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expired Posted by bethi • Aug 8, 2022
expired Posted by bethi • Aug 8, 2022

US Bank: Open Checking Acct + 2x Direct Deposits (totaling $4000 or more), Earn

$400 Bonus

$400

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Deal Details
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
US Bank is offering a $400 Bonus when you Open an Eligible Checking Account, complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account, and enroll in online banking or the U.S. Bank Mobile App (see instructions below). Offer valid through September 2.

Thanks to community member bethi for sharing this deal.

Deal Instructions
  1. Open an eligible checking account here
    • Account Options: Platinum, Gold or Easy checking
    • If you apply for your checking account on another page, you'll need to enter this promo code manually: 2022JUL.
    • Limit one checking bonus per person
  2. Complete two or more Direct Deposits totaling $4000 or more within 60 days of opening your account
    • A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit.
  3. Enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account
  4. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance

Editor's Notes

Written by qwikwit | Staff
  • About this deal:
    • The least expensive account is the Easy Checking Account which has a $6.95 maintenance fee that can be waived if any of the following applies to you:
      • Your combined monthly direct deposits total $1,000 or more.
      • You keep an average account balance of $1,500 or more.
      • You are age 65 or greater.
  • Offer Terms:
    • A minimum deposit of $25 is required to open a U.S. Bank consumer checking account. Earn a $400 bonus by opening a new U.S. Bank consumer checking account, excluding Student Checking and Safe Debit Account, by September 2, 2022. The checking account can be opened in a branch, online or over the phone. Additionally, you must enroll in online banking or the U.S. Bank Mobile App within 60 days of opening your account. You must also complete two or more direct deposits within 60 days of opening your account totaling $4,000 or more. A direct deposit is an electronic deposit of your paycheck or government benefits, such as Social Security, from your employer or the government. Other electronic deposits or person-to-person payments are not considered a direct deposit. The checking bonus will be deposited into your new checking account within 60 days of direct deposit verification and verification of enrollment in online banking or the U.S. Bank Mobile App as long as your account is open and has a positive balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other checking account bonus offers. Offer is not valid if you or any signer on the account has an existing U.S. Bank consumer checking account, had a U.S. Bank consumer checking account in the last two years, or received other U.S. Bank bonus offers within the past two years.
    • Review the offer page for the complete terms and conditions.

Original Post

Written by bethi

Community Voting

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Top Comments

firstrival
1471 Posts
401 Reputation
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
fivenue
2610 Posts
1365 Reputation
FYI, they will try to screw you out of your promo bonus, by claiming the account was not opened with promo code included.

since usually any promo will require you to wait from 90 days all the way to 6 months (perhaps more), they can easily get away with it.

not even showing the evidence will help.

just beware
iSDeals
951 Posts
114 Reputation
Since there is a monthly fee on promo all offered checking account, how soon can you close the account after getting deposit?

266 Comments

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Aug 10, 2022
632 Posts
Joined Feb 2006
Aug 10, 2022
zefyx
Aug 10, 2022
632 Posts
They won't pay, don't waste your time.
Aug 10, 2022
4 Posts
Joined Mar 2020
Aug 10, 2022
YukiWinter
Aug 10, 2022
4 Posts
They rejected my application. They have all my info incl. the full SSN now.

I have 780+ credit score, this is the first time being rejected for a checking account. So funny.

