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expired Posted by bethi • Aug 8, 2022
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expired Posted by bethi • Aug 8, 2022

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

Deal Score
+51
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Top Comments

firstrival
1471 Posts
401 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2610 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
951 Posts
114 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

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Aug 8, 2022
696 Posts
Joined Dec 2007
Aug 8, 2022
slickdealmeals
Aug 8, 2022
696 Posts
Quote from CleverString959 :
Same thing happened to me with a CC. I won't do business with them again.
I will say that I've dealt with them as a professional banker, and at least with the one time this rep didn't know what they're doing.
Aug 8, 2022
11,650 Posts
Joined Feb 2011
Aug 8, 2022
mojohnnybravo
Aug 8, 2022
11,650 Posts
surprised no ones talking about the fact that US bank did the wells fargo recently.
Aug 9, 2022
8 Posts
Joined Apr 2021
Aug 9, 2022
AquaActivity651
Aug 9, 2022
8 Posts
US Bank is shit. Skip it
2
Aug 9, 2022
372 Posts
Joined Aug 2005
Aug 9, 2022
kingburrito
Aug 9, 2022
372 Posts
I did this earlier in the year and did get the bonus, but found US Bank to have the worst checking account I've used. They capped transfers at $1000 at a time - and to clarify, you could literally not start another until the first had cleared + an extra day or two - each took about a week. So it took close to the whole month to be permitted to transfer what I desired to my other account/brokerage each month. It also would not let me do any transfers via their app, where I'm accustomed to these things now - I had to go to my computer to do any banking. They couldn't fix any of these things when calling support or in the branch. I closed that account as soon as the bonus was safe!
Aug 9, 2022
997 Posts
Joined Sep 2010
Aug 9, 2022
Saboth
Aug 9, 2022
997 Posts
I always see these but never do them as switching over my paycheck at work, then having to either transfer money to my main bank account to pay bills or switch over all my bill pay accounts to a new account just seems like too much work. If they just allowed you to move money from one account to another and count it as "direct deposit", it would be more tempting.
2
Aug 9, 2022
623 Posts
Joined Jul 2014
Aug 9, 2022
Nitrohamster
Aug 9, 2022
623 Posts
Quote from Saboth :
I always see these but never do them as switching over my paycheck at work, then having to either transfer money to my main bank account to pay bills or switch over all my bill pay accounts to a new account just seems like too much work. If they just allowed you to move money from one account to another and count it as "direct deposit", it would be more tempting.
Yeah US bank is pretty crappy
1
Aug 9, 2022
109 Posts
Joined Sep 2013
Aug 9, 2022
CompTechhy1
Aug 9, 2022
109 Posts
Quote from CleverString959 :
Same thing happened to me with a CC. I won't do business with them again.
file a CFPB complaint. I got my money within 48 hours with a diff bank. AN ACTUAL HIGH RANKING executive personally called me to apologize and say they "found an error" and paid out my bonus

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Aug 9, 2022
2,448 Posts
Joined Jun 2006
Aug 9, 2022
nyknicks8
Aug 9, 2022
2,448 Posts
Not valid if had an account within the last 2 years.
Aug 9, 2022
175 Posts
Joined Nov 2011
Aug 9, 2022
monseemian
Aug 9, 2022
175 Posts
Quote from CompTechhy1 :
file a CFPB complaint. I got my money within 48 hours with a diff bank. AN ACTUAL HIGH RANKING executive personally called me to apologize and say they "found an error" and paid out my bonus

Did you ask him to say the magic word first? :-)

I have taken advantage of such bonuses a few times with Citi, WF, Regions, BOA etc. Luckily never had any issues besides waiting for the 2-3 months timeframe to get the bonus. I have a CC with US Bank, will def try this out.
Last edited by monseemian August 8, 2022 at 06:59 PM.
1
Aug 9, 2022
109 Posts
Joined Sep 2013
Aug 9, 2022
CompTechhy1
Aug 9, 2022
109 Posts
Quote from monseemian :
Did you ask him to say the magic word first? :-)
I actually missed the call and it went to voicemail. I called back and left a message saying "Do not call back unless it is to tell me you're paying me" - got a call back soon after saying "We apologize and credited you"
1
Aug 9, 2022
643 Posts
Joined Jun 2004
Aug 9, 2022
OniEdge
Aug 9, 2022
643 Posts
Quote from mojohnnybravo :
surprised no ones talking about the fact that US bank did the wells fargo recently.
This. 100% this.

Did any bank really learn NOT to open fake accounts that their customers didn't request after wells fargo? I think not.
Aug 9, 2022
1,837 Posts
Joined Mar 2007
Aug 9, 2022
anubis57
Aug 9, 2022
1,837 Posts
Quote from AquaActivity651 :
US Bank is shit. Skip it
That is a thoughtful, persuasive and well presented post. Applause
Last edited by anubis57 August 8, 2022 at 07:16 PM.
Aug 9, 2022
14,301 Posts
Joined May 2004
Aug 9, 2022
BalkiBartokomous
Aug 9, 2022
14,301 Posts
Quote from firstrival :
They said there was no promo code on my application. There was!
Quote from CleverString959 :
Same thing happened to me with a CC. I won't do business with them again.
Always screen record when doing things like this. Same with cashback sites. I haven't had to use the recordings often, only once or twice, but worth it.
Aug 9, 2022
2,610 Posts
Joined Jan 2015
Aug 9, 2022
fivenue
Aug 9, 2022
2,610 Posts

Our community has rated this post as helpful. If you agree, why not thank fivenue

FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
1

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Aug 9, 2022
470 Posts
Joined Jul 2009
Aug 9, 2022
tnt89868
Aug 9, 2022
470 Posts
I got my $400 earlier this w/o an problems and very quickly also. Like a week after the $4000 total was directly deposited. Also did a bonus deal from them 5yrs ago w/o any problems. Not sure why others are having problems. I've never had problems with banks paying their bonus offers except Provident Credit Union and even then 1 email solve everything

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