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popular Posted by joysaikat • Mar 29, 2022
popular Posted by joysaikat • Mar 29, 2022

Bilt credit card offering upto 50000 reward points for fee-less rent payment

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Bilt credit card offering upto 50000 reward points per year on fee less rent payment
This is not a deal in the sense of slickdeals, but this info has let me earn a lot of reward points so far. I searched a bit and could not see anything on slickdeals; hence, I am creating a post. Please delete the post if this has already been reported.

Bilt credit card partnered with our building for fee less rent payment while I could earn 1x point on rent. This was a no brainer as rent is my biggest expense. Now, Bloomberg is reporting that Bilt has partnered with WellsFargo to offer their credit card and they have opened their fee-less rent payment to everyone (and not only partnering buildings).

Note: 1. Their app is pretty cool, and the claimed point conversion is pretty mind blowing (e.g. 1:1 United miles).


https://www.bloomberg.com/news/ar...ayments​




https://www.biltrewards.com/card
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Bilt credit card offering upto 50000 reward points per year on fee less rent payment
This is not a deal in the sense of slickdeals, but this info has let me earn a lot of reward points so far. I searched a bit and could not see anything on slickdeals; hence, I am creating a post. Please delete the post if this has already been reported.

Bilt credit card partnered with our building for fee less rent payment while I could earn 1x point on rent. This was a no brainer as rent is my biggest expense. Now, Bloomberg is reporting that Bilt has partnered with WellsFargo to offer their credit card and they have opened their fee-less rent payment to everyone (and not only partnering buildings).

Note: 1. Their app is pretty cool, and the claimed point conversion is pretty mind blowing (e.g. 1:1 United miles).


https://www.bloomberg.com/news/ar...ayments​




https://www.biltrewards.com/card

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90 Comments

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Mar 29, 2022
545 Posts
Joined Apr 2006
Mar 29, 2022
ken.yong
Mar 29, 2022
545 Posts
My bilt MasterCard is pending... No idea why
Mar 29, 2022
538 Posts
Joined Sep 2010
Mar 29, 2022
shahzadquraishi
Mar 29, 2022
538 Posts
Does this allow for mortgage payments too?
1
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This user is an Expert in Tech & Electronics
Mar 29, 2022
17,767 Posts
Joined Sep 2011
Mar 29, 2022
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Mar 29, 2022
17,767 Posts
Quote from shahzadquraishi :
Does this allow for mortgage payments too?
I am wondering this also, the terms state:

One point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of Fifty Thousand (50,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Note, rent payments can only be made to one rental property per month.

Three points (1 base point plus 2 bonus points) are earned per $1 spent on qualifying net purchases at retailers whose merchant code for Mastercard is classified as Dining: eating places and restaurants, drinking places, bakeries, or fast food restaurants (caterers, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants).

Two points (1 base point plus 1 bonus point) are earned per $1 spent on qualifying net purchases made directly at retailers whose Merchant code for Mastercard is classified as Travel: airlines, hotels, motels, resorts, cruise lines, and car rental agencies (bus lines, passenger railways/trains, taxicabs and limousines, rideshares, ferries, timeshares, travel agencies, online travel sites, real estate agents, vacation rental platforms (e.g. VRBO, Airbnb), campgrounds, boat lease/rental, motor home/recreational vehicle rental, toll bridges and highways, parking lots, and garages are not included).

One point will be earned per $1 spent on other qualifying net purchases.
Mar 29, 2022
2,619 Posts
Joined Feb 2006
Mar 29, 2022
landen118
Mar 29, 2022
2,619 Posts
Interesting option. Thanks for sharing
Mar 29, 2022
580 Posts
Joined Dec 2021
Mar 29, 2022
model3.420
Mar 29, 2022
580 Posts
looks like they just cut a check w/o cash adv fees.. Should work for utilities etc too unless they're trying to cater to renters (other perks seem gen x, y, z focused(
Mar 29, 2022
538 Posts
Joined Sep 2010
Mar 29, 2022
shahzadquraishi
Mar 29, 2022
538 Posts
Quote from bluekiwi :
I am wondering this also, the terms state:

One point per $1 spent on rent paid through the Bilt App with your card account up to a maximum of Fifty Thousand (50,000) points each calendar year. If your rent payment is less than $250, you will earn 250 points for that rent payment. Note, rent payments can only be made to one rental property per month.

Three points (1 base point plus 2 bonus points) are earned per $1 spent on qualifying net purchases at retailers whose merchant code for Mastercard is classified as Dining: eating places and restaurants, drinking places, bakeries, or fast food restaurants (caterers, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants).

