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Citi Custom Cash 5% credit card: new, better offer to earn $300 after $1000 spend available online

+112 Deal Score
89,335 Views
For those unaware, the Citi Custom Cash is a relatively new card that gives 5% back on up to $500 of spending each billing cycle in the category you spend in most (e.g. groceries, dining, gas). No having to figure out what the current quarter's bonus category is to get 5% back.

Previously the only offer available online for this card was $200 on $750 of spending in the first 3 months. You can browse that thread for more info and comments about the card. (There was a $300 offer available in Citi branches, but those are only found in major US cities.)

To find this offer, simply log in to Credit Karma and browse suggested credit card offers and you should see it. Alternatively, you can find a direct link on this reddit thread. I'm not posting the direct link itself as I'm assuming SD will mangle the URL.
Created 11-10-2021 at 07:21 AM by GaiaGeek
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined Aug 2004
...
> bubble2 9,754 Posts
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JaTaN
01-15-2022 at 12:41 PM.
01-15-2022 at 12:41 PM.
Quote from EagerBorder7252 :
Just instantly approved today and was able to create an online profile to manage card. However I don't see the tracker? Can I ask if this tracker only showed up after you start having a posted first spend? Was there somewhere this tracker would show up? Cheers!
Mine took a few days to show up -- at the top there's "Rewards & Offers" tab then "Custom Cash Rewards"
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Joined May 2019
L2: Beginner
> bubble2 99 Posts
10 Reputation
Nine5617
01-17-2022 at 06:42 PM.
01-17-2022 at 06:42 PM.
Quote from JaTaN :
Mine took a few days to show up -- at the top there's "Rewards & Offers" tab then "Custom Cash Rewards"
Do you know how long it would take after you spend the 1k to get the $300 reward?
Reply
Joined Aug 2004
...
> bubble2 9,754 Posts
5,106 Reputation
JaTaN
01-17-2022 at 07:10 PM.
01-17-2022 at 07:10 PM.
Quote from Nine5617 :
Do you know how long it would take after you spend the 1k to get the $300 reward?
When statement generates
Reply
Joined Jun 2019
L1: Learner
> bubble2 24 Posts
14 Reputation
Kanenite
01-22-2022 at 12:36 AM.
01-22-2022 at 12:36 AM.
Anyone know if Fred Meyer is categorized as Grocery? It is with Chase Freedom and Discover It. Amex Blue Cash Everyday didn't before but according to a reddit post from a couple months ago that may have changed.
Reply
Last edited by Kanenite January 25, 2022 at 12:38 AM.
Joined Feb 2017
New User
> bubble2 6 Posts
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jenwen1984
02-12-2022 at 12:08 PM.
02-12-2022 at 12:08 PM.
Will the $1,000 spend also count for 5% cash back? Assuming I'd split the $1,000 to two $500 monthly charges.
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Joined Aug 2004
...
> bubble2 9,754 Posts
5,106 Reputation
JaTaN
02-13-2022 at 04:24 PM.
02-13-2022 at 04:24 PM.
Quote from jenwen1984 :
Will the $1,000 spend also count for 5% cash back? Assuming I'd split the $1,000 to two $500 monthly charges.
Yes -- the sign up bonus is on top of regular cash back (5% category or 1% else)
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Joined Nov 2013
L6: Expert
> bubble2 1,636 Posts
47 Reputation
ndj123
02-17-2022 at 07:39 PM.
02-17-2022 at 07:39 PM.
Anybody had success transfering money via Venmo to get to $1000 spent for bonus?
Thanks
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Joined Jul 2008
L9: Master
> bubble2 5,887 Posts
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kfpanda
04-03-2022 at 08:02 AM.
04-03-2022 at 08:02 AM.
Current offer is back down to 200 after 750 spend. How often do they run the 300 cash back after 1K spend promo?

I currently don't have the custom cash card but have a citi dividend card. If I product change from CD to CC, can I later apply for another custom cash card?
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Joined Apr 2013
L4: Apprentice
> bubble2 416 Posts
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loopster
04-03-2022 at 09:23 PM.
04-03-2022 at 09:23 PM.
approved with 810 fico
13.5 credit line
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Joined Aug 2004
...
> bubble2 9,754 Posts
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JaTaN
05-06-2022 at 11:10 AM.
05-06-2022 at 11:10 AM.
Merchant Offers should be showing up now for the card:

https://online.citi.com/US/ag/merchantoffers
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