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Eligible Discover Card Members: January-December 2022 Discover Cashback Bonuses Expired

5% Back
(Heads Up Offer)
+90 Deal Score
78,653 Views
Notice: Due to this promotional offer requiring activation on a certain date, it may not be fully live/active. This is more of a heads up/call to action for those interested

Discover is offering their 2022 January-December 5% Discover Cashback Bonuses w/ an eligible Discover Card when you activate the offer found w/ the starting date listed below.

Thanks to community member Doatslo for finding this deal

Note, must activate the bonus offer to your eligible card w/ regards to the starting date listed below

Available Offer(s)
  • Eligible Discover Cards
    • January-March 2022 - Activate starting November 1, 2021
      • 5% Cashback Bonuses at Grocery Stores and Fitness Club & Gym Membership (Up to $1500 in purchases)
        • Note, excludes Walmart and Target purchases
    • April-June 2022 - Activate starting February 1, 2022
      • 5% Cashback Bonuses at Gas Stations and Target (Up to $1500 in purchases)
    • July-September 2022 - Activate starting May 1, 2022
      • 5% Cashback Bonuses at Restaurants and PayPal (Up to $1500 in purchases)
    • October-December 2022 - Activate starting August 1, 2022
      • 5% Cashback Bonuses at Amazon.com and Digital Wallets (Up to $1500 in purchases)
        • Note, digital wallets include Apple Pay, Google Pay, Samsung Pay and Garmin Pay
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Original Post

Written by
Edited November 1, 2021 at 03:33 PM by
discover 5% 2022 calendar

Cashback Bonus at Grocery Stores and Fitness Club & Gym Memberships, January 1-March 31, 2022

2nd Quarter: Gas stations and target

3rd Quarter: restaurants and paypal

4th Quarter: Amazon and digital wallets

https://www.discover.com/credit-c...ndar.html#
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Featured Comments

I can't believe how people care about what others get excited over
·
It adds up. Just buying things I buy anyway, I've saved $160 this year so far with Discover. Will probably add another $50 with Christmas shopping since Amazon and Walmart on on there this quarter.

Combined with my other rewards cards, with just a tiny bit of planning, I net about $600-1000 a year in cashback and travel. It's not nothin'.
·
I wish they weren't so strict with the grocery store category. None of my go to places count for groceries.
·

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Joined Jan 2014
L2: Beginner
> bubble2 35 Posts
20 Reputation
pcity
11-05-2021 at 01:08 PM.
11-05-2021 at 01:08 PM.
Quote from rejithcr :
Asked the Discover chat representative - Kroger and Food Lion qualify as grocery stores while Harris Teeter does not. Hope someone finds this useful in Q1
Harris Teeter should count. I think the representative is incorrect.

Anything that codes as "supermarkets" will get the 5% back, except for Walmart and Target. So try it early in the quarter and see what it codes as.
Reply
Joined Nov 2017
L6: Expert
> bubble2 1,459 Posts
942 Reputation
cho9736
11-05-2021 at 06:00 PM.
11-05-2021 at 06:00 PM.
Quote from matyekim :
First time i've seen this. Does this mean paying with apple pay doesn't qualify for restaurant and grocery rewards?
if they work like paypal , probably everything count for 5%! as long as you can pay it through apple pay/ google pay etc
Reply
Joined Sep 2008
L2: Beginner
> bubble2 64 Posts
26 Reputation
UnPuffedDoodle
11-07-2021 at 04:26 PM.
11-07-2021 at 04:26 PM.
Quote from jan474 :
General question - how do you guys keep track of offers and cashbacks, discovery/amex/chase/paypal/etc.. I keep finding after the purchase that I should use rather other card or trying to remember at register which card is best here.. I can't be the only one facing this :-) any ideas?
I used to put small stickers on each card of offer - but needed see all offers overall so now:
I keep list on 1 small ppr or big index card etc -- divided into 5 sections (the card and the 4 qtr offers) I keep copy on desk and carry 1 in wallet to glance at.
Sometimes cards have other offers on their own site such as Amex or Chase etc which you select on their site - maybe like use Amex at best buy and get extra pts. - these offers change at different times - most have expiration dates. If I select offers like that - I add to back of my ppr list noting if offer is for in store or online etc.
Reply
Joined Jun 2019
L3: Novice
> bubble2 196 Posts
26 Reputation
CleverGame8662
11-09-2021 at 01:52 PM.
11-09-2021 at 01:52 PM.
What the fark is wrong with this Discover company? I applied 3-5 years ago and got declined. I didn't have as much credit history as I do now though, so maybe then it was understandable. But since then, I now have 3 Chase credit cards, 1 AMEX, 1 Credit Union card, and 1 Capital One credit card that I got approved for $10,000 with just last week. I only have one hard inquiry and that's from the Capital One card. I have less than 30% total utilization, 807 FICO score, no debt, pay off balances in full every month, no collections, crystal clear credit reports. They just declined me again!

How does this make any sense? I do find it suspicious, and maybe it relates, that Discover tried to claim they wanted to attempt to verify my identity by requesting a report from my cell phone carrier - to which I declined. My cell phone number through a cell phone carrier doesn't verify my identity. I don't use post-paid service from the 4 (or now 3) major cell carriers anyway. No other credit card company has tried to make me go through this process...

