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Chase Freedom Flex Cardholders: Extra Cash Back on Eligible Top Spend Category Expired

5% Back
(Valid Through Dec 31, 2021)
+125 Deal Score
182,368 Views
Chase offers Chase Freedom Flex Cardholders: 5% Cash Back on Your Top Spend Category (eligible categories below) on up to $1500 in total spend from October 1 – December 31, 2021.

Thanks to community member gullibunni for finding this deal.

Note, offer must be activated by December 14, 2021. Offer eligibility may vary by cardholder. Please refer to the forum thread or FAQ Page for additional information & offer discussion.

Eligible Categories:
  • Travel (including Transit)
  • Dining
  • Home Improvement Stores
  • Grocery Stores (not including Target and Walmart purchases)
  • Drugstores
  • Gas Stations
  • Select Live Entertainment
  • Select Streaming Services
  • Fitness Clubs

Original Post

Written by
Edited October 22, 2021 at 09:38 AM by
Received this Chase Freedom Flex promo email today in addition to

Quarterly Bonus Offer

Activate and earn 5% total cash back (4% in addition to your unlimited 1% cash back) from Chase, on up to $1,500 in combined purchases, at Walmart1 and on purchases made using PayPal from Oct. 1–Dec. 31, 2021.

Limited Time: Top spend category bonus

When you activate this quarter, you'll earn 5% total cash back (4% in addition to your unlimited 1% cash back) on up to $1,500 in the eligible rewards category where you spend the most from Oct. 1–Dec. 31, 2021.3 If you use PayPal, a Q4 bonus category, as a payment method for purchases in your top spend category, you will earn a total of 9%.

See FAQ for details.

Eligible Rewards Categories:
• Travel (including transit)
• Dining
• Home Improvement Stores
• Select Streaming Services
• Select Live Entertainment
• Gas Stations
• Drugstores
• Fitness Clubs & Gym Memberships
• Grocery Stores (not including Target and Walmart purchases)

Have questions about how your top spend category offer works with your other bonus category earn? See FAQ for details.
Activate both offers

If you haven't already, activate by Dec. 14, 2021.

https://www.chasebonus.com/ThankY...5546330a9d
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Deal
Score
+125
182,368 Views
5% Back

278 Comments

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Featured Comments

Set up PayPal so you can pay with QR codes. Link your Chase freedom flex as the payment method.

CVS is one of the few places that take PayPal QR codes as payment. It's been recommended to use self checkout, if possible. Once you add the gift card, DO NOT click any payment method on the self checkout terminal. Instead, scan your PayPal QR code like you are buying something. Then it will allow you to checkout and pay with PayPal.

If it does indeed stack with the 2% back at drug stores as the other thread suggests, that's 11% back on up to $1500.
I don't think you read the whole post...
It is only for Freedom Flex.

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Joined Apr 2019
L3: Novice
> bubble2 271 Posts
319 Reputation
losthere
10-22-2021 at 11:05 PM.
10-22-2021 at 11:05 PM.
Will it be stackable on first year grocery bonus of 4% i.e. will I be able to receive 9% on gift cards purchased from stores qualified as grocery store if grocery will be my top spend category for this quarter ?
Reply
Joined Nov 2016
L1: Learner
> bubble2 96 Posts
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Farrukh09
10-23-2021 at 12:43 AM.
10-23-2021 at 12:43 AM.
Quote from losthere :
Will it be stackable on first year grocery bonus of 4% i.e. will I be able to receive 9% on gift cards purchased from stores qualified as grocery store if grocery will be my top spend category for this quarter ?

I'm also curious about this. If this works, I can just buy $1500 in giftcards to different places I shop at, and get ~$135(minus any fees) cash back.

My grocery 5% back on first year ends this November. That should still apply, right? Even though the offer is through end of December?
Reply
Joined Dec 2011
L2: Beginner
> bubble2 40 Posts
37 Reputation
phillepin0
10-23-2021 at 02:33 AM.
10-23-2021 at 02:33 AM.
Does this work with regular Chase freedom
Reply
Joined Nov 2016
L6: Expert
> bubble2 1,203 Posts
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Pro
twinbird
10-23-2021 at 03:09 AM.
10-23-2021 at 03:09 AM.
Quote from ieee488 :
YES.
This is what I am doing.
Well, actually $1000 in 9% category with Flex since I had already spent $500 at Walmart.
Argh. If only Chase had announced it before Oct 1.
Not including Target and Walmart purchases.
Reply
Joined Nov 2016
L6: Expert
> bubble2 1,203 Posts
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Pro
twinbird
10-23-2021 at 03:47 AM.
10-23-2021 at 03:47 AM.
Quote from ieee488 :
Buy $500 VISA gift cards at CVS using Paypal app = 9%

If you live near Giant Eagle supermarkets, they accept Paypal.

