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Discover Card Existing Card Holders 0% APR for Next 12 months! as Always YMMV!
Worth a shot to log in to your Discover card account and "chat" a rep. Four months ago, I came off a 12 month 0% APR on purchases and just got it again by asking. Of course TWO months ago I asked if there were any special APR rates and was told "no." Last chat was this:
Me: "Good morning, I was wondering if there were any special offers available on my card"
Rep: "Was there anything in particular you were looking for?"
Me: "Special APR for purchases or anything interesting?"
Rep: "I show you are eligible for 0% APR for the next 12 months, would you like me to apply that to your account?"
Me: Sure, thanks!
https://www.discover.co
Me: "Good morning, I was wondering if there were any special offers available on my card"
Rep: "Was there anything in particular you were looking for?"
Me: "Special APR for purchases or anything interesting?"
Rep: "I show you are eligible for 0% APR for the next 12 months, would you like me to apply that to your account?"
Me: Sure, thanks!
https://www.discover.co
Created 09-09-2021
at 06:52 AM
by IronManFan
in
Credit Cards
(3)
Discover.com
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196 Comments
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Generally, yes. I always figure if a dealer is allowing you to charge a car on a card, you definitely haven't negotiated a good enough deal on the car.
Exactly the same potential for accumulating a huge balance as on every other credit card that exists--that is, it's entirely up to the cardholder.
Don't project your own financial difficulties onto people you don't know, mmkay?
Lol, I have zero debt dude! It's not easy, but it's doable.
No doubt that a few idiots get buried after accepting these offers, but you can always tell someone's level of financial literacy by whether they view such things as an opportunity or as an albatross.
Thank you for waiting! Looking at your account, I do see that you are eligible for a promotional 0% APR on future purchases for 12 months. The promotional rate of 0.00% will apply to new purchases made during the promotional period between transaction start date 09/14/2021 through transaction end date 09/13/2022. After rate expiration date 11/06/2022, your standard purchases APR, currently 19.99% will apply to any remaining balance. This APR will vary with the market based on the Prime Rate. Please note that purchases that post to your account after the promotional period will be subject to your standard purchases APR. Is this something you'd be interested in applying to your account?
Me: Hell yea woman S2
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No doubt that a few idiots get buried after accepting these offers, but you can always tell someone's level of financial literacy by whether they view such things as an opportunity or as an albatross.
No doubt that a few idiots get buried after accepting these offers, but you can always tell someone's level of financial literacy by whether they view such things as an opportunity or as an albatross.
Sign up for a Slickdeals account to remove this ad.
No doubt that a few idiots get buried after accepting these offers, but you can always tell someone's level of financial literacy by whether they view such things as an opportunity or as an albatross.