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Chase Freedom Flex Cardholders: Extra Cash Back on Eligible Top Spend Category Expired

5% Back
(Valid Through Dec 31, 2021)
+125 Deal Score
182,322 Views
Chase offers Chase Freedom Flex Cardholders: 5% Cash Back on Your Top Spend Category (eligible categories below) on up to $1500 in total spend from October 1 – December 31, 2021.

Thanks to community member gullibunni for finding this deal.

Note, offer must be activated by December 14, 2021. Offer eligibility may vary by cardholder. Please refer to the forum thread or FAQ Page for additional information & offer discussion.

Eligible Categories:
  • Travel (including Transit)
  • Dining
  • Home Improvement Stores
  • Grocery Stores (not including Target and Walmart purchases)
  • Drugstores
  • Gas Stations
  • Select Live Entertainment
  • Select Streaming Services
  • Fitness Clubs

Original Post

Written by
Edited October 22, 2021 at 09:38 AM by
Received this Chase Freedom Flex promo email today in addition to

Quarterly Bonus Offer

Activate and earn 5% total cash back (4% in addition to your unlimited 1% cash back) from Chase, on up to $1,500 in combined purchases, at Walmart1 and on purchases made using PayPal from Oct. 1–Dec. 31, 2021.

Limited Time: Top spend category bonus

When you activate this quarter, you'll earn 5% total cash back (4% in addition to your unlimited 1% cash back) on up to $1,500 in the eligible rewards category where you spend the most from Oct. 1–Dec. 31, 2021.3 If you use PayPal, a Q4 bonus category, as a payment method for purchases in your top spend category, you will earn a total of 9%.

See FAQ for details.

Eligible Rewards Categories:
• Travel (including transit)
• Dining
• Home Improvement Stores
• Select Streaming Services
• Select Live Entertainment
• Gas Stations
• Drugstores
• Fitness Clubs & Gym Memberships
• Grocery Stores (not including Target and Walmart purchases)

Have questions about how your top spend category offer works with your other bonus category earn? See FAQ for details.
Activate both offers

If you haven't already, activate by Dec. 14, 2021.

https://www.chasebonus.com/ThankY...5546330a9d
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Deal
Score
+125
182,322 Views
5% Back

278 Comments

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Featured Comments

Set up PayPal so you can pay with QR codes. Link your Chase freedom flex as the payment method.

CVS is one of the few places that take PayPal QR codes as payment. It's been recommended to use self checkout, if possible. Once you add the gift card, DO NOT click any payment method on the self checkout terminal. Instead, scan your PayPal QR code like you are buying something. Then it will allow you to checkout and pay with PayPal.

If it does indeed stack with the 2% back at drug stores as the other thread suggests, that's 11% back on up to $1500.
I don't think you read the whole post...
It is only for Freedom Flex.

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Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
10-25-2021 at 04:39 PM.
10-25-2021 at 04:39 PM.
Quote from Audizzz :
"If it does indeed stack with the 2% back at drug stores" please explains about 2%. 2% from where?
Also can I just use regular checkout and not self checkout?
CVS cashier told me $200 limit on gift cards at self-checkout.

If you don't understand the 2%, you should go back and see how Flex works.

.
Reply
Joined Mar 2016
L6: Expert
> bubble2 1,339 Posts
113 Reputation
Audizzz
10-25-2021 at 04:46 PM.
10-25-2021 at 04:46 PM.
Quote from ieee488 :
CVS cashier told me $200 limit on gift cards at self-checkout.

If you don't understand the 2%, you should go back and see how Flex works.

.
I see total of 9%, but still didn't find any info about extra 2%.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
10-25-2021 at 04:57 PM.
10-25-2021 at 04:57 PM.
Quote from Audizzz :
I see total of 9%, but still didn't find any info about extra 2%.
From the way Chase's FAQ is written, It is a total of 9% if using Paypal at drugstores.
1% (base reward) + 4% (Paypal) + 4% (top spend category)
The 2% for drugstores is upped to 4%
You must make sure that you spend the most at drugstores in Q4 for you to get the 9%.
Today's $505.95 spent at CVS makes drugstores my top spend category since Walmart where I spent $504.94 isn't eligible.
Reply
Last edited by ieee488 October 25, 2021 at 05:00 PM.
Joined Feb 2005
L4: Apprentice
> bubble2 408 Posts
164 Reputation
tiger0
10-25-2021 at 05:01 PM.
10-25-2021 at 05:01 PM.
so is this only for those cardholders who got the email? I have freedom flex, but never got an email about this.
Reply
Joined Nov 2006
L5: Journeyman
> bubble2 690 Posts
50 Reputation
compy168
10-25-2021 at 08:00 PM.
10-25-2021 at 08:00 PM.
I got the following when trying with my Chase Flex: We can't enroll you with the information you provided.
Please make sure you entered the primary cardmember's last name exactly as it appears on the credit card.
If your name includes a suffix such as Jr., Ill, Esq., etc., please include it in the last name field.
If you've recently changed your address or replaced a lost or stolen card, please enter your previous ZIP Code or your previous card's last 4 digits.
Please try entering your information again or call the number on the back of your card for assistance.
Reply
Joined May 2008
L7: Teacher
> bubble2 2,996 Posts
200 Reputation
calisoldier83
10-25-2021 at 08:32 PM.
10-25-2021 at 08:32 PM.
Ooof the risk of wife losing $1500 in GCs
1
Reply
Joined Mar 2006
L4: Apprentice
> bubble2 340 Posts
142 Reputation
rtool
10-25-2021 at 08:40 PM.
10-25-2021 at 08:40 PM.
Two accounts; only one shows the banner with the info on 4+1%.
I don't expect my account without the banner to qualify.
Reply

