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Citi Custom Cash 5% credit card: new, better offer to earn $300 after $1000 spend available online

+112 Deal Score
89,335 Views
For those unaware, the Citi Custom Cash is a relatively new card that gives 5% back on up to $500 of spending each billing cycle in the category you spend in most (e.g. groceries, dining, gas). No having to figure out what the current quarter's bonus category is to get 5% back.

Previously the only offer available online for this card was $200 on $750 of spending in the first 3 months. You can browse that thread for more info and comments about the card. (There was a $300 offer available in Citi branches, but those are only found in major US cities.)

To find this offer, simply log in to Credit Karma and browse suggested credit card offers and you should see it. Alternatively, you can find a direct link on this reddit thread. I'm not posting the direct link itself as I'm assuming SD will mangle the URL.
Created 11-10-2021 at 07:21 AM by GaiaGeek
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Deal
Score
+112
89,335 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Aug 2013
L4: Apprentice
> bubble2 361 Posts
38 Reputation
DrOmango
11-11-2021 at 04:31 PM.
11-11-2021 at 04:31 PM.
didnt get approved.. 808 credit score

is there a reconsider line?
Reply
Last edited by DrOmango November 11, 2021 at 04:34 PM.
Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-11-2021 at 04:47 PM.
11-11-2021 at 04:47 PM.
That totally sucks. I called and looked for a branch a week ago and there was none in my area and the lady on the phone said the 200 for spending 750 was the only offer so i went ahead and did it as i need the card for the 5%. Now there is $300 for 1000. I even called them and gave them a piece of my mind as the card has not even got to me yet but they can't change the promo.

Always happens when i jump on a deal a week later 1 for the same card comes with a better bonus.
Reply
Joined Jun 2004
L8: Grand Teacher
> bubble2 3,236 Posts
544 Reputation
ieee488
11-11-2021 at 04:50 PM.
11-11-2021 at 04:50 PM.
Quote from SiennaDeer8270 :
Really? I thought the odd comment was he knew exactly how his mom uses her credit card and when she switches for what purchases. Typically, you would have to live with someone and go with them to buy groceries and gas to know that. If you live with your mom, isn't the first question does she buy your groceries for you?
Duh.
The card is only good for $500.
My mom is smart enough to know to switch.
I told her about the card and how to best use it.
Is that too hard for you to understand?
My mom isn't senile if that is what you are implying.
.
Your posts on this are WEIRD.
Reply
Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-11-2021 at 04:53 PM.
11-11-2021 at 04:53 PM.
Quote from omegalul :
On the same boat as you Just applied yesterday
Don't bother i called them and was told once you apply that it is they can't change the promo. Now i am sure some manager might but i asked to be transferred and they said no they can't change it once you apply.
Reply
Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-11-2021 at 04:53 PM.
11-11-2021 at 04:53 PM.
same
Quote :
Quote from Columbian :
Dang. Applied for $200 offer last week
sameomegalulOn the same boat as you Just applied yesterday
Don't bother i called them and was told once you apply that it is they can't change the promo. Now i am sure some manager might but i asked to be transferred and they said no they can't change it once you apply.
Reply
Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-11-2021 at 05:00 PM.
11-11-2021 at 05:00 PM.
Nope like me a week ago i applied for the $200 cause they said no branch near me and now here it is online. I called but they will not do anything for you.
Quote from Muthuragavan :
My bad, I just applied for 200 cash back couple of days back. Not sure if they can update with this offer. I am yet to get my card.. Any idea?
1
Reply
Joined Nov 2010
Pro
> bubble2 916 Posts
166 Reputation
BobbyFinstock
11-11-2021 at 05:04 PM.
11-11-2021 at 05:04 PM.
Quote from BalkiBartokomous :
I use Paypal Key with my Verizon to link my credit card. Can you like Amex with Paypal Key?

5% eligible categories: Restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, live entertainment.

