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expired Posted by cdr123 • Oct 27, 2021
expired Posted by cdr123 • Oct 27, 2021

10% Off Visa Virtual Account: $250 Visa Virtual eGift

(Including Fees; Email Delivery)

$231

giftcards.com
395 Comments 135,997 Views
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Deal Details
GiftCards.com offers 10% Off Visa Virtual Account (email delivery) when you apply promo code TRICKORTREAT at checkout.
  • Note: A fee of $5.95 is added to every card
Thanks to community member cdr123 for finding this deal.

Deal Instructions:
  1. Go to GiftCards.com
  2. Enter value of card up to $250
  3. Enter recipient's information
  4. Click 'Next Step'
  5. Click 'Add to Cart'
  6. Proceed to Checkout
  7. On checkout screen, under order Total, click 'Add Promo Code'
  8. Apply promo code TRICKORTREAT
    • Note: A fee of $5.95 is added to every card

Editor's Notes

Written by megakimcheelove | Staff
  • About this deal:
    • Valid until 10/31/2021 while supplies last.
    • Limit 3 gift card per order, limit 1 order per customer.
    • Promotion limit of $750 on gift card purchases per customer.
  • About this product:
    • This Visa Virtual Account can be redeemed at every internet, mail order, and telephone merchant everywhere Visa debit cards are accepted in the United States.
    • Subject to applicable law, a Monthly Maintenance Fee of $4.95 will be deducted on the first day of the 13th month, following 12 months of inactivity. 
    • If your Visa Virtual Account is lost or stolen, there is a $5.00 Replacement Fee to issue a new Visa Virtual Account.


Original Post

Written by cdr123
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
GiftCards.com offers 10% Off Visa Virtual Account (email delivery) when you apply promo code TRICKORTREAT at checkout.
  • Note: A fee of $5.95 is added to every card
Thanks to community member cdr123 for finding this deal.

Deal Instructions:
  1. Go to GiftCards.com
  2. Enter value of card up to $250
  3. Enter recipient's information
  4. Click 'Next Step'
  5. Click 'Add to Cart'
  6. Proceed to Checkout
  7. On checkout screen, under order Total, click 'Add Promo Code'
  8. Apply promo code TRICKORTREAT
    • Note: A fee of $5.95 is added to every card

Editor's Notes

Written by megakimcheelove | Staff
  • About this deal:
    • Valid until 10/31/2021 while supplies last.
    • Limit 3 gift card per order, limit 1 order per customer.
    • Promotion limit of $750 on gift card purchases per customer.
  • About this product:
    • This Visa Virtual Account can be redeemed at every internet, mail order, and telephone merchant everywhere Visa debit cards are accepted in the United States.
    • Subject to applicable law, a Monthly Maintenance Fee of $4.95 will be deducted on the first day of the 13th month, following 12 months of inactivity. 
    • If your Visa Virtual Account is lost or stolen, there is a $5.00 Replacement Fee to issue a new Visa Virtual Account.


Original Post

Written by cdr123

Community Voting

Deal Score
+213
Good Deal
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Top Comments

hansmoleman007
1526 Posts
444 Reputation
If I'm reading their terms correctly, it's a $5.95 fee for cards up to $250. So if you max this out with 3 virtual $250 cards it comes out to a ~7.6% discount. Should probably note the fees in the OP. They're not unexpected for a VISA debit card, but good to note.
Kouskous44
1563 Posts
421 Reputation
My power company takes credit card for payments. billls are outrageous and can make advance payments.

Saved 7.6% (code), 1% cb site, 2% credit card = @ 10.4% savings.

Not a bad way to save on your utility bills for 10 min of work. You're going to have to pay them anyways!
sandy_g
261 Posts
77 Reputation
Cash Back

394 Comments

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Oct 28, 2021
668 Posts
Joined May 2010
Oct 28, 2021
grablife
Oct 28, 2021
668 Posts
Quote from Audizzz :
Where do I buy gift card to a place I use regularly?
ie: Amazon, Target, Costco gift cards.
Oct 28, 2021
668 Posts
Joined May 2010
Oct 28, 2021
grablife
Oct 28, 2021
668 Posts
Quote from vickyUS :
So offers like this come often? Or its a rare thing....
I can pay my apartment rent with this, at net discount of 7%. If possible I'll accumulate and keep... What's the purchase limit?
$750 per order per email account. Some hit a $2000 limit due to credit card fraud detection.

I wouldn't go crazy with these. They do not work the same as real credit cards. Not every vendor accepts them and many like the DMV charge a % fee for paying with credit cards.

Most importantly, there is a monthly fee of $5 per month after 12 months of inactivity.
Oct 28, 2021
1,890 Posts
Joined Sep 2018
Oct 28, 2021
Gears_and_Beers
Oct 28, 2021
1,890 Posts
I tried to buy $750 worth using my BOA CC. It triggered BOA's security alert feature and declined the transaction, then asked me to verify it was me. After verifying, I tried again. But now due to the declined payment the first time, I have triggered giftcards.com's "security screening process" and now I'm denied through giftcards.com every time.