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Joined Jan 2005
L10: Grand Master
> bubble2 7,946 Posts
860 Reputation
Starrx05
10-25-2021 at 09:28 PM.
10-25-2021 at 09:28 PM.
Would booking at Airbnb fall into travel or just online purchase?
Reply
Joined Nov 2010
L3: Novice
> bubble2 221 Posts
26 Reputation
mcmeyer
10-26-2021 at 06:16 AM.
10-26-2021 at 06:16 AM.
You forgot to add the Chase Freedom Flex bonus categories URI to share with everyone to verify they have signed up with their bonus categories. https://www.chasebonus.com/
Reply
Joined Nov 2014
L2: Beginner
> bubble2 80 Posts
21 Reputation
Mike45698
10-26-2021 at 06:31 AM.
10-26-2021 at 06:31 AM.
One thing to keep in mind with this type deal is that if you spend $1,500 on each offer, you don't have a bunch of other cards, it's not a big deal if you don't combine them i.e. using paypal at CVS.

As an example, I set up PayPal Key so that I can use Paypal pretty much any where online and it will be counted as a PayPal transaction but using my Chase Freedom Flex.

As another example, I will easily spend $1,500 in restaurants/gas stations, etc. over the next 3 months.

So in summary, for me it doesn't matter if I combine the two to earn 10% with one transaction rather than two transactions that earn 5% and 5%.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
10-26-2021 at 07:03 AM.
10-26-2021 at 07:03 AM.
Quote from Mike45698 :
One thing to keep in mind with this type deal is that if you spend $1,500 on each offer, you don't have a bunch of other cards, it's not a big deal if you don't combine them i.e. using paypal at CVS.

As an example, I set up PayPal Key so that I can use Paypal pretty much any where online and it will be counted as a PayPal transaction but using my Chase Freedom Flex.

As another example, I will easily spend $1,500 in restaurants/gas stations, etc. over the next 3 months.

So in summary, for me it doesn't matter if I combine the two to earn 10% with one transaction rather than two transactions that earn 5% and 5%.
I see your point.
However, I think there is still an advantage to maximizing the 9% with VISA gift cards.
Although it is more like 8% after the fee.
It is an opportunity that does not come around often.
My gas for the rest of the year is covered by Amex 3% offer which is on top of the 2% base on gas.
The Citi Custom Cash can be used for groceries at 5% of $500 per month.
Restaurants are not a huge expense for me.
Reply
Joined Mar 2016
L6: Expert
> bubble2 1,339 Posts
113 Reputation
Audizzz
10-26-2021 at 01:44 PM.
10-26-2021 at 01:44 PM.
Quote from ieee488 :
I see your point.
However, I think there is still an advantage to maximizing the 9% with VISA gift cards.
Although it is more like 8% after the fee.
It is an opportunity that does not come around often.
My gas for the rest of the year is covered by Amex 3% offer which is on top of the 2% base on gas.
The Citi Custom Cash can be used for groceries at 5% of $500 per month.
Restaurants are not a huge expense for me.
"Amex 3% offer which is on top of the 2% base on gas" - what card and offer is this?

also

why buy visa gc if you can buy shell gc(for example) for gas?
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
10-26-2021 at 02:49 PM.
10-26-2021 at 02:49 PM.
Quote from Audizzz :
"Amex 3% offer which is on top of the 2% base on gas" - what card and offer is this?

also

why buy visa gc if you can buy shell gc(for example) for gas?
I have the Blue Cash Everyday card.
I have the offer that gives me 3% on gas as a statement credit until Dec. 31, 2021.
Amex offers are similar to BoA offers and Chase offers.

I buy VISA gift cards to pay for other things that are not groceries, gas, or cable+internet/
Reply
Joined Aug 2009
L4: Apprentice
> bubble2 548 Posts
58 Reputation
EliteGeek
10-26-2021 at 03:11 PM.
10-26-2021 at 03:11 PM.
Does this additional cash back on top categories apply to new cardholders? I'm thinking of applying but don't know if I'll still get this offer.
Reply

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Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
10-26-2021 at 03:14 PM.
10-26-2021 at 03:14 PM.
Quote from EliteGeek :
Does this additional cash back on top categories apply to new cardholders? I'm thinking of applying but don't know if I'll still get this offer.
Some people did not get the email from Chase about the offer, so it may be targeted.

If you apply for Flex now, it is almost certain there will be a grocery category in 2022.
That will stack and give you 9%.
Make sure that when you apply that the terms are 5% for grocery for the first year.
I have read that Chase is offering different sign-on terms.
.
Reply
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