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Citi Premier® Card: Spend $4K in First 3 Months to Earn 80K ThankYou® Points Expired

+136 Deal Score
329,418 Views
For a limited time, earn 80,000 ThankYou Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Annual fee is $95.

Thanks to Slickdeals Staff Member LD7 for posting this deal.

Card Details:



Slickdeals may be compensated by Citi.

Original Post

Written by
Edited January 17, 2023 at 01:50 PM by
For a limited time, earn 80,000 ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening with the Citi Premier® Card. Annual fee is $95.

Card Details
  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Slickdeals may be compensated by Citi
Created 06-14-2022 at 08:55 AM by LD7 | Staff
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Deal
Score
+136
329,418 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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The annual fee is $95.

This information should be included in the OP.
One thing to note with this offer is that you can claim the 80,000 points with this and then downgrade the card to a Double Cash in a year. Effectively giving the Double Cash a 800$ sub
1) Meet spending requirement on Citi Premier card
2) Earn 80,000 point sign up bonus
3) Downgrade Premier to Double Cash or Custom Cash before you're charged with another annual fee
4) Points balance should carry over from Premier to your downgrade card

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Joined Sep 2013
L7: Teacher
> bubble2 2,039 Posts
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ranibane0309
07-08-2022 at 07:55 AM.
07-08-2022 at 07:55 AM.
Quote from Hank5150 :
No you can't and they won't give it to you. They also will not upgrade the delivery speed. You're going to wait like 20 days from sign up to card in hand.
20 days is a long time. Few months back when I got the Citi custom cash they issued a temp virtual card ready to do. Why they didn't implement this across all cards is puzzling!
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Joined Dec 2012
L3: Novice
> bubble2 166 Posts
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Hank5150
07-08-2022 at 07:57 AM.
07-08-2022 at 07:57 AM.
Quote from ranibane0309 :
20 days is a long time. Few months back when I got the Citi custom cash they issued a temp virtual card ready to do. Why they didn't implement this across all cards is puzzling!

Don't know but they were very unhelpful and explicit about the slow speed for the 1st card, probably to combat fraud. Had this card not have the thank you points it would have been a red flag not to work with citi. Extraordinarily bad service compared with Chase.
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Joined Aug 2013
L4: Apprentice
> bubble2 351 Posts
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Alex8919
07-08-2022 at 08:31 AM.
07-08-2022 at 08:31 AM.
Quote from Hank5150 :
No you can't and they won't give it to you. They also will not upgrade the delivery speed. You're going to wait like 20 days from sign up to card in hand.
I got an email "you are approved " immediately yesterday. This morning I got other email "Your new card is on its way".
Do you think I need wait for 20 days?
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Joined Dec 2012
L3: Novice
> bubble2 166 Posts
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Hank5150
07-08-2022 at 08:33 AM.
07-08-2022 at 08:33 AM.
Quote from Alex8919 :
I got an email "you are approved " immediately yesterday. This morning I got other email "Your new card is on its way".
Do you think I need wait for 20 days?

My time frame from approve to your card is coming was 10 days so maybe yours is coming early
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Joined Mar 2018
L1: Learner
> bubble2 72 Posts
34 Reputation
EfficientMoon3039
07-08-2022 at 08:59 AM.
07-08-2022 at 08:59 AM.
Quote from SmartPencil9426 :
I'd rather just fly private if all those things are so important to you. But then again, I'm probably much wealthier and can easily afford it.
At a loss as to why one would come to SD to humblebrag about their wealthy lifestyle.
1
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Joined Nov 2015
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> bubble2 411 Posts
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Theful13ffect
07-08-2022 at 10:47 AM.
07-08-2022 at 10:47 AM.
Quote from Knightshade :
You'd consider upgrading from economy to business for what ends up being $80 net cost a waste?

Yikes.


I can certainly SIT in econ for 10 hours. I'll arrive tired, grumpy, and having been fed (if at all) garbage food. I'll also have paid extra if I brought a lot of luggage (though I personally don't typically do so)- and I'll have boarded relatively late and hope there's enough overhead. If I need to use the restroom in those 10 hours I'll likely be having to climb over a stranger to do it (or people constantly climbing over ME if the aisle seat or heaven forfend a middle seat because I bought tickets late) and since I usually travel with no more people than my spouse I'll be guaranteed to have a stranger in my row too since flights are mostly full anymore and 3 across (or more) in economy.



