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searching for the right credit card for using abroad

1 10 May 27, 2022 at 12:38 PM in Finance (2)
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Is there a credit card company that doesn't require sending a code to a phone number when the card is used online when abroad?

When I try to use my credit cards online when abroad, they require that I enter a code that they only send via text. However, my U.S. phone doesn't work abroad, and I cannot receive such text messages.

I called my credit card companies and asked if I can receive the code via email instead, or if I can contact them from abroad with a local phone number when I can receive text messages, or if I can notify them in advance of the countries and dates of my trip, but hit a wall at every turn.

Any suggestions on how to find a credit card that would suit me?

Thanks.
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Joined Nov 2017
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> bubble2 27 Posts
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hristova.p
11-16-2022 at 08:43 AM.
11-16-2022 at 08:43 AM.
Been using Quicksilver from Capital one for a long time with no issues in a lot of European places.They never require a code,if there are any alerts,they usually send an email. No charges for using it, a little of overcharge on the conversion fee,but + 1.5% cash back on everything.
Another cards for a great oversee use are Wise and Revolut .Fully manageable from the app,you can create accounts with different currencies and use everywhere.No fees and no problems at all,plus you have access to ATM cash.They are so far the best I have found to overseas transfers and spending.
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Joined Jun 2005
Let Sleeping Dogs Lie
> bubble2 8,770 Posts
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komondor
11-18-2022 at 05:20 PM.
11-18-2022 at 05:20 PM.
See if they will txt a google voice number?
Pick up a google fi sim and use it pretty cheap for data and txt
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Joined Jun 2005
L6: Expert
> bubble2 1,422 Posts
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NYExcuse
11-22-2022 at 05:44 AM.
11-22-2022 at 05:44 AM.
I believe some Amex cards will allow you to approve the transactions using the app. Unfortunately Amex isn't accepted in as many places as Visa or Mastercard.
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Joined Sep 2013
L3: Novice
> bubble2 169 Posts
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Prcv
12-30-2022 at 08:23 AM.
12-30-2022 at 08:23 AM.
just use google voice number in your credit card profile.
also, have a look at penfed cashback card, which is 2% back on all purchases(including international) & no annual fee(just need to open a checking account with them & maintain 500 min balance to get 2%) & no international transaction fees.
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Last edited by Prcv December 30, 2022 at 06:40 PM.
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