Is this a kind of scam???
Aug 10, 2022
74 Posts
Joined May 2011
Aug 10, 2022
vash610
Aug 10, 2022
74 Posts
I did it for July and only got $300 out of the $400. Not sure why, but not going to open a case and have them take it back for some made up reason. Taking the $300 and closing it.
Aug 10, 2022
585 Posts
Joined Feb 2015
Aug 10, 2022
beepboopman
Aug 10, 2022
585 Posts
Quote from SlickForLife :
If I'm not working, what exactly could qualify for a direct deposit? I mean, could my husband just transfer money from his Bank of America account onto my US bank one?
Here's the trick we did with my wife's account, I simply changed the direct deposit from my account to hers until she got her promo.
Expert
This user is an Expert in Tech & Electronics
Aug 10, 2022
18,070 Posts
Joined Sep 2011
Aug 10, 2022
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Aug 10, 2022
18,070 Posts
Just signed up, already had a US bank cc (bonus last year)
Requirements are easy enough, if any issues with bonus payout, CFPB complaint will be immediately placed.
Hoping for an easy $400
Expert
This user is an Expert in Tech & Electronics
Aug 10, 2022
18,070 Posts
Joined Sep 2011
Aug 10, 2022
bluekiwi
Expert
This user is an Expert in Tech & Electronics
Aug 10, 2022
18,070 Posts
Quote from jneset :
BBB them!
That's possibly the few ways to get something done with big business.
I've heard twitter also, but have fallen back to my former BBB complaint habits. Takes 5 min max
You do know that BBB is a joke and companies have to pay them for a good rating right.
CFPB is a more surefire way to get them to respond.
https://www.consumerfinance.gov/
1
1
Aug 10, 2022
78 Posts
Joined Jul 2015
Aug 10, 2022
stant093
Aug 10, 2022
78 Posts
Stay the hell away from these thieves!!!

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Aug 10, 2022
6,112 Posts
Joined Aug 2010
Aug 10, 2022
Truth-Serum
Aug 10, 2022
6,112 Posts
What banks code as ACH? Daddy needs new tires laugh out loud
Last edited by Truth-Serum August 10, 2022 at 01:55 AM.
Aug 10, 2022
10 Posts
Joined Jun 2022
Aug 10, 2022
PowerfulStep349
Aug 10, 2022
10 Posts
Quote from firstrival :
US Bank refused to pay my bonus, even after I showed them screenshots I had saved. Never again.
File a lawsuit in Small Claims Court. Also, report it to your state's Attorney General or Department of Consumer Affairs.
Aug 10, 2022
421 Posts
Joined Jun 2019
Aug 10, 2022
CleverChicken951
Aug 10, 2022
421 Posts
Quote from beepboopman :
Here's the trick we did with my wife's account, I simply changed the direct deposit from my account to hers until she got her promo.
Interesting. Is it not a requirement to have direct deposit on your name? Doesn't payroll provider check if names on bank account and payroll match (joint account maybe ok)?
Aug 10, 2022
585 Posts
Joined Feb 2015
Aug 10, 2022
beepboopman
Aug 10, 2022
585 Posts
Quote from CleverChicken951 :
Interesting. Is it not a requirement to have direct deposit on your name? Doesn't payroll provider check if names on bank account and payroll match (joint account maybe ok)?
Nope. My payroll is through ADP and they had no issue with it, it wasn't a joint account, and my wife's last name is different than mine. Pretty sure they really don't care because who would intentionally send money to someone else's account unless there was a reason.
Aug 10, 2022
239 Posts
Joined May 2015
Aug 10, 2022
RegularCustomer
Aug 10, 2022
239 Posts
Does transferwise (wise) count as direct deposit? I recently did the Fifth Third $375 bonus offer and TransferWise works.
Aug 10, 2022
3 Posts
Joined Jun 2014
Aug 10, 2022
JacobS7498
Aug 10, 2022
3 Posts
"We appreciate your interest in U.S. Bank, but your application was not approved."

I have checking accounts with Chase, TD, and PNC. And a score of over 800, though dont think they check that. Weird. I did recently close one of their credit cards.

EDIT: Apparently you need to be located within 50 miles of a branch. Nothing within 300 miles of NJ.
Last edited by JacobS7498 August 10, 2022 at 09:20 AM.
1
Aug 10, 2022
513 Posts
Joined Aug 2018
Aug 10, 2022
missmed
Aug 10, 2022
513 Posts
Mine wasn't approved.

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Aug 10, 2022
466 Posts
Joined Nov 2009
Aug 10, 2022
BlueAc
Aug 10, 2022
466 Posts
So, if I'm reading this correctly . Since I have a US Bank credit card, I can open the Gold account and have no fees. Have $4000 direct deposited in 60 days and I "should" be eligible for $400? Am I missing anything?

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