In business I'll arrive having gotten a full nights sleep in a bed, having eaten (by airline standards) 2 good meals and free drinks...having boarded first, having as much luggage and storage as I want onboard with plenty of room...and either sitting in a throne seat (and likewise my spouse doing so), or sitting with ONLY my spouse and both of us having direct aisle access at all times without anybody climbing over anybody...because all the seats are only 1 or 2 across and with direct aisle access for all of em in most configs.... and (for those who otherwise don't have access via other means) having enjoyed both much shorter security lines to GET to the plane, and a nice lounge with free food and drinks BEFORE the flight too.


The well-rested and well fed bit alone saves at least 1/2 to 1 full day of your vacation from being wasted or miserable both directions (and the lounge access from paying airport pricing for food/drinks- though granted there are other paths to access those benefits for some)


Seems a worthwhile use of net $80- but YMMV I guess.








Citi Rewards+ is the easiest option assuming you want to retain a TU points card. Citi IIRC is the most flexible in downgrades to other ecosystems though last I heard you could downgrade to even something like a co-branded no fee card like Costco (assuming you have a costco membership)
I agree, using points to fly business (or first) class is worth it, especially for long haul flights.

But I think their point is that they would rather not blow all their points on one flight to sit in business class, and instead spread out their points on multiple flights in economy. To each their own.
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Joined Nov 2015
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Theful13ffect
07-08-2022 at 10:49 AM.
07-08-2022 at 10:49 AM.
Quote from EfficientMoon3039 :
At a loss as to why one would come to SD to humblebrag about their wealthy lifestyle.
(In Homer's whisper voice) I don't think they're as rich as they say they are.
2
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Joined Jul 2016
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> bubble2 6 Posts
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mukund1981
07-08-2022 at 07:06 PM.
07-08-2022 at 07:06 PM.
Quote from MysteryX :
Are the points only for travel and gift cards or can you do cash back? Seems like you can't from the website but wanted to check.

I had my points adjusted to the outstanding balance on my card. I had call up the customer care, couldn't do it online.
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Joined Aug 2008
L5: Journeyman
> bubble2 650 Posts
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plinkogold
07-09-2022 at 04:05 AM.
07-09-2022 at 04:05 AM.
Quote from Darkrend :
One thing to note with this offer is that you can claim the 80,000 points with this and then downgrade the card to a Double Cash in a year. Effectively giving the Double Cash a 800$ sub

I already have double cash, can this card downgrade to custom cash?
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Joined Oct 2013
L5: Journeyman
> bubble2 884 Posts
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This user is an Expert in Sporting Goods
tallkido
07-10-2022 at 05:48 PM.
07-10-2022 at 05:48 PM.
I got approved and they gave me 3,2k.I was planning on buying something for 4k next week. Will they increase the limit once I activate the card? I believe amex did that to me before
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Joined Jul 2007
L7: Teacher
> bubble2 2,294 Posts
457 Reputation
Fragster
07-10-2022 at 06:56 PM.
07-10-2022 at 06:56 PM.
Any hope for a 760 credit score?
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Joined Dec 2011
L6: Expert
> bubble2 1,625 Posts
660 Reputation
Dilbertic
07-10-2022 at 07:01 PM.
07-10-2022 at 07:01 PM.
So it's free the 1st year and then you just cancel ?
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Joined Jan 2009
Just a Mile away.
> bubble2 7,464 Posts
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MrDeaals
07-11-2022 at 03:22 AM.
07-11-2022 at 03:22 AM.
Shiti doesn't like me . They denied my application last time around stating that I have large unused credit.
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Joined Nov 2015
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Theful13ffect
07-11-2022 at 10:04 AM.
07-11-2022 at 10:04 AM.
Quote from tallkido :
My bad, 3200
It was not that confusing, don't worry about the grammar nazi. I would call customer service about possibly increasing your credit limit. I don't think Citi will increase your credit limit after activation.

Alternatively, is it possible for you to use multiple credit cards for your aforementioned $4k purchase?
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