What the fark?
Reply
Joined Apr 2005
L10: Grand Master
> bubble2 13,309 Posts
4,399 Reputation
TidalWaveOne
11-10-2021 at 09:01 AM.
11-10-2021 at 09:01 AM.
Quote from CleverGame8662 :
What the fark is wrong with this Discover company? I applied 3-5 years ago and got declined. I didn't have as much credit history as I do now though, so maybe then it was understandable. But since then, I now have 3 Chase credit cards, 1 AMEX, 1 Credit Union card, and 1 Capital One credit card that I got approved for $10,000 with just last week. I only have one hard inquiry and that's from the Capital One card. I have less than 30% total utilization, 807 FICO score, no debt, pay off balances in full every month, no collections, crystal clear credit reports. They just declined me again!

How does this make any sense? I do find it suspicious, and maybe it relates, that Discover tried to claim they wanted to attempt to verify my identity by requesting a report from my cell phone carrier - to which I declined. My cell phone number through a cell phone carrier doesn't verify my identity. I don't use post-paid service from the 4 (or now 3) major cell carriers anyway. No other credit card company has tried to make me go through this process...

What the fark?
Yeah.... scammers are out the wazoo these days... I bet it was because you declined an attempt for them to make sure it's you. If you have a fraud alert or something on your credit report then that might do it too. I would check your credit report from all the agencies and make sure nothing is amiss.
Reply
Joined Jun 2019
L3: Novice
> bubble2 196 Posts
26 Reputation
CleverGame8662
11-10-2021 at 07:48 PM.
11-10-2021 at 07:48 PM.
Quote from TidalWaveOne :
Yeah.... scammers are out the wazoo these days... I bet it was because you declined an attempt for them to make sure it's you. If you have a fraud alert or something on your credit report then that might do it too. I would check your credit report from all the agencies and make sure nothing is amiss.
I did not decline them from attempting to make sure it's me - I did prove it's me. I declined their request for a cell phone consumer report which wouldn't verify my identity. No cell phone company could prove it's me more than I can prove it's me, even if I did give business to the 3 major cell phone carriers. No one should have to be a consumer of a cell phone to qualify for a credit card, let alone from the major 3 that also offer prepaid service of which don't require a SSN. My credit reports are crystal clear. All of them. No fraud alerts. I had all 3 frozen for nearly a year until last week when I temporarily lifted all to apply for CapOne and Discover - maybe that's. I'll just continue to recommend Chase and advise others to stay away from Discover.
Reply
Joined Jan 2012
L8: Grand Teacher
> bubble2 3,869 Posts
5,234 Reputation
lydiainflorida
11-12-2021 at 08:16 AM.
11-12-2021 at 08:16 AM.
About the current quarter: will I qualify for the 5% cash back for Target.com if I order online and pick up in-store? I know the charge doesn't go through until I pick up the order but the question is do they charge me at the store level or does the charge show up as target.com?
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Joined Aug 2015
L8: Grand Teacher
> bubble2 3,259 Posts
281 Reputation
Pi.314
11-20-2021 at 08:17 AM.
11-20-2021 at 08:17 AM.
Quote from Dtc1 :
I used to remember when they have the greatest coverage and benefits, now it's just any regular credit card for current subscribers.
And redeeming your rewards for gift cards at a good discount.
now meh.

also, 2022 categories are meh!
no costco?!
1
Reply
Joined Sep 2017
New User
> bubble2 14 Posts
10 Reputation
NickInWA
01-01-2022 at 04:18 PM.
01-01-2022 at 04:18 PM.
Quote from ShawnaC123 :
Anybody know if a Peloton digital membership will count as a fitness club for q1?
It does, yep.

source: customer service agent I just chatted with
Reply
Joined Dec 2010
L9: Master
> bubble2 5,081 Posts
1,811 Reputation
Inbox
01-11-2022 at 06:11 PM.
01-11-2022 at 06:11 PM.
Quote from ThePistolShrimp :
I keep a chart on Evernote.
Would appreciate if anybody wants to share their chart on various card benefits. So Discover doesn't include any Amazon grocery purchases? Instacart? Doordash? Since they do groceries
Reply
Joined Jun 2021
New User
> bubble2 16 Posts
10 Reputation
HappyKitten855
01-16-2022 at 07:49 PM.
01-16-2022 at 07:49 PM.
Could one just buy a bunch of gift cards for other places at a grocery store and max it out that way?
Reply
Joined Dec 2009
L9: Master
> bubble2 4,926 Posts
506 Reputation
rdcrds
01-16-2022 at 07:59 PM.
01-16-2022 at 07:59 PM.
Quote from HappyKitten855 :
Could one just buy a bunch of gift cards for other places at a grocery store and max it out that way?
That is what most of us do. I just buy the gift cards i need. Not going to buy hem just to buy them but i have lots so i have bought slow this time.
Reply
Joined Jun 2022
L4: Apprentice
> bubble2 306 Posts
30 Reputation
BlueStove941
12-29-2022 at 11:12 PM.
12-29-2022 at 11:12 PM.
I've spent over $75.00 in Amazon this quarter and only see $24 cash back. How does this work?
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