Two points (1 base point plus 1 bonus point) are earned per $1 spent on qualifying net purchases made directly at retailers whose Merchant code for Mastercard is classified as Travel: airlines, hotels, motels, resorts, cruise lines, and car rental agencies (bus lines, passenger railways/trains, taxicabs and limousines, rideshares, ferries, timeshares, travel agencies, online travel sites, real estate agents, vacation rental platforms (e.g. VRBO, Airbnb), campgrounds, boat lease/rental, motor home/recreational vehicle rental, toll bridges and highways, parking lots, and garages are not included).

One point will be earned per $1 spent on other qualifying net purchases.
https://www.biltrewards.com/help?...amWx5lNT0Q this is from their faqs. No points for mortgage payments
Original Poster
Mar 29, 2022
57 Posts
Joined Jan 2013
Mar 29, 2022
joysaikat
Original Poster
Mar 29, 2022
57 Posts
Quote from shahzadquraishi :
Does this allow for mortgage payments too?
As far as I know, they do not allow mortgage payments. It could be that their business model is to sell renter's data to real estate investors/banks. They do claim that paying rent through Bilt will improve credit score. So, they are sharing some information with the reporting agencies.

Mortgage data can already be accessed from the banks. So, opportunities comparatively less in that domain.

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Original Poster
Mar 29, 2022
57 Posts
Joined Jan 2013
Mar 29, 2022
joysaikat
Original Poster
Mar 29, 2022
57 Posts
Quote from model3.420 :
looks like they just cut a check w/o cash adv fees.. Should work for utilities etc too unless they're trying to cater to renters (other perks seem gen x, y, z focused(
Travel rewards are pretty cool. For example, I would not characterize 1:1 United miles conversion appealing to only certain age group.
Mar 29, 2022
391 Posts
Joined Jul 2009
Mar 29, 2022
hucksack
Mar 29, 2022
391 Posts
So what can you redeem these points for in the Bilt app? amazon gift cards and that type of thing? can those who use the service chime in on what they order with their points and how many points these items cost? thank you!
1
Original Poster
Mar 29, 2022
57 Posts
Joined Jan 2013
Mar 29, 2022
joysaikat
Original Poster
Mar 29, 2022
57 Posts
Quote from hucksack :
So what can you redeem these points for in the Bilt app? amazon gift cards and that type of thing? can those who use the service chime in on what they order with their points and how many points these items cost? thank you!
Haven't redeemed yet, saving for travel/hotel.
So, possible options are
1. Transfer to travel partners.
2. Redeem for activity classes (yoga/soul cycle/boxing).
3. Redeem for some decorative gifts.
4. Redeem on your rent.

(I would never do 3 and 4)
Mar 29, 2022
434 Posts
Joined Sep 2018
Mar 29, 2022
ShrewdCrowd1060
Mar 29, 2022
434 Posts
If you're at a qualifying property, you don't need a credit card, correct? Trying to avoid credit check to fall below 5/24
Original Poster
Mar 29, 2022
57 Posts
Joined Jan 2013
Mar 29, 2022
joysaikat
Original Poster
Mar 29, 2022
57 Posts
Quote from ShrewdCrowd1060 :
If you're at a qualifying property, you don't need a credit card, correct? Trying to avoid credit check to fall below 5/24
I think so. I usually pay through their app and the credit card is not involved.

However, do check if there is any limitation on number of points earned if you do not have their credit card.They do have certain criteria to get the 1x point on rent - like use the card at least 5 times in a billing cycle.
Mar 29, 2022
434 Posts
Joined Sep 2018
Mar 29, 2022
ShrewdCrowd1060
Mar 29, 2022
434 Posts
Quote from joysaikat :
I think so. I usually pay through their app and the credit card is not involved.

However, do check if there is any limitation on number of points earned if you do not have their credit card.They do have certain criteria to get the 1x point on rent - like use the card at least 5 times in a billing cycle.
Okay tried signing up. It's limited to 250 pts/month if you don't get the credit card.
Mar 29, 2022
1,130 Posts
Joined Feb 2012
Mar 29, 2022
tosaynet
Mar 29, 2022
1,130 Posts
What prevents me from .... cutting a check to myself aka landlord? ... I can just deposit cash to my other checking account and collect points, no?

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Original Poster
Mar 29, 2022
57 Posts
Joined Jan 2013
Mar 29, 2022
joysaikat
Original Poster
Mar 29, 2022
57 Posts
Quote from tosaynet :
What prevents me from .... cutting a check to myself aka landlord? ... I can just deposit cash to my other checking account and collect points, no?
Not entirely sure; so far Bilt used to partner with the owners.

So, having owner's data will be one deterring point for owner to be the renter as well (but clearly that can be bypassed without much difficulty). Will have to see how things change going forward.

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