Lowe's and Home Depot only accept Paypal on their website, not in their stores.

.
Can I buy $500 VISA gift card at CVS in a Target store?
Reply
Joined May 2019
L3: Novice
> bubble2 123 Posts
18 Reputation
BigBang
10-23-2021 at 04:07 AM.
10-23-2021 at 04:07 AM.
Quote from bluehippo :
Why are they punishing original holders of the freedom card some of which have been holding for 20 years. Do they want us to cancel our cards and apply for the flex? What is the end goal here
I just got my freedom flex card 3 days ago.
While applying for the card I came across official chase FAQ wherein it was stated for original freedom card holders to replace their card with freedom flex with no credit pull and no cost to you by reaching out to customer service.
You might wanna give them a call.
Reply
Joined Nov 2016
L6: Expert
> bubble2 1,203 Posts
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twinbird
10-23-2021 at 04:13 AM.
10-23-2021 at 04:13 AM.
Quote from EagerActivity1630 :
I don't think PayPal or Walmart are spend categories for the "Eligible Rewards Categories." Are they? edit I got my email... "If you use PayPal, a Q4 bonus category, as a payment method for purchases in your top spend category, you will earn a total of 9%.
See FAQ for details.
Eligible Rewards Categories:
• Travel (including transit)
• Dining
• Home Improvement Stores
• Select Streaming Services
• Select Live Entertainment
• Gas Stations
• Drugstores
• Fitness Clubs & Gym Memberships
• Grocery Stores (not including Target and Walmart purchases)"

wow, a little confusing for old folk. what is the best use of this. How to use PayPal to buy gift cards in those categories?
I was confused too. At the Paypal app, touch top far right. (there is square with 3 square dots and one unmarked square dot) You will see "Shows to Pay" and select Flex card as the payment.
Reply
Last edited by twinbird October 23, 2021 at 04:25 AM.

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Joined Jan 2018
L7: Teacher
> bubble2 2,313 Posts
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This user is an Expert in Home & Home Improvement
mwebb11111
10-23-2021 at 04:59 AM.
10-23-2021 at 04:59 AM.
I am going to have to figure this out. I have had nothing but problems trying to use PayPal with my phone in store
Reply
Last edited by mwebb11111 October 23, 2021 at 05:06 AM.
Joined Nov 2010
L6: Expert
> bubble2 1,619 Posts
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YingTK
10-23-2021 at 05:17 AM.
10-23-2021 at 05:17 AM.
Tread carefully with buying large amounts of GCs using your cc. From this thread, it seems that $500 is fine, but I once did $800 and was audited by Chase. Glad I got out of it, but not fun.
Reply
Joined Apr 2017
L5: Journeyman
> bubble2 978 Posts
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publicpersona
10-23-2021 at 06:07 AM.
10-23-2021 at 06:07 AM.
I was beginning to think this should be marked YMMV. The "See Deal" and FAQ linked in the original post take me to pages that say absolutely nothing about this deal.

However, I did find this: https://creditcards.chase.com/fre...spendoffer

So the bottom line is make sure you have activated your traditional 5% quarterly category for Q4 on your Freedom Flex card,, then spend. Nothing else is required to activate.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
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ieee488
10-23-2021 at 07:29 AM.
10-23-2021 at 07:29 AM.
Quote from twinbird :
Not including Target and Walmart purchases.
Yep.
Making my $500 VISA gift card purchase at Walmart worth 5% cashback instead of 9% if same gift card was purchased at CVS with Paypal.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
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ieee488
10-23-2021 at 07:30 AM.
10-23-2021 at 07:30 AM.
Quote from twinbird :
Can I buy $500 VISA gift card at CVS in a Target store?
No.
Reply
Joined Sep 2011
L6: Expert
> bubble2 1,349 Posts
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cawahe
10-23-2021 at 07:31 AM.
10-23-2021 at 07:31 AM.
Where to find this on my flex card?
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
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ieee488
10-23-2021 at 07:33 AM.
10-23-2021 at 07:33 AM.
Quote from YingTK :
Tread carefully with buying large amounts of GCs using your cc. From this thread, it seems that $500 is fine, but I once did $800 and was audited by Chase. Glad I got out of it, but not fun.
I only buy $500 at a time both to prevent problems at the store and with Chase.

If I can figure out how to buy a gift card at CVS with self-checkout using Paypal, all the better.
Others here say it can be done, but I have not tried it myself.
Reply

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Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
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ieee488
10-23-2021 at 07:34 AM.
10-23-2021 at 07:34 AM.
Quote from phillepin0 :
Does this work with regular Chase freedom
No.
Reply
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