I'll have to call giftcards.com tomorrow or miss out thanks to security policies. BOA acts like they've never seen my insanely ridiculous purchase & refund history (that I religiously monitor and verify any little question they have regarding purchase authorizations or duplicate charge acknowledgement). Never once have I missed one of their questions or raised a red flag on a purchase. Any SDer knows there are FAR sketchier purchases to be made than giftcards.com.
Pro
Oct 28, 2021
1,647 Posts
Joined Nov 2018
Oct 28, 2021
Abhi88
Pro
Oct 28, 2021
1,647 Posts
Quote from vickyUS :
So offers like this come often? Or its a rare thing....
I can pay my apartment rent with this, at net discount of 7%. If possible I'll accumulate and keep... What's the purchase limit?
use different email id , checkout as guest. use different cards. You can accumulate a lot
Expert
This user is an Expert in Tech & Electronics
Oct 28, 2021
18,101 Posts
Joined Sep 2011
Oct 28, 2021
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Oct 28, 2021
18,101 Posts
Quote from vickyUS :
I'm new to US. Can virtual visa card be used in
1) Amazon.com, IKEA online - for normal goods purchase?
2) wholefoods offline store, target offline store? I know it's virtual, was guessing through any third party apps in US do allow virtual cards at offline? My phone doesn't have NFC.
3) my apartment management, in their website, has credit cards and Bank account as payment methods. can I use this virtual visa debit card, in place of credit card and transact?
will it pass through?
1) yes,
2)unsure if purchases in store are allowed with virtual visa and no nfc
3) yes but you would only be allowed to charge $250 to each card so they would have to allow partial payment or multiple cards
Oct 28, 2021
60 Posts
Joined Sep 2021
Oct 28, 2021
vickyUS
Oct 28, 2021
60 Posts
Quote from Abhi88 :
use different email id , checkout as guest. use different cards. You can accumulate a lot
Is different cards really needed?
I'm new to this country and I have only 1 debit card of santander, nothing else. No SSN, so no credit cards. Used 750 from 1 email id and 1 debit card
Oct 28, 2021
1,222 Posts
Joined Apr 2009
Oct 28, 2021
hooked_on_SD
Oct 28, 2021
1,222 Posts
Quote from DangerQuail :
First two orders went through, third one declined and then I was in fraud lock hell for at least a month. The customer service team had no way of over riding it. But they did confirm that was the issue.

I would suggest using 1 per week. My issue was probably I tried to buy $1250 in gift cards in the span of maybe an hour. I thought Costco would have better fraud protection that would see I've spent like $50k with them….
So I suppose you can't use multiple of these VGCs in a single Costco transaction?

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Oct 28, 2021
688 Posts
Joined Mar 2016
Oct 28, 2021
behzod
Oct 28, 2021
688 Posts
Quote from WandaVision :
yep, just paid comed for a few months of electricity..
Comed Chicago? Don't they charge fee for credit/debit cards?
Oct 28, 2021
4 Posts
Joined Oct 2020
Oct 28, 2021
CoralFang2708
Oct 28, 2021
4 Posts
My confirmatiom email is showing 767.85 will all the activation fees charged and no discount after using promo code TREATS? Anyone else confirmation email show that?
Oct 28, 2021
668 Posts
Joined May 2010
Oct 28, 2021
grablife
Oct 28, 2021
668 Posts
2nd $750 order with different email account but same payment credit card got cancelled by Giftcard.com for suspected fraud.
Oct 28, 2021
668 Posts
Joined May 2010
Oct 28, 2021
grablife
Oct 28, 2021
668 Posts
Quote from CoralFang2708 :
My confirmatiom email is showing 767.85 will all the activation fees charged and no discount after using promo code TREATS? Anyone else confirmation email show that?
No. Your coupon code didn't take. It should show 692.85 before you complete checkout.

My confirmation:

Subtotal: $767.85
Promo Code: $-75.00
Total: $692.85
Oct 28, 2021
5,266 Posts
Joined Mar 2006
Oct 28, 2021
shade45
Oct 28, 2021
5,266 Posts
There is a 1.5% addition cash back from Citi double cash card Merchant Offers. You have to login to citicards and add giftcards.com additional 1.5% offer manually first.
Pro
Oct 28, 2021
2,938 Posts
Joined Nov 2005
Oct 28, 2021
BrainDoc
Pro
Oct 28, 2021
2,938 Posts
Quote from CoralFang2708 :
My confirmatiom email is showing 767.85 will all the activation fees charged and no discount after using promo code TREATS? Anyone else confirmation email show that?
That is not the correct discount code. It is TRICKORTREAT
Pro
Oct 28, 2021
2,938 Posts
Joined Nov 2005
Oct 28, 2021
BrainDoc
Pro
Oct 28, 2021
2,938 Posts
After the discount, BofA CC cash back (3% online purchases), and other cash back (if that goes through), this should be almost 12% off. Great deal!

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Pro
Oct 28, 2021
1,647 Posts
Joined Nov 2018
Oct 28, 2021
Abhi88
Pro
Oct 28, 2021
1,647 Posts
Quote from BrainDoc :
After the discount, BofA CC cash back (3% online purchases), and other cash back (if that goes through), this should be almost 12% off. Great deal!
bofa gives 1%

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