Restaurants

Includes purchases at cafes, bars, lounges and fast food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third party dining delivery services.
Gas Stations

Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.
Grocery Stores

Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.
Select Travel

Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.
Select Transit

Includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals. Excludes bike/scooter rentals, auto clubs and insurance companies.
Select Streaming Services

Includes the following cable, satellite, and streaming providers: Amazon Prime Video, Amazon Music, Apple Music, CBS All Access, Disney+, AT&T TV NOW, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.
The above names are trademarks or registered trademarks of their respective owners and could be changed at any time. The owners of the above marks do not endorse Citibank N.A.'s services, and are not otherwise affiliated with Citibank, N.A. or any of its related entities.
Drugstores

Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store and pharmacy merchant category code.
Home Improvement Stores

Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists' supply stores; nursery stock; wholesale construction stores; and glass stores.
Fitness Clubs

Includes membership fee and other purchases at athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs. Excludes fees associated with virtual services for home exercise equipment, personal monitoring devices, or fitness streaming classes.
Live Entertainment

Includes ticket purchases for live entertainment, including: concerts, live sporting events, live theatrical productions, amusement parks, and orchestras. Excludes: charitable organizations that provide live entertainment (benefits), sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, movie theaters, tourist attractions, museums and art galleries.

Anybody know if Sam's club gas uses gas merchant code?
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Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-11-2021 at 05:09 PM.
11-11-2021 at 05:09 PM.
No it is listed as Sams club. You can use Walmart gift cards but there is no place that sells them. You really have no way to get gas at sams with this unless you find a Sams club gift card in a grocery store or drug store. I mean it says right there wholesale clubs do not count.
Quote from BobbyFinstock :
Anybody know if Sam's club gas uses gas merchant code?
Reply
Last edited by rdcrds November 11, 2021 at 05:14 PM.
Joined Nov 2008
Banned Shill
> bubble2 8,081 Posts
3,271 Reputation
Hrshycro
11-11-2021 at 05:23 PM.
11-11-2021 at 05:23 PM.
Quote from GaiaGeek :
Pretty sure Costco pumps only take Visa. This is a MasterCard.
They're also not always coded as gas station, usually just warehouse club. At one warehouse, it went through as Costco Food Court, according to Apple Pay, which was odd lol
Reply
Joined Nov 2015
New User
> bubble2 94 Posts
18 Reputation
iamsrini2002
11-11-2021 at 06:13 PM.
11-11-2021 at 06:13 PM.
Got one for me and one for my wife!
Thanks
Reply
Joined Nov 2010
Pro
> bubble2 916 Posts
166 Reputation
BobbyFinstock
11-11-2021 at 06:14 PM.
11-11-2021 at 06:14 PM.
Quote from rdcrds :
No it is listed as Sams club. You can use Walmart gift cards but there is no place that sells them. You really have no way to get gas at sams with this unless you find a Sams club gift card in a grocery store or drug store. I mean it says right there wholesale clubs do not count.

Fair enough. Some people were commenting that they've seen wholesale club gas show up as gas before in certain scenarios so I figured I'd ask.
Reply
Joined Nov 2012
L5: Journeyman
> bubble2 653 Posts
300 Reputation
Dragon38
11-11-2021 at 06:23 PM.
11-11-2021 at 06:23 PM.
Do they give you tracking so you know where you are toward the first 500 in real time?
Reply
Joined Dec 2009
L9: Master
> bubble2 4,917 Posts
506 Reputation
rdcrds
11-11-2021 at 06:26 PM.
11-11-2021 at 06:26 PM.
Quote from BobbyFinstock :
Fair enough. Some people were commenting that they've seen wholesale club gas show up as gas before in certain scenarios so I figured I'd ask.
If you can find Sam club gift cards at stores that counts. Some major stores might just have to search. Walgreens carries lots of cards as well.
Reply
Joined Jul 2010
Expert
> bubble2 4,008 Posts
877 Reputation
mitchflorida
11-11-2021 at 06:54 PM.
11-11-2021 at 06:54 PM.
Quote from Krazen1211 :
Declined with a 790 score. Hmm.
Usually because you have applied for too many credit cards recently. People can get pre-approved for this card at Creditkarma.
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Joined Jul 2015
L5: Journeyman
> bubble2 788 Posts
1,953 Reputation
cdr123
11-11-2021 at 07:15 PM.
11-11-2021 at 07:15 PM.
If this was on Visa network and had wholesale clubs as a category.. I would have applied even if there is 100$ annual fee. I got it recently through creditkarma and yet to receive the card in hand.
Reply
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