Apple Card users receive up to
3-months of Apple Fitness+ free for new and existing customers. Existing customers receive two free months.
Get up to
5-months of Apple Fitness+ free with a purchase of an Apple Watch or trade-in.
"Apple Card users who purchase a new Apple Watch or trade-in their current one will receive an additional two months free when using this link for a total of five free months upon registering their Apple Watch."
The offer expires on 3/15/22.
Terms and Conditions can be found
here [apple.com].
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Every card you mentioned has a huge annual fee.
Venture X = $395 per year
Sapphire Reserve = $595 per year
Amex Platinum = $695 per year
Your suggestions are just dumb.
The Apple card has a $0.00 yearly fee and it's a decent card that gives 2% Cash back on all purchases made with Apple Pay. You get 3% on Apple products and a few other categories. The Apple Card also looks and feels better than any of the expensive cards which you mentioned.
The Apple card has the best UI in the business and it has zero foreign conversion fees. You also get 0% financing on various Apple products. You get cashback paid to your account daily, if you use your card often.
This is slick deals, not stupid deals, and your comment and suggestions were just dumb.
Every card you mentioned has a huge annual fee.
Venture X = $395 per year
Sapphire Reserve = $595 per year
Amex Platinum = $695 per year
Your suggestions are just dumb.
The Apple card has a $0.00 yearly fee and it's a decent card that gives 2% Cash back on all purchases made with Apple Pay. You get 3% on Apple products and a few other categories. The Apple Card also looks and feels better than any of the expensive cards which you mentioned.
The Apple card has the best UI in the business and it has zero foreign conversion fees. You also get 0% financing on various Apple products. You get cashback paid to your account daily, if you use your card often.
This is slick deals, not stupid deals, and your comment and suggestions were just dumb.
He oversimplified his argument, but the Venture X, with an annual fee of $400, comes with 10,000 miles and $300 in annual flight credits valued at $470 according to The Points Guy.
Chase Sapphire Reserve, with an annual fee of $595, is mostly for the 1.5x on the portal and you really need to use the trifecta to get full value out of but can provide value if you use its insurance products built into the card. It's definitely trickier to get the full value out of this card, since even with all the credits the full value is not realized unless you travel often.
As for the Amex Plat, you really do need to be a heavy spender and traveler to get the full value. First of all, most of the credits would cover part of the annual fee. The rest you would need to find value in either the premium rental coverage or travel insurance or lounge access. If you spend at least $20k/yr, Amex will also probably throw retention offers at you that may make the card make sense. The sign-up bonus is also insane valued at about $1500, and you can pull another 40-60k points from retention annually if you spend enough to make it worth Amex's time.
And as for the comment that values points at 0.7c, you will always do transfers to partners to get 1.5-1.7c per dollar, however, this does come with its own headaches as you will then need to find strategies to book up limited capacity for reward bookings.
It's not the cup of tea for everyone. but even so there are also other cards that may work better for people, such as the Alliant Visa Infinite that gives like 2.5% on everything, or the US Bank Altitude Reserve with a $400 fee, but comes with $325 in flight credits, Priority Pass, and a few other benefits (3X on mobile payments and 5X on hotels + car rentals).
There's no one card to fit all spend, but the biggest problem for the Apple card is the lack of a sign up bonus, narrow category for spend (2% is honestly baseline these days), and lack of partnerships for deals and benefits.
Even buying Apple products, most people would find exceptional value in putting their products on a Costco Citi Visa and getting the free 2-year extended warranty in lieu of AppleCare.
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