Popular
Amazon Basics 512GB Micro SDXC Memory Card with Full Size Adapter, A2, U3, Read Speed up to 100 MB/s, 512 GB, Black, Free Shipping w/ Prime or on orders $35+ | $29.69
12 17
Popular
Target Circle week(7/6-7/12): 10% off Target Giftcards
51 20
10% off Instacart Gift Card when redeem with Chase UR - YMMV
3 3
REI Gift Cards: Give the Gift of the Outdoors | REI Co-op - $100
3 6
Link Copied

The link has been copied